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    • Get Pre-Approved
    • Order Credit
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    • MLO License School
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    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
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      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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      • Investment Property Loan
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      • Refinance FHA To Conventional Loans
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      • Conventional Loans W-2 Income ONLY Mortgages
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      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
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Preparing Credit For Mortgage
Re-Establishing Credit

Preparing Credit For Mortgage Loans With Bad Credit

ByGustan Cho Posted onFebruary 14, 2020August 22, 2024

This Article On Preparing Credit For Mortgage Loans With Bad Credit Was UPDATED And PUBLISHED On February 14th, 2020 Preparing…

Continue Reading Preparing Credit For Mortgage Loans With Bad CreditContinue

21 Day Fast Track TBD Loan Program
Mortgage Processing And Underwriting

21 Day FAST Track TBD Loan Program On Home Loans

ByGustan Cho Posted onFebruary 5, 2020October 8, 2024

In this blog, we will discuss and cover our 21-day fast-track TBD home purchase loan program. Gustan Cho Associates offers…

Continue Reading 21 Day FAST Track TBD Loan Program On Home LoansContinue

Minimum Down Payment Conventional Mortgage Loan Program
Conventional Loans

Minimum Down Payment Conventional Mortgage Loan Program

ByGustan Cho Posted onJanuary 17, 2020May 22, 2024

This BLOG On Minimum Down Payment Conventional Mortgage Loan Program Was UPDATED And PUBLISHED On January 17th, 2020 There are…

Continue Reading Minimum Down Payment Conventional Mortgage Loan ProgramContinue

1031 Tax Exchange
Bad Credit Mortgages

Deferring Capital Gains With 1031 Tax Exchange On Properties

ByGustan Cho Posted onJanuary 11, 2020April 23, 2024

This article is about 1031 Tax Exchange For Real Estate Transactions Real estate exchanges are alive and well! The real…

Continue Reading Deferring Capital Gains With 1031 Tax Exchange On PropertiesContinue

FHA 203H Loans
FHA Loans

FHA 203h Loans Mortgage Qualification Requirements

ByGustan Cho Posted onDecember 21, 2019March 3, 2025

This BLOG On FHA 203h Loans Mortgage Qualification Requirements Was UPDATED And PUBLISHED On December 21st, 2019 Folks who are…

Continue Reading FHA 203h Loans Mortgage Qualification RequirementsContinue

BREAKING NEWS: Jobs Growth Soars In November As Payrolls Surge By 266,000
Headline News Archives | Videos

Jobs Growth For November 2019 Skyrockets To 50-Year Record

ByGustan Cho Posted onDecember 6, 2019October 8, 2024

This breaking news article on Jobs Growth For November 2019 Skyrockets To 50-Year Record Was PUBLISHED On December 6th, 2019…

Continue Reading Jobs Growth For November 2019 Skyrockets To 50-Year RecordContinue

Fannie Mae And Freddie Mac Increases Conventional Loan Limit
Conventional Loans | Videos

Fannie Mae And Freddie Mac Increases Conventional Loan Limit

ByGustan Cho Posted onNovember 26, 2019March 19, 2024

This ARTICLE On Fannie Mae And Freddie Mac Increases Conventional Loan Limit To $510,400 Was PUBLISHED On November 26th, 2019…

Continue Reading Fannie Mae And Freddie Mac Increases Conventional Loan LimitContinue

FHA Versus Conforming Mortgage Rates (1)
Bad Credit Mortgages

FHA Versus Conforming Mortgage Rates On Purchases And Refinances

ByGustan Cho Posted onNovember 22, 2019October 9, 2024

This article on  FHA Versus Conforming Mortgage Rates On Purchases And Refinances There two types of home loan programs: Government…

Continue Reading FHA Versus Conforming Mortgage Rates On Purchases And RefinancesContinue

Colorado Housing Market
Real Estate Topic

Colorado Housing Market Ranks As The Hottest In The Nation

ByGustan Cho Posted onNovember 13, 2019July 17, 2024

This ARTICLE On Colorado Housing Market Ranks As The Hottest In The Nation Was PUBLISHED On November 13th, 2019 Colorado…

Continue Reading Colorado Housing Market Ranks As The Hottest In The NationContinue

New York Loses Taxpayers To Florida In Large Volume
Headline News Archives

New York Loses Taxpayers To Florida In Large Volume

ByGustan Cho Posted onNovember 12, 2019March 12, 2025

This ARTICLE On New York Loses Taxpayers To Florida In Large Volume Was PUBLISHED On November 12th, 2019 After President…

Continue Reading New York Loses Taxpayers To Florida In Large VolumeContinue

Sacrifices Versus Benefits By Veterans
VA Loans

Sacrifices Versus Benefits by Veterans and Their Families

ByGustan Cho Posted onNovember 11, 2019July 17, 2024

This ARTICLE On Sacrifices Versus Benefits By Veterans And Their Families Was PUBLISHED On November 11th, 2019 There are many…

