Skip to content

Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustan Cho Associates
  • About UsExpand
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner NetworkExpand
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loan
    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loan with Judgment
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Bad Credit Scores
    • Condotel Financing
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • CareersExpand
    • Can Realtors Be MLOs At The Same Time
    • Career OpportunitiesExpand
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • BlogsExpand
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer

Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustancho Associates

Author: Gustan Cho

Home / Gustan Cho - Page 35
Mortgage Lending Requirements
Home Mortgages

Mortgage Lending Requirements On Government And Conforming Loans

ByGustan Cho Posted onJune 29, 2020July 18, 2024

This BLOG On Mortgage Lending Requirements On Government And Conforming Loans Was UPDATED And PUBLISHED On June 29th, 2020 Mortgage…

Continue Reading Mortgage Lending Requirements On Government And Conforming LoansContinue

Do All Lenders Have The Same Collections And Charge Off Guidelines
Bad Credit Mortgages

Do All Lenders Have The Same Collections And Charge Off Guidelines

ByGustan Cho Posted onJune 22, 2020July 18, 2024

This ARTICLE On Do All Lenders Have The Same Collections And Charge Off Guidelines Was PUBLISHED On June 21st, 2020…

Continue Reading Do All Lenders Have The Same Collections And Charge Off GuidelinesContinue

Conforming Mortgage Credit Guidelines
Conventional Loans

Conforming Mortgage Credit Guidelines For Home Buyers

ByGustan Cho Posted onJune 20, 2020July 18, 2024

This BLOG On Conforming Mortgage Credit Guidelines For Home Buyers Was UPDATED And PUBLISHED On June 20th, 2020 Conforming Mortgage…

Continue Reading Conforming Mortgage Credit Guidelines For Home BuyersContinue

Real Estate Investments
Investment Homes

Real Estate Investments That Are Safe With Best Returns

ByGustan Cho Posted onJune 19, 2020July 18, 2024

This BLOG On Real Estate Investments That Are Safe With Best Returns Was UPDATED And PUBLISHED On June 19th, 2020…

Continue Reading Real Estate Investments That Are Safe With Best ReturnsContinue

When Is The Right Time To Refinance
Mortgage Refinance

When Is The Right Time To Refinance Mortgage For Homeowners

ByGustan Cho Posted onJune 16, 2020April 30, 2024

This BLOG On When Is The Right Time To Refinance Mortgage For Homeowners Was UPDATED And PUBLISHED On June 16th,…

Continue Reading When Is The Right Time To Refinance Mortgage For HomeownersContinue

Mortgage With Marginal Credit Scores
Bad Credit Mortgages

Mortgage With Marginal Credit Scores And Bad Credit Guidelines

ByGustan Cho Posted onJune 14, 2020July 9, 2025

This BLOG On Mortgage With Marginal Credit Scores And Bad Credit Guidelines Was UPDATED On August 9th, 2018 Applying for a…

Continue Reading Mortgage With Marginal Credit Scores And Bad Credit GuidelinesContinue

Mortgage Underwriting During The Covid-19 Pandemic
Headline News Archives

Mortgage Underwriting During The Covid-19 Pandemic

ByGustan Cho Posted onMay 31, 2020March 19, 2024

BREAKING NEWS: Mortgage Underwriting During The Covid-19 Pandemic Mortgage Underwriting During The Covid-19 Pandemic is more scrutinized than it ever…

Continue Reading Mortgage Underwriting During The Covid-19 PandemicContinue

Foreclosure During Pandemic For Unemployed Homeowners
Headline News Archives

Foreclosure During Pandemic For Unemployed Homeowners

ByGustan Cho Posted onMay 27, 2020October 8, 2024

BREAKING NEWS: Foreclosure During Pandemic For Unemployed Homeowners. The coronavirus pandemic really hit the U.S. hard. Prior to the pandemic,…

