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Gustan Cho Associates
  • About UsExpand
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner NetworkExpand
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loan
    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loan with Judgment
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Bad Credit Scores
    • Condotel Financing
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • CareersExpand
    • Can Realtors Be MLOs At The Same Time
    • Career OpportunitiesExpand
      • Training a New Mortgage Loan Officer Without Any Experience
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Qualifying For FHA Loans During Coronavirus Pandemic is still possible at Gustan Cho Associates
Headline News Archives

Qualifying For FHA Loans During Coronavirus Pandemic

ByGustan Cho Posted onApril 4, 2020July 29, 2025

This ARTICLE On Qualifying For FHA Loans During Coronavirus Pandemic Was PUBLISHED On April 4th, 2020 The coronavirus pandemic has…

Continue Reading Qualifying For FHA Loans During Coronavirus PandemicContinue

Home Buying Process During The Coronavirus Pandemic Crisis
Headline News Archives

Home Buying Process During The Coronavirus Pandemic Crisis

ByMike Gracz Posted onApril 1, 2020August 25, 2025

BREAKING NEWS: Home Buying Process During The Coronavirus Pandemic Crisis As Americans received some puzzling news from the White House…

Continue Reading Home Buying Process During The Coronavirus Pandemic CrisisContinue

Fed To Stabilize Mortgage Market Due To Coronavirus Pandemic
Headline News Archives

Fed To Stabilize Mortgage Market Due To Coronavirus Pandemic

ByAlex Carlucci Posted onMarch 31, 2020July 18, 2024

BREAKING NEWS: The Fed To Stabilize Mortgage Market Due To Coronavirus Pandemic Most mortgage lenders are going through a tough…

Continue Reading Fed To Stabilize Mortgage Market Due To Coronavirus PandemicContinue

MORTGAGE SERVICERS AT RISK
Headline News Archives

The 2 Trillion Stimulus Will Devastate The Mortgage Markets

ByAlex Carlucci Posted onMarch 28, 2020August 25, 2025

BREAKING NEWS: The 2 Trillion Stimulus Will Devastate The Mortgage Markets And Affect Lending The 2 Trillion Stimulus Will Devastate…

Continue Reading The 2 Trillion Stimulus Will Devastate The Mortgage MarketsContinue

Record Low Mortgage-Rates Skyrocket
Headline News Archives

Record Low Mortgage-Rates Skyrocket Due To Capacity And Liquidity

ByAlex Carlucci Posted onMarch 25, 2020July 18, 2024

BREAKING NEWS: Record Low Mortgage-Rates Skyrocket Due To Capacity And Liquidity Issues By Lenders Record Low Mortgage-Rates Skyrocket: The coronavirus…

Continue Reading Record Low Mortgage-Rates Skyrocket Due To Capacity And LiquidityContinue

CORONAVIRUS UPDATE FOR PURCHASE AND REFINANCE MORTGAGE BORROWERS
Headline News Archives

Coronavirus Update For Purchase And Refinance Mortgage Borrowers

ByMike Gracz Posted onMarch 25, 2020July 18, 2024

This ARTICLE On The Coronavirus Update For Purchase And Refinance Mortgage Borrowers Was PUBLISHED On March 25th, 2020 Gustan Cho…

Continue Reading Coronavirus Update For Purchase And Refinance Mortgage BorrowersContinue

HOW THE CORONAVIRUS AFFECTS THE ECONOMY AND HOUSING MARKET
Headline News Archives

How The Coronavirus Is Impacting The Housing Market

ByAlex Carlucci Posted onMarch 24, 2020July 29, 2025

BREAKING NEWS: How The Coronavirus Is Impacting The Housing And Mortgage Market There is no doubt The Coronavirus Is Impacting…

Continue Reading How The Coronavirus Is Impacting The Housing MarketContinue

Reasons Real Estate Agents Wants You Pre-Approved
Real Estate Topic

Reasons Real Estate Agents Wants You Pre-Approved

ByGustan Cho Posted onMarch 17, 2020July 18, 2024

This ARTICLE On Reasons Real Estate Agents Wants You Pre-Approved Was PUBLISHED On March 17th, 2020 The Pre-Approval Stage Of…

Continue Reading Reasons Real Estate Agents Wants You Pre-ApprovedContinue

Coronavirus Pandemic Plummets Stock Markets And Is Affecting Mortgage Rates
Headline News Archives

Coronavirus Pandemic Plummets Dow 2,300 Into Bear Market Territory

ByAlex Carlucci Posted onMarch 12, 2020July 18, 2024

BREAKING NEWS: Coronavirus Pandemic Plummets Dow 2,300 Into Bear Market Territory Coronavirus Pandemic Plummets Dow over 2,300 into the bear…

Continue Reading Coronavirus Pandemic Plummets Dow 2,300 Into Bear Market TerritoryContinue

NON-QM Loans

Interest Only Mortgages With NON-QM Loans Versus Amortized

ByDale Elenteny Posted onMarch 11, 2020July 18, 2024

This BLOG On Interest Only Mortgages With NON-QM Loans Versus Amortized Was UPDATED And PUBLISHED On March 11th, 2020 Traditional…

Continue Reading Interest Only Mortgages With NON-QM Loans Versus AmortizedContinue

Why Are Lenders Increasing Rates When Mortgage Rates Are At Historic Lows?
Headline News Archives

Lenders Increasing Rates When Mortgage Rates Are At Historic Lows

ByAlex Carlucci Posted onMarch 11, 2020July 18, 2024

This BREAKING NEWS On Why Lenders Increasing Rates When Mortgage Rates Are At Historic Lows Was PUBLISHED On March 11th,…

