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Gustan Cho Associates
  • About UsExpand
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner NetworkExpand
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loan
    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
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      • Refinance FHA To Conventional Loans
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      • FHA Manual Underwriting
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      • FHA Loan With Judgment
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      • VA Manual Underwriting
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      • VA Loans For Bad Credit
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      • VA Loans With Charged-Off Accounts
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    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
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      • Conventional Loans W-2 Income ONLY Mortgages
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      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
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      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
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    • Jumbo Mortgage
    • FHA 203K Loans
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  • CareersExpand
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Mortgage & Real Estate News

Home / Mortgage & Real Estate News - Page 78
Mortgage Rates Heading Higher
Mortgage Rates

Mortgage Rates Heading Higher With Dow Soaring

ByGustan Cho Posted onJanuary 4, 2019March 3, 2025

This BLOG On Are Mortgage Rates Heading Higher With Dow Soaring Was PUBLISHED On January 4th, 2019 The economy is…

Continue Reading Mortgage Rates Heading Higher With Dow SoaringContinue

Foreclosure In Mortgage Qualification
Mortgage After Bankruptcy and Foreclosure

Foreclosure In Mortgage Qualification Lending Guidelines

ByGustan Cho Posted onJanuary 4, 2019July 16, 2024

This BLOG On Foreclosure In Mortgage Qualification Lending Guidelines Was UPDATED On January 4th, 2019 Foreclosure In Mortgage Qualification There are…

Continue Reading Foreclosure In Mortgage Qualification Lending GuidelinesContinue

FHA Home Loans
Conventional Loans

How Do I Qualify For A Conventional Loan Mortgage

ByGustan Cho Posted onJanuary 4, 2019February 28, 2025

This BLOG On How Do I Qualify For A Conventional Loan Mortgage Was UPDATED On January 4th, 2019 A conventional loan…

Continue Reading How Do I Qualify For A Conventional Loan MortgageContinue

Mortgage Borrowers
Non-Occupant Co-Borrowers

Qualifying Mortgage Borrowers And Co-Borrowers For Loan Approval

ByGustan Cho Posted onJanuary 4, 2019April 22, 2024

This BLOG On Qualifying Mortgage Borrowers And Co-Borrowers For Loan Approval Was UPDATED On January 4th, 2019 All mortgage lenders qualify…

Continue Reading Qualifying Mortgage Borrowers And Co-Borrowers For Loan ApprovalContinue

Back To Work Extenuating Circumstances Versus NON-QM Loans
Headline News Archives

Back To Work Extenuating Circumstances Versus NON-QM Loans

ByGustan Cho Posted onJanuary 4, 2019June 11, 2024

The FHA Back to Work Extenuating Circumstances Mortgage has been discontinued. Back to Work Extenuating Circumstances Mortgage Loan Program was created…

Continue Reading Back To Work Extenuating Circumstances Versus NON-QM LoansContinue

Mortgage Lender Overlays

What Are Mortgage Lender Overlays On Home Loans

ByGustan Cho Posted onJanuary 1, 2019October 8, 2024

This BLOG On What Are Mortgage Lender Overlays On Home Loans Was UPDATED And PUBLISHED On January 1st, 2019 The…

Continue Reading What Are Mortgage Lender Overlays On Home LoansContinue

Mortgage Rates Rise
Mortgage Rates

Mortgage Rates Rise For 7 Continuous Weeks With No Sign Of Drop

ByAlex Carlucci Posted onDecember 30, 2018July 16, 2024

This BLOG On Mortgage Rates Rise For 7 Continuous Weeks With No Sign Of Drop Was UPDATED On December 30th, 2018…

Continue Reading Mortgage Rates Rise For 7 Continuous Weeks With No Sign Of DropContinue

Michigan Realtor Juanita Hawkins: Condotel Expert
Condominium Loans

Michigan Realtor Juanita Hawkins: Condotel Expert

ByAlex Carlucci Posted onDecember 24, 2018July 16, 2024

This BLOG On Michigan Realtor Juanita Hawkins Was UPDATED On December 24th, 2018 A Condotel, also known as a Condo…

Continue Reading Michigan Realtor Juanita Hawkins: Condotel ExpertContinue

Funds Required For First Time Home Buyer On Home Purchase
Home Purchase

Funds Required For First Time Home Buyer On Home Purchase

ByGustan Cho Posted onDecember 17, 2018July 16, 2024

This BLOG On Funds Required For First Time Home Buyer On Home Purchase Was UPDATED On December 17th, 2018 Are you…

Continue Reading Funds Required For First Time Home Buyer On Home PurchaseContinue

Mortgage Rate Adjustments For Borrowers With Low Credit Scores
Bad Credit Mortgages

Mortgage Rate Adjustments For Borrowers With Low Credit Scores

ByGustan Cho Posted onDecember 16, 2018February 10, 2025

This article is about Mortgage Rate Adjustments The lower your credit scores are the higher your mortgage rates will be….