Continue Reading Foreclosure During Pandemic For Unemployed HomeownersContinue

Emergency Relief Screw-Up
Bad Credit Mortgages

Emergency Relief Screw-Up Affects Student Loan Borrowers

ByGustan Cho Posted onMay 23, 2020March 21, 2024

BREAKING NEWS: Emergency Relief Screw-Up Affects Student Loan Borrowers Emergency Relief Screw-Up Affects over credit reports of more than 5…

Continue Reading Emergency Relief Screw-Up Affects Student Loan BorrowersContinue

2020 Housing Market Correction
Headline News Archives

2020 Housing Market Correction Due To Coronavirus Pandemic

ByGustan Cho Posted onMay 13, 2020June 4, 2024

BREAKING NEWS: 2020 Housing Market Correction Due To Coronavirus Pandemic There will be a 2020 Housing Market Correction due to…

Continue Reading 2020 Housing Market Correction Due To Coronavirus PandemicContinue

DTI Mortgage Guidelines
Headline News Archives

DTI Mortgage Guidelines During The COVID-19 Pandemic Crisis

ByGustan Cho Posted onMay 11, 2020August 25, 2025

BREAKING NEWS: DTI Mortgage Guidelines During The COVID-19 Pandemic Crisis The COVID-19 pandemic outbreak in the United States has not…

Continue Reading DTI Mortgage Guidelines During The COVID-19 Pandemic CrisisContinue

Paying Rent During Coronavirus Pandemic
Headline News Archives

Paying Rent During Coronavirus Pandemic For Unemployed Tenants

ByGustan Cho Posted onMay 2, 2020February 14, 2024

BREAKING NEWS: Paying Rent During Coronavirus Pandemic For Unemployed Tenants Paying Rent During Coronavirus Pandemic For Unemployed Tenants may be…

Continue Reading Paying Rent During Coronavirus Pandemic For Unemployed TenantsContinue

Coronavirus Stimulus Checks
Headline News Archives

Coronavirus Stimulus Checks Being Sent To American Taxpayers

ByGustan Cho Posted onApril 14, 2020July 18, 2024

BREAKING NEWS: Coronavirus Stimulus Checks Being Sent To American Taxpayers This Week: Coronavirus Stimulus Checks are being sent to individual…

Continue Reading Coronavirus Stimulus Checks Being Sent To American TaxpayersContinue

Lender Overlays Due To Coronavirus Crisis
Headline News Archives

Lender Overlays Due To Coronavirus Crisis On Mortgage Loans

ByGustan Cho Posted onApril 9, 2020February 19, 2024

BREAKING NEWS: Lender Overlays Due To Coronavirus Crisis On Mortgage Loans The economic shut down due to the coronavirus pandemic…

Continue Reading Lender Overlays Due To Coronavirus Crisis On Mortgage LoansContinue

VA Loans During Coronavirus Pandemic
Bad Credit Mortgages

VA Loans During Coronavirus Pandemic Mortgage Crisis

ByGustan Cho Posted onApril 9, 2020April 17, 2024

BREAKING NEWS: VA Loans During Coronavirus Pandemic Mortgage Crisis The US economy is at a standstill as we speak due…

Continue Reading VA Loans During Coronavirus Pandemic Mortgage CrisisContinue

Mortgage Programs Suspended During Coronavirus Pandemic
Headline News Archives

Mortgage Programs Suspended During Coronavirus Pandemic

ByGustan Cho Posted onApril 8, 2020August 25, 2025

BREAKING NEWS: Mortgage Programs Suspended During Coronavirus Pandemic The 2020 housing market is still strong. However, mortgage lenders are going…

Continue Reading Mortgage Programs Suspended During Coronavirus PandemicContinue

FHA Loans During Coronavirus Pandemic
Headline News Archives

FHA Loans During Coronavirus Pandemic Mortgage Crisis

ByGustan Cho Posted onApril 7, 2020May 22, 2024

BREAKING NEWS: Qualifying for FHA loans during coronavirus pandemic mortgage crisis. Gustan Cho Associates is getting countless calls from borrowers…

Continue Reading FHA Loans During Coronavirus Pandemic Mortgage CrisisContinue

Qualifying For FHA Loans During Coronavirus Pandemic is still possible at Gustan Cho Associates
Headline News Archives

