Choosing The Right Neighborhood

This Article On Choosing The Right Neighborhood Was Written By Bob Vogel

Choosing The Right Neighborhood: How I Ended Up In Hampshire, ILLINOIS

When I meet up with friends who I haven’t seen in a while or meet someone new and they ask where I am living, and I respond with “Hampshire” they look at me like a deer in headlights.  Then I either have to tell them near Huntley or “just west of Elgin.”  Then I get the customary “Oh, ok, like by the farms?”   Yes, I picked up my family and moved us to a farm in the northwest suburbs of Hampshire, Illinois, right!

Choosing The Right Neighborhood: Hampshire, Illinois

Let’s back up a little bit, I was born and raised in the suburbs right next to O’hare airport, in fact at times I thought the airport was in my backyard I was that close.  Before getting married I moved out to Elgin near the Hoffman Estates, Illinois border, after a few years we moved into a townhouse rental about 4 blocks from the Hoffman Estates border.  It was about the time our daughter was turning 4 that we had to decide what we were going to do in terms of education and purchasing a long-term home as we couldn’t live in a rental forever.  We knew that where we were currently living was a U-46 school district and we were not thrilled to put our daughter into that school system.  After quickly looking at homes and schools in the Schaumburg/Hoffman Estates area we knew our budget of $250,000 wasn’t going to get us the space we desired, so what was there to do?  We looked west as there was still affordable new construction going up all over the place and newer homes were also for sale as well.

Choosing The Right Neighborhood: Researching School Districts

We first began to look around the 301 school district as the schools were all highly rated and newer, the housing was also newer or brand new as well.  We really liked the area of far west Elgin, but the prices were still just a touch out of reach as we didn’t want to settle for something smaller and older.  We moved just a little farther west to Pingree Grove and if you read my previously posts, you will know we lost out on a short sale home here.  After this house fell through, we focused in on Hampshire as there was still a new Ryland community being built and district 300 schools also had were highly rated and the schools were mostly brand new.  After seeing the prices of homes in this community, we knew we could make this work.  The location was still a bit farther west than we thought we would have to go, but right at the 90 and 47 interchange and close to Rt. 20, it couldn’t be in a more convenient area.  Ok, great, we had our area picked out and after going through the motions of purchasing our home, we got our house for just about $250,000 on the nose.

Friends and family had to get used to coming out to our house to visit and to this day we still get the jokes of “man, we should have packed a cooler” or “I didn’t know I was driving to Wisconsin.”  Listen folks, just because your sheltered lives don’t take you past Woodfield Mall on the 90, doesn’t mean I am in the middle of nowhere.  I live 30 minutes from Woodfield and 7 minutes from Randall Road where anything and everything is there.   What it comes down to is there are still new construction options for families with a budget of $250,000 or less.  Yes, you may have to get a little bit out of your comfort zone, but the new communities and schools will be well worth it in the long run.  I am happy where I am, and you can be too!

About The Author: Bob Vogel

Bob Vogel is a senior writer for Gustan Cho Associates Commercial And Residential Mortgage Information Center . Bob Vogel is an accountant by trade and is an expert in all areas of accounting. Bob Vogel also consults clients in all areas of investing and lending and is an expert financial planner. Bob Vogel interest in real estate and finance and due to his many clients seeking lending advice led him to study and pass his national NMLS national mortgage examination and is sponsored by The Money Store , a national mortgage banking firm based in Florham Park, New Jersey and licensed in over 40 states. Bob Vogel, an assistant sales manager with The Money Store is a natural born leader and looks forward in expanding his sales team by hiring quality career minded individuals like himself to establish a power house. We look forward to Bob Vogel’s blogs in the coming days and weeks. Stay tuned!!!!!

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