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ByAlex Carlucci
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This article will cover the mortgage guidelines for the types of bankruptcies—James Miller of Miller explains how you can qualify for a mortgage after bankruptcy. Jamie Miller also explains how bankruptcy can restart your financial life and how you can get your credit score to 720 in less than one year after bankruptcy discharge. Attorney…
ByGustan Cho
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In this blog, we will cover and discuss when is the best date to qualify for a mortgage after a short sale. Homeowners who had a prior short sale can qualify for a mortgage loan after the short sale. This holds true as long as they meet the mandatory waiting period after a short sale….
ByAlex Carlucci
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In this blog, we will discuss and cover the bankruptcy mortgage guidelines on government and conventional loans. All mortgage loan programs have a mandatory waiting period after bankruptcy and foreclosure. Borrowers need to adhere to Bankruptcy Mortgage Guidelines to qualify for a residential mortgage loan. In the following sections, we will through the bankruptcy mortgage…
ByGustan Cho
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In this blog, we will cover and discuss qualifying for FHA jumbo loans while in the Chapter 13 Bankruptcy repayment plan. FHA jumbo loans are also called FHA high-balance loans. HUD, the parent of HUD, is the federal agency that sets the maximum FHA loan limits in standard and high-cost areas throughout the United States….
ByAlex Carlucci
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In this blog, we will cover and discuss qualifying for a mortgage with new lenders after getting mortgage denial for late payments during Chapter 13 repayment plan. Not all lenders have the same mortgage guidelines on government and conventional loans. A mortgage denial for late payments during Chapter 13 plan is normally a dead issue…
ByMike Gracz
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In this article, we will cover and discuss the FHA Chapter 13 Guidelines in Wyoming to buy a home or do a refinance during the Chapter 13 repayment plan. With the surging values of homes in Wyoming, the FHA Chapter 13 Guidelines in Wyoming enable potential homebuyers to be able to purchase a home while…
ByGustan Cho
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In this article, we will cover and discuss how homebuyers can qualify for a mortgage after bankruptcy in South Dakota. Consumers who have filed for bankruptcy can qualify for a mortgage after bankruptcy after meeting the waiting period after bankruptcy requirements in South Dakota. The waiting period to qualify for a mortgage after the bankruptcy discharge…
ByDale Elenteny
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In this blog, we will discuss and cover qualifying for a mortgage after bankruptcy in New Hampshire. New Hampshire has one of the hottest housing markets in the nation. Many families from high-taxed states such as New York, New Jersey, California, and Illinois are moving to New Hampshire. Home prices are surging in New Hampshire….
ByGustan Cho
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In this blog, we will cover and discuss qualifying for an FHA Chapter 13 Bankruptcy Mortgage in Alaska with late payments during the repayment. The housing market in Alaska is booming. Many people in the repayment plan of Chapter 13 are in a five-year term. This is a long time since not been able to…
ByGustan Cho
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In this article, we will be covering and discussing how to choose the best mortgage lenders after bankruptcy. We will advise on how to shop for the best mortgage lenders after bankruptcy with the best mortgage rates. FHA and VA loans are two government loan programs for owner-occupant mortgages. FHA and VA loans are two…
ByGustan Cho
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In this article, we will cover and discuss qualifying for a mortgage one day out of foreclosure lending guidelines. Housing prices kept on going up like never in history in the 2000s. Real estate was the investment of choice for most Americans. A large percentage of American workers had other properties as their choice of…
ByGustan Cho
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In this blog, we will cover and discuss HUD guidelines after bankruptcy versus other mortgage loan programs. Per HUD guidelines after bankruptcy, borrowers can qualify for FHA loans after Chapter 7 and Chapter 13 Bankruptcy. However, there are different HUD Guidelines After Bankruptcy requirements on Chapter 7 versus Chapter 13 Bankruptcy. Many folks who file bankruptcy…
ByDale Elenteny
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In this blog, we will discuss and cover the recorded date in foreclosure versus the surrender date of the home. Borrowers can qualify for a mortgage after a housing event. There are three different types of housing events: Foreclosure Deed in lieu of foreclosure Short sale There is a waiting period after bankruptcy, foreclosure, deed…
ByGustan Cho
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In this article, we will discuss and cover conventional loan after short sale mortgage guidelines. Fannie Mae and Freddie Mac are the two mortgage giants that set conventional mortgage guidelines. Conventional Loans are called Conforming Loans because they need to conform to Fannie/Freddie Mortgage Guidelines. Waiting Period After Housing Event on conforming loans is different…
ByGustan Cho
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This article covers options for homeowners on alternative to foreclosure when homeowners cannot afford mortgage payments: There are instances when homeowners go through extenuating circumstances and cannot afford mortgage payments. In this article, we will cover the following points: Reason for disruption of income due to economic environment and loss of income Protecting your home…
ByGustan Cho
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This article covers FHA Bankruptcy Waiting Period And Mortgage Guidelines FHA Bankruptcy Waiting Period Explained Homebuyers can now qualify for an FHA Loan after Bankruptcy. There are two types of bankruptcies consumers file: A Chapter 7 Bankruptcy is also known as total liquidation bankruptcy Chapter 7 is recommended for consumers who have a lot of…
ByGustan Cho
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This Article Is About Qualifying For Home Loan After Deed In Lieu Of Foreclosure Home Buyers can qualify For a Home Loan After Deed In Lieu Of Foreclosure. Government and Conventional Loans require mandatory waiting periods for borrowers who need to qualify for home loan after deed in lieu of foreclosure. FHA and USDA treat…
ByGustan Cho
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This Article Is About FHA Mortgage After Bankruptcy Mortgage Guidelines Borrowers can qualify for FHA Mortgage After Bankruptcy. There are two types of bankruptcies and HUD, the parent of the Federal Housing Administration, has different requirements with regards to each type of bankruptcy and the waiting period Just waiting out the waiting period after bankruptcy…
ByGustan Cho
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This Article Is About Conventional Loan After Chapter 13 Bankruptcy Guidelines What Is The Waiting Period To Qualify For Conventional Loan After Chapter 13 Bankruptcy? Qualifying for a Conventional Loan After Chapter 13 Bankruptcy discharge is no problem for home buyers needing a conventional loan. However, Fannie Mae and Freddie Mac Guidelines state that there…
ByGustan Cho
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This Article On Mortgage After Short Sale Guidelines For Home Purchase Previous homeowners who had a prior short sale can now qualify for a mortgage after a short sale as long as they have met the mandatory waiting period after a short sale. Many homeowners have requested a short sale from their current lender as…
ByGustan Cho
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This BLOG On What Are The Foreclosure Procedures And Process Was UPDATED And PUBLISHED On July 2nd, 2020 The government’s position with lending, traditionally, is they are set to ensure there is a warehouse for lending on the secondary, and that there are programs available for low to moderate-income families, as well as low to…
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