Skip to content

Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustan Cho Associates
  • About UsExpand
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner NetworkExpand
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loan
    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • CareersExpand
    • Can Realtors Be MLOs At The Same Time
    • Career OpportunitiesExpand
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • BlogsExpand
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer

Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustancho Associates

Author: Gustan Cho

Home / Gustan Cho - Page 32
Gustan Cho Associates is a national mortgage company licensed in multiple states with no lender overlays on government and conventional loans
Home Mortgages | Videos

About Us

ByGustan Cho Posted onOctober 28, 2020October 9, 2024

This Article Is About Us at Gustan Cho Associates: We Are A National Mortgage Company Licensed In Multiple States With…

Continue Reading About UsContinue

How long is the waiting period after CARES ACT Forbearance
Home Mortgages | Mortgage Refinance

Waiting Period After CARES ACT Forbearance To Qualify For Mortgage

ByGustan Cho Posted onOctober 27, 2020July 19, 2024

This Article Is About Waiting Period After CARES ACT Forbearance To Qualify For Mortgage The CARES ACT is a financial…

Continue Reading Waiting Period After CARES ACT Forbearance To Qualify For MortgageContinue

Which means buying a home with tenants
Bad Credit Mortgages

Buying A House With Tenants Who Are Still Occupants

ByGustan Cho Posted onSeptember 15, 2020April 16, 2024

This Article Is About Buying A House With Tenants Who Are Still Occupants Buying A House With Tenants Who Are…

Continue Reading Buying A House With Tenants Who Are Still OccupantsContinue

Lenders Increasing Credit Score Requirements Due To COVID-19
Headline News Archives

Lenders Increasing Credit Score Requirements Due To COVID-19

ByGustan Cho Posted onAugust 31, 2020October 9, 2024

This article covers Lenders Increasing Credit Score Requirements Due To COVID-19 Most borrowers have noticed that Lenders Increasing Credit Score…

Continue Reading Lenders Increasing Credit Score Requirements Due To COVID-19Continue

FHFA Postpones Adverse Fee For Mortgage Refinance Borrowers
Headline News Archives | Videos

FHFA Postpones Adverse Fee For Mortgage Refinance Loans

ByGustan Cho Posted onAugust 27, 2020October 8, 2024

This guide is an update of a previous article: This guide covers FHFA postpones adverse fee for mortgage refinance loans….

Continue Reading FHFA Postpones Adverse Fee For Mortgage Refinance LoansContinue

Freddie Mac Housing Event Guidelines
Conventional Loans

Freddie Mac Housing Event Guidelines On Conventional Loans

ByGustan Cho Posted onAugust 19, 2020February 21, 2024

This article covers Freddie Mac Housing Event Guidelines On Conventional Loans Fannie Mae and Freddie Mac are the two mortgage…

Continue Reading Freddie Mac Housing Event Guidelines On Conventional LoansContinue

Housing Market Booming Despite Record High Unemployment
Videos

Housing Market Booming Despite Record High Unemployment

ByGustan Cho Posted onAugust 17, 2020October 8, 2024

BREAKING NEWS: Housing Market Booming Despite Record High Unemployment Housing Market Booming despite record-high unemployment and the coronavirus outbreak. Never…

Continue Reading Housing Market Booming Despite Record High UnemploymentContinue

Conventional Loans With Derogatory Credit Mortgage Guidelines
Conventional Loans

Conventional Loans With Derogatory Credit Mortgage Guidelines

ByGustan Cho Posted onAugust 17, 2020July 19, 2024

This Article covers Conventional Loans With Derogatory Credit Mortgage Guidelines Many clients of Gustan Cho Associates are interested in a…

Continue Reading Conventional Loans With Derogatory Credit Mortgage GuidelinesContinue

Buying A House During Recession And COVID-19 Pandemic
Headline News Archives

Buying A House During Recession And COVID-19 Pandemic

ByGustan Cho Posted onAugust 12, 2020July 2, 2024

This ARTICLE On Buying A House During Recession And COVID-19 Pandemic The team at Gustan Cho Associates gets countless calls…

Continue Reading Buying A House During Recession And COVID-19 PandemicContinue

Two FHA Loans At The Same Time
FHA 203k Loan

Upgrading Your New Home Purchase Prior To Moving In

ByGustan Cho Posted onAugust 11, 2020July 19, 2024

This ARTICLE On Upgrading Your New Home Purchase Prior To Moving In Upgrading Your New Home Purchase before moving in…

Continue Reading Upgrading Your New Home Purchase Prior To Moving InContinue

Refinance Mortgage Loans Hit Year High Due To Low Rates
Mortgage Rates | Videos

Refinance Mortgage Loans Hit Year High Due To Low Rates

ByGustan Cho Posted onJuly 28, 2020June 28, 2024

This Article On Refinance Mortgage Loans Hit Year High Due To Low Rates Refinance Mortgage Loans is the hottest thing right…

Continue Reading Refinance Mortgage Loans Hit Year High Due To Low RatesContinue

Condotel Loans Florida
Condominium Loans

Condotel Loans Florida With 25% Down Payment For Second Homes

ByGustan Cho Posted onJuly 27, 2020July 19, 2024

This Article On Condotel Loans Florida With 25% Down Payment Condotel Loans Florida is a big part of our business…

Continue Reading Condotel Loans Florida With 25% Down Payment For Second HomesContinue

Buying Out Of State Homes Online
Home Purchase

Buying Out Of State Homes Online Sight-Unseen Purchases

ByGustan Cho Posted onJuly 27, 2020July 19, 2024

This Article On Buying Out Of State Homes Online Sight-Unseen Purchases The concept of Buying Out Of State Homes Online…