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Mississippi Housing Market
Real Estate Topic

Mississippi Housing Market Expected To Flourish Through 2020

ByGustan Cho Posted onNovember 7, 2019March 12, 2025

This ARTICLE On Mississippi Housing Market Expected To Flourish Through 2020 Was PUBLISHED On November 7th, 2019 Mississippi is raking…

Continue Reading Mississippi Housing Market Expected To Flourish Through 2020Continue

Californians Fleeing To Low-Taxed States Due To High Taxes
Bad Credit Mortgages

Californians Fleeing To Low-Taxed States Due To High Taxes And Cost Of Living

ByGustan Cho Posted onNovember 7, 2019October 8, 2024

This ARTICLE On Californians Fleeing To Low-Taxed States Due To High Taxes Was PUBLISHED On November 7th, 2019 California is…

Continue Reading Californians Fleeing To Low-Taxed States Due To High Taxes And Cost Of LivingContinue

Trump Flees New York To Florida
Bad Credit Mortgages

Trump Flees New York To Florida Due To High-Taxes

ByGustan Cho Posted onNovember 4, 2019July 17, 2024

This ARTICLE On Trump Flees New York To Florida Due To High-Taxes Was PUBLISHED On November 4th, 2019 We have…

Continue Reading Trump Flees New York To Florida Due To High-TaxesContinue

Stock Market Spikes On News Of Record Job Numbers
Headline News Archives | Videos

Stock Market Spikes On News Of Record Job Numbers

ByGustan Cho Posted onNovember 2, 2019December 18, 2023

This ARTICLE Is About Stock Market Spikes On News Of Record Job Numbers Ever since President Donald Trump took office,…

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THE START OF THE BIGGEST HOUSING BOOM IN HISTORY
Real Estate Topic | Videos

The Start Of The Biggest Housing Boom In History

ByGustan Cho Posted onOctober 29, 2019October 8, 2024

This Article Is About The Start Of The Biggest Housing Boom In History  The Start Of The Biggest Housing Boom…

Continue Reading The Start Of The Biggest Housing Boom In HistoryContinue

What is Memphis Housing Market
Real Estate Topic

Memphis Housing Market Becomes The Top 10 In The U.S.

ByGustan Cho Posted onOctober 15, 2019March 6, 2025

This ARTICLE On Memphis Housing Market Becomes The Top 10 In The U.S. Was PUBLISHED On October 15th, 2019 Tennessee…

Continue Reading Memphis Housing Market Becomes The Top 10 In The U.S.Continue

New York Mansion Tax Plummeting Real Estate Sales
Headline News Archives

New York Mansion Tax Plummeting Real Estate Sales

ByGustan Cho Posted onOctober 12, 2019March 6, 2025

This ARTICLE On New York Mansion Tax Plummeting Real Estate Sales Was PUBLISHED On October 12th, 2019 BREAKING NEWS: New…

Continue Reading New York Mansion Tax Plummeting Real Estate SalesContinue

How California Wildfires Affect Californians From Getting Insurance
Headline News Archives

California Wildfires Affect Californians From Getting Insurance

ByGustan Cho Posted onOctober 12, 2019October 8, 2024

This Article Is About California Wildfires Affect Californians From Getting Insurance  The frequent California Wildfires is affecting homeowners to get…

Continue Reading California Wildfires Affect Californians From Getting InsuranceContinue

Las Vegas Home Prices
Real Estate Topic

Las Vegas Home Prices Hit All-Time High Since Recession

ByGustan Cho Posted onOctober 10, 2019March 6, 2025

This ARTICLE On Las Vegas Home Prices Hit All-Time High Since Recession Was PUBLISHED On October 10th, 2019 Home Prices…

Continue Reading Las Vegas Home Prices Hit All-Time High Since RecessionContinue

BREAKING NEWS: President Trump IMPEACHMENT
Headline News Archives

Housing Market To Remain Stable During Trump Impeachment Process

ByGustan Cho Posted onOctober 10, 2019July 17, 2024

This Article Is About he Housing Market To Remain Stable During Trump Impeachment Process  Many homebuyers are in jitters whether…

Continue Reading Housing Market To Remain Stable During Trump Impeachment ProcessContinue

Vancouver Property Management Experts
Real Estate

Vancouver Property Management Experts Share Their Habits for Success

ByGustan Cho Posted onOctober 8, 2019January 27, 2025

This ARTICLE On Vancouver Property Management Experts Share Their Habits for Success Was PUBLISHED On October 8th, 2019 When you…

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Importance of Credit Reports
    Importance of Credit Reports in the Mortgage ProcessJuly 4, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansJuly 3, 2025
  • Conforming Versus FHA Mortgage
    Conforming Versus FHA Mortgage Guidelines and BenefitsJuly 3, 2025
  • Short Sale Versus Foreclosure
    Short Sale Versus Foreclosure Mortgage GuidelinesJuly 3, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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