Qualifying For FHA Loans During Coronavirus Pandemic

ByGustan Cho Posted onApril 4, 2020July 29, 2025

This ARTICLE On Qualifying For FHA Loans During Coronavirus Pandemic Was PUBLISHED On April 4th, 2020 The coronavirus pandemic has…

Continue Reading Qualifying For FHA Loans During Coronavirus PandemicContinue

Reasons Real Estate Agents Wants You Pre-Approved
Real Estate Topic

Reasons Real Estate Agents Wants You Pre-Approved

ByGustan Cho Posted onMarch 17, 2020July 18, 2024

This ARTICLE On Reasons Real Estate Agents Wants You Pre-Approved Was PUBLISHED On March 17th, 2020 The Pre-Approval Stage Of…

Continue Reading Reasons Real Estate Agents Wants You Pre-ApprovedContinue

Quick Credit Score Fixes To Qualify For Mortgage Loans
Home Mortgages

Quick Credit Score Fixes To Qualify For Mortgage Loans

ByGustan Cho Posted onMarch 10, 2020February 10, 2025

This article covers Quick Credit Score Fixes To Qualify For Mortgage Loans Every mortgage loan program has a minimum credit…

Continue Reading Quick Credit Score Fixes To Qualify For Mortgage LoansContinue

How The Economy Affects The Housing Markets
Headline News Archives

How The Economy Affects The Housing Markets And Homebuyers

ByGustan Cho Posted onMarch 9, 2020February 20, 2024

This ARTICLE On How The Economy Affects The Housing Markets Was PUBLISHED On March 9th, 2020 Many home buyers want…

Continue Reading How The Economy Affects The Housing Markets And HomebuyersContinue

Preparing Credit For Mortgage
Re-Establishing Credit

Preparing Credit For Mortgage Loans With Bad Credit

ByGustan Cho Posted onFebruary 14, 2020August 22, 2024

This Article On Preparing Credit For Mortgage Loans With Bad Credit Was UPDATED And PUBLISHED On February 14th, 2020 Preparing…

Continue Reading Preparing Credit For Mortgage Loans With Bad CreditContinue

Page navigation

Previous PagePrevious 1 … 33 34 35 36 37 38 Next PageNext

About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Washington DC Lenders
    Washington DC Lenders For Traditional and Non-QM MortgagesSeptember 12, 2025
  • Mortgage Escrow Account
    What is a Mortgage Escrow Account for Purchase and RefinanceSeptember 11, 2025
  • Colorado VA Lenders
    Colorado VA Lenders For Bad Credit With No Lender OverlaysSeptember 10, 2025
  • Mortgage Guidelines After Unemployment
    Mortgage Guidelines After Unemployment You Can TrustSeptember 10, 2025

DTI Calculators

  • FHA DTI Calculator
  • VA DTI Calculator
  • Conventional DTI Calculator
  • Jumbo DTI Calculator
  • FHA Loan Limits
  • Conforming Loan Limit Change – See If You Qualify

Subsidiary Sites

  • Gustan Cho Associates Mortgage Advisor
  • GCA Mortgage Group
  • GCA Forum

Connect With Us

  • Facebook
  • LinkedIn
  • YouTube
  • Instagram
  • TikTok
  • Tumblr

Resources

  • Get Pre-Approved
  • Get Automated Underwriting System Approval
  • FICO Simulator
  • MLO License School
  • DTI Mortgage Calculator
  • Documents Required For Mortgage Process
  • How To Increase FICO Scores For a Mortgage
  • How To Reach A Human At The Credit Bureaus
  • Remove Credit Disputes
  • Contribute To GCA Mortgage Group
  • GCA Approves When Others Can’t
  • Mortgage Guides and Home Loan Options
  • How To Un-Freeze a Credit File?
Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
Disclaimer | Licenses | Copyrights | Privacy  NMLS Consumer Access© 2025 - Gustan Cho Associates. All Rights Reserved.SiteLock
CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loan with Judgment
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Bad Credit Scores
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
Search