Continue Reading Buying Out Of State Homes Online Sight-Unseen PurchasesContinue

What Is A Partnership?
Income And Employment

What Is A Partnership And Types Of Partnerships In Business

ByGustan Cho Posted onJuly 25, 2020July 19, 2024

This Article On What Is A Partnership And Types Of Partnerships In Business A partnership is a business where two…

Continue Reading What Is A Partnership And Types Of Partnerships In BusinessContinue

Qualifying For Mortgage After Deed In Lieu In California
Bad Credit Mortgages

Mortgage After Deed In Lieu In California

ByGustan Cho Posted onJuly 22, 2020July 19, 2024

This Article Is  On Mortgage After Deed In Lieu In California Home buyers can now qualify for mortgage after deed…

Continue Reading Mortgage After Deed In Lieu In CaliforniaContinue

FHA Loan With Unpaid Collections Florida
Bad Credit Mortgages

Can I Qualify For FHA Loan With Unpaid Collections Florida

ByGustan Cho Posted onJuly 19, 2020April 3, 2025

This Article On FHA Loan With Unpaid Collections Florida Home Buyers with bad credit and lower credit scores can qualify…

Continue Reading Can I Qualify For FHA Loan With Unpaid Collections FloridaContinue

Bankruptcy Alternatives
Bad Credit Mortgages

Bankruptcy Alternatives & How Bankruptcy Affects Mortgage Qualification

ByGustan Cho Posted onJuly 19, 2020July 19, 2024

This Article On Bankruptcy Alternatives & How Bankruptcy Affects Mortgage Qualification Many who have extenuating circumstances such as job loss,…

Continue Reading Bankruptcy Alternatives & How Bankruptcy Affects Mortgage QualificationContinue

What are Questions To Ask Home Sellers
Home Sellers

Home Buyer Questions To Ask Sellers When Buying Home

ByGustan Cho Posted onJuly 16, 2020February 26, 2025

This Article On Home Buyer Questions To Ask Sellers When Buying Home Home buyers should definitely make it a priority…

Continue Reading Home Buyer Questions To Ask Sellers When Buying HomeContinue

IRS 4506T Form
Income And Employment

Using IRS 4506T Form In Mortgage Loan Processing

ByGustan Cho Posted onJuly 15, 2020December 18, 2023

This Article On Using IRS 4506T Form In Mortgage Loan Processing Mortgage lenders require income verification with not just the…

Continue Reading Using IRS 4506T Form In Mortgage Loan ProcessingContinue

Home Purchase Regrets
Home Purchase

What Are The Biggest Home Purchase Regrets And How To Avoid Them

ByGustan Cho Posted onJuly 14, 2020February 28, 2024

This Article On What Are The Biggest Home Purchase Regrets And How To Avoid Them Buyers who decided purchase a…

Continue Reading What Are The Biggest Home Purchase Regrets And How To Avoid ThemContinue

Mortgage After Short Sale Guidelines
Mortgage After Bankruptcy and Foreclosure

Mortgage After Short Sale Guidelines For Home Purchase

ByGustan Cho Posted onJuly 14, 2020July 19, 2024

This Article On Mortgage After Short Sale Guidelines For Home Purchase Previous homeowners who had a prior short sale can…

Continue Reading Mortgage After Short Sale Guidelines For Home PurchaseContinue

Selling Home Prior To Foreclosure
Selling Your Home

Selling Your Home Prior To Foreclosure And Qualifying For New Mortgage

ByGustan Cho Posted onJuly 12, 2020June 4, 2024

This article is about Selling Your Home Prior To Foreclosure And Qualifying For New Mortgage Homeowners who get behind on…

Continue Reading Selling Your Home Prior To Foreclosure And Qualifying For New MortgageContinue

Page navigation

Previous PagePrevious 1 … 30 31 32 33 34 … 40 Next PageNext

About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Refinancing NON-QM Loans
    Refinancing NON-QM Loans To Traditional MortgagesJuly 1, 2025
  • Funds required for first-time home buyer on a home purchase
    Funds Required For First-Time Home Buyer on a PurchaseJuly 1, 2025
  • Escrow Hold Back
    Escrow Hold Back For Home RepairsJuly 1, 2025
  • Understanding VA Mortgage Rates
    Understanding VA Mortgage Rates And LLPAJuly 1, 2025

DTI Calculators

  • FHA DTI Calculator
  • VA DTI Calculator
  • Conventional DTI Calculator
  • Jumbo DTI Calculator
  • FHA Loan Limits
  • Conforming Loan Limits

Subsidiary Sites

  • Gustan Cho Associates Mortgage Advisor
  • GCA Mortgage Group
  • GCA Forum

Connect With Us

  • Facebook
  • LinkedIn
  • YouTube
  • Instagram
  • TikTok
  • Tumblr

Resources

  • Get Pre-Approved
  • Get Automated Underwriting System Approval
  • FICO Simulator
  • MLO License School
  • DTI Mortgage Calculator
  • Documents Required For Mortgage Process
  • How To Increase FICO Scores For a Mortgage
  • How To Reach A Human At The Credit Bureaus
  • Remove Credit Disputes
  • Contribute To GCA Mortgage Group
  • GCA Approves When Others Can’t
  • Mortgage Guides and Home Loan Options
  • How To Un-Freeze a Credit File?
Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
Disclaimer | Licenses | Copyrights | Privacy  NMLS Consumer Access© 2025 - Gustan Cho Associates. All Rights Reserved.SiteLock
CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
Search