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This BLOG On Mechanics Lien Placed On Homes By General Contractors Was UPDATED And PUBLISHED On March 12th, 2020 A mechanics lien on a property is when a contractor, sub-contractor, or supplier places a lien on a property. The lien is placed on the property they did work on or provided materials to and the…
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This article covers Quick Credit Score Fixes To Qualify For Mortgage Loans Every mortgage loan program has a minimum credit score requirement. However, even though a mortgage borrower meets the minimum credit score requirements, they should try to get their credit scores as high as possible prior to applying for a mortgage The higher the…
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This ARTICLE On How The Economy Affects The Housing Markets Was PUBLISHED On March 9th, 2020 Many home buyers want to know How The Economy Affects The Housing Markets. There are multiple factors on How The Economy Affects The Housing Markets And Homebuyers The economy has both a direct and indirect impact on the housing…
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This BLOG On How To Prepare For Mortgage For First Time Home Buyers Was UPDATED And PUBLISHED On March 8th, 2020 The best way on How To Prepare For Mortgage is to first consult with a loan officer. Do not just talk to one loan officer but many loan officers and due to your own…
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This BLOG On Limited Review Versus Full Review Condo Purchase Was UPDATED And PUBLISHED On March 8th, 2020 Due to the real estate and mortgage meltdown of 2008 and the historical number of foreclosures throughout the country, new FHA, Fannie Mae, and Freddie Mac mortgage guidelines have been implemented on condominium unit purchases. There are…
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This article on 8 Key Things to Keep in Mind When Looking at Buying an Older Home Was PUBLISHED On February 21st, 2020 There are many reasons why people opt for looking at and purchasing an older home versus a new construction home. The purchase of an older home can be very rewarding, but just…
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This Article On Preparing Credit For Mortgage Loans With Bad Credit Was UPDATED And PUBLISHED On February 14th, 2020 Preparing Credit For Mortgage is one of the first things any home buyer needs to do prior to shopping for a home. Homebuyers planning in buying a home in the near future should consult with a…
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In this blog, we will discuss and cover our 21-day fast-track TBD home purchase loan program. Gustan Cho Associates offers a fast-track TBD loan program when most mortgage loans close in 21 days or less. Realtors love this program where borrowers do not need a subject property. Our mortgage processor will process the mortgage file…
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This BLOG On Minimum Down Payment Conventional Mortgage Loan Program Was UPDATED And PUBLISHED On January 17th, 2020 There are various minimum down payment requirement mortgage loan programs for home buyers. Homebuyers who do not want to pay a monthly mortgage insurance premium, the minimum down payment required is 20% Conventional loans are different than…
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This article is about 1031 Tax Exchange For Real Estate Transactions Real estate exchanges are alive and well! The real estate market has recovered and real estate investors are buying and selling investment properties. Real estate investors have been holding steady over the past few years watching the values of their investment properties diminish while…
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This BLOG On FHA 203h Loans Mortgage Qualification Requirements Was UPDATED And PUBLISHED On December 21st, 2019 Folks who are or have been a victim of a major disaster are and the President of the United States has declared it as a disaster area will be able to qualify for FHA 203h loans. 2018 is…
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This breaking news article on Jobs Growth For November 2019 Skyrockets To 50-Year Record Was PUBLISHED On December 6th, 2019 Jobs Growth numbers were released this morning by the U.S. Labor Department. The job growth numbers came in better than expected sending the Dow Jones Industrials soaring triple digits The U.S. economy is booming under…
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This ARTICLE On Fannie Mae And Freddie Mac Increases Conventional Loan Limit To $510,400 Was PUBLISHED On November 26th, 2019 The housing market is booming. Actually, the housing market has been on fire for the past several years with no sign of a correction With the exception of a few states, home prices have been…
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This article on FHA Versus Conforming Mortgage Rates On Purchases And Refinances There two types of home loan programs: Government Loans Conventional Loans There are three types of government loans: FHA Home Loans VA Loans USDA Loans Conventional Loans are often called conforming loans. The reason being so is conventional loans need to conform to…
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This ARTICLE On Colorado Housing Market Ranks As The Hottest In The Nation Was PUBLISHED On November 13th, 2019 Colorado Springs, Colorado housing market ranks as the hottest and growing housing market in the U.S. While cities like Chicago and New York City are in a financial crisis and cannot pay its bills, Colorado Springs…
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This ARTICLE On New York Loses Taxpayers To Florida In Large Volume Was PUBLISHED On November 12th, 2019 After President Trump got elected in November 2016 and took office, the economy has set historical records The recent unemployment numbers came in at 3.5% which marks the lowest unemployment rate since 1969 This is mindblowing where…
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This ARTICLE On Sacrifices Versus Benefits By Veterans And Their Families Was PUBLISHED On November 11th, 2019 There are many sacrifices young people need to make once they decide to join a branch of the United States Armed Services. As being sworn in as a soldier, the recruit needs to abide by the commands of…
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This ARTICLE On Mississippi Housing Market Expected To Flourish Through 2020 Was PUBLISHED On November 7th, 2019 Mississippi is raking in billions of revenues from out of state businesses and residents moving to this state Homebuyers can get a lot of house for the money in Mississippi Countless businesses and individual taxpayers are moving to…
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This ARTICLE On Californians Fleeing To Low-Taxed States Due To High Taxes Was PUBLISHED On November 7th, 2019 California is the most populous state in the U.S. Over 39 million people live in the state of California California has the highest home prices in the country Average homes in California are priced at $587,500 compared…
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This ARTICLE On Trump Flees New York To Florida Due To High-Taxes Was PUBLISHED On November 4th, 2019 We have written numerous articles about New Yorkers fleeing the state to other low-taxed states like Florida, Texas, Tennessee, Alabama, and countless others. The state of New York, especially in New York City, is in a financial…
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This ARTICLE Is About Stock Market Spikes On News Of Record Job Numbers Ever since President Donald Trump took office, the economy has been booming. The country is setting higher record numbers on all economic data The Dow Jones Industrial Averages have been breaking all-time high records every day for the past couple of weeks…
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