Continue Reading Lenders Increasing Rates When Mortgage Rates Are At Historic LowsContinue

CORONAVIRUS OUTBREAK AND ITS IMPACT ON THE HOUSING MARKETS
Headline News Archives

Dow Sinks 2000 Points And Will It Impact The Housing Markets

ByAlex Carlucci Posted onMarch 9, 2020July 17, 2024

This BREAKING NEWS On The Dow Sinks 2000 Points And Will It Impact The Housing Markets Was PUBLISHED On March…

Continue Reading Dow Sinks 2000 Points And Will It Impact The Housing MarketsContinue

How The Economy Affects The Housing Markets
Headline News Archives

How The Economy Affects The Housing Markets And Homebuyers

ByGustan Cho Posted onMarch 9, 2020February 20, 2024

This ARTICLE On How The Economy Affects The Housing Markets Was PUBLISHED On March 9th, 2020 Many home buyers want…

Continue Reading How The Economy Affects The Housing Markets And HomebuyersContinue

Jobs Report Numbers For February At 273,000 Despite Market Selloff (1)
Headline News Archives

Jobs Report Numbers For February At 273,000 Despite Market Selloff

ByAlex Carlucci Posted onMarch 7, 2020July 17, 2024

This ARTICLE On Jobs Report Numbers For February At 273,000 Despite Market Selloff Was PUBLISHED On March 7th, 2020 Record…

Continue Reading Jobs Report Numbers For February At 273,000 Despite Market SelloffContinue

Preparing Credit For Mortgage
Re-Establishing Credit

Preparing Credit For Mortgage Loans With Bad Credit

ByGustan Cho Posted onFebruary 14, 2020August 22, 2024

This Article On Preparing Credit For Mortgage Loans With Bad Credit Was UPDATED And PUBLISHED On February 14th, 2020 Preparing…

Continue Reading Preparing Credit For Mortgage Loans With Bad CreditContinue

BREAKING NEWS: Jobs Growth Soars In November As Payrolls Surge By 266,000
Headline News Archives | Videos

Jobs Growth For November 2019 Skyrockets To 50-Year Record

ByGustan Cho Posted onDecember 6, 2019July 29, 2025

This breaking news article on Jobs Growth For November 2019 Skyrockets To 50-Year Record Was PUBLISHED On December 6th, 2019…

Continue Reading Jobs Growth For November 2019 Skyrockets To 50-Year RecordContinue

Southern California Wildfires And How It’s Affecting Housing Market
Headline News Archives

Southern California Wildfires And How It’s Affecting Housing Market

ByAlex Carlucci Posted onNovember 18, 2019October 9, 2024

This ARTICLE On The Southern California Wildfires And How It’s Affecting Housing Market Was UPDATED And PUBLISHED On November 18th,…

Continue Reading Southern California Wildfires And How It’s Affecting Housing MarketContinue

Jobs Report Numbers For February At 273,000 Despite Market Selloff (1)
Headline News Archives

Strong Jobs Numbers Sends Dow Jones To Record Territory

ByAlex Carlucci Posted onNovember 4, 2019March 3, 2025

This breaking news article is about strong jobs numbers sending the Dow Jones Industrial to record terrority. Strong jobs numbers…

Continue Reading Strong Jobs Numbers Sends Dow Jones To Record TerritoryContinue

Stock Market Spikes On News Of Record Job Numbers
Headline News Archives | Videos

Stock Market Spikes On News Of Record Job Numbers

ByGustan Cho Posted onNovember 2, 2019December 18, 2023

This ARTICLE Is About Stock Market Spikes On News Of Record Job Numbers Ever since President Donald Trump took office,…

Continue Reading Stock Market Spikes On News Of Record Job NumbersContinue

THE START OF THE BIGGEST HOUSING BOOM IN HISTORY
Real Estate Topic | Videos

The Start Of The Biggest Housing Boom In History

ByGustan Cho Posted onOctober 29, 2019July 8, 2025

This Article Is About The Start Of The Biggest Housing Boom In History  The Start Of The Biggest Housing Boom…

Continue Reading The Start Of The Biggest Housing Boom In HistoryContinue

How California Wildfires Affect Californians From Getting Insurance
Headline News Archives

California Wildfires Affect Californians From Getting Insurance

ByGustan Cho Posted onOctober 12, 2019October 8, 2024

This Article Is About California Wildfires Affect Californians From Getting Insurance  The frequent California Wildfires is affecting homeowners to get…

Continue Reading California Wildfires Affect Californians From Getting InsuranceContinue

BREAKING NEWS: President Trump IMPEACHMENT
Headline News Archives

Housing Market To Remain Stable During Trump Impeachment Process

ByGustan Cho Posted onOctober 10, 2019July 17, 2024

This Article Is About he Housing Market To Remain Stable During Trump Impeachment Process  Many homebuyers are in jitters whether…

Continue Reading Housing Market To Remain Stable During Trump Impeachment ProcessContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Washington DC Lenders
    Washington DC Lenders For Traditional and Non-QM MortgagesSeptember 12, 2025
  • How to Find the Best Realtor
    How To Find The Best Realtor For First-Time HomebuyersSeptember 12, 2025
  • Mortgage Escrow Account
    What is a Mortgage Escrow Account for Purchase and RefinanceSeptember 11, 2025
  • Colorado VA Lenders
    Colorado VA Lenders For Bad Credit With No Lender OverlaysSeptember 10, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loan with Judgment
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Bad Credit Scores
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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