Continue Reading Mortgage Rate Adjustments For Borrowers With Low Credit ScoresContinue

Hiring the Best Movers in NYC
Real Estate Topic

Reasons To Use NYC Movers To Get a New Home In New York

ByGustan Cho Posted onDecember 14, 2018July 16, 2024

This ARTICLE On Reasons To Use NYC Movers To Get a New Home In New York Was Written By Staff…

Continue Reading Reasons To Use NYC Movers To Get a New Home In New YorkContinue

Get Lowest Mortgage Rates Home Loans
Bad Credit Mortgages

How To Get Lowest Mortgage Rates Home Loans & What Are LLPA

ByAlex Carlucci Posted onDecember 14, 2018December 26, 2024

This article is about How To Get Lowest Mortgage Rates On Home Loans And What Are LLPA INTRODUCTION OF HOW…

Continue Reading How To Get Lowest Mortgage Rates Home Loans & What Are LLPAContinue

Short Sale Versus Foreclosure
Bad Credit Mortgages

Short Sale Versus Foreclosure Mortgage Guidelines

ByGustan Cho Posted onDecember 10, 2018July 16, 2024

This BLOG On Short Sale Versus Foreclosure Mortgage Guidelines Was UPDATED On December 10th, 2018 Are There Benefits Of Short Sale…

Continue Reading Short Sale Versus Foreclosure Mortgage GuidelinesContinue

Establishing Good Credit
Re-Establishing Credit

Establishing Good Credit To Qualify For Mortgage Loan

ByGustan Cho Posted onDecember 10, 2018March 27, 2024

This BLOG On Establishing Good Credit To Qualify For Mortgage Loan Was UPDATED On December 10th, 2018 Establishing good credit is…

Continue Reading Establishing Good Credit To Qualify For Mortgage LoanContinue

Mortgage Rates Florida
Mortgage Rates

Tips And Advice In Getting Lowest Mortgage Rates Florida

ByAlex Carlucci Posted onDecember 10, 2018July 16, 2024

This BLOG On Tips In Getting Lowest Mortgage Rates Florida Was UPDATED On December 10th, 2018 Borrowers who are thinking of…

Continue Reading Tips And Advice In Getting Lowest Mortgage Rates FloridaContinue

Bankruptcy And Foreclosure Waiting Periods
Mortgage After Bankruptcy and Foreclosure

Bankruptcy And Foreclosure Waiting Periods To Qualify For Mortgage

ByGustan Cho Posted onDecember 6, 2018March 18, 2024

This BLOG On Bankruptcy And Foreclosure Waiting Periods To Qualify For Mortgage Was UPDATED On December 6th, 2018 The mortgage industry…

Continue Reading Bankruptcy And Foreclosure Waiting Periods To Qualify For MortgageContinue

Short Sale Home Purchase
Mortgage After Bankruptcy and Foreclosure

Short Sale Home Purchase Process For Illinois Home Buyers

ByGustan Cho Posted onDecember 4, 2018October 8, 2024

This BLOG On Short Sale Home Purchase Process For Illinois Home Buyers Was UPDATED On December 4th, 2018 Due to…

Continue Reading Short Sale Home Purchase Process For Illinois Home BuyersContinue

FHA Loan With High DTI
Bad Credit Mortgages

FHA Loan With High DTI And Outstanding Collection Accounts

ByGustan Cho Posted onDecember 2, 2018July 16, 2024

This BLOG On FHA Loan With High DTI And Outstanding Collection Accounts Was UPDATED December 2nd, 2018 Homebuyers can qualify for…

Continue Reading FHA Loan With High DTI And Outstanding Collection AccountsContinue

Mortgage Interest Rates
Mortgage Rates

Mortgage Interest Rates On Conventional Versus FHA Loans

ByAlex Carlucci Posted onNovember 26, 2018October 8, 2024

This BLOG On Mortgage Interest Rates On Conventional Versus FHA Loans Was Updated On November 26th, 2018 Mortgage Interest Rates On…

Continue Reading Mortgage Interest Rates On Conventional Versus FHA LoansContinue

Bridge Loans
NON-QM Loans

Bridge Loans For Investment Properties Lending Guidelines

ByAlex Carlucci Posted onNovember 24, 2018April 3, 2025

This BLOG On Bridge Loans For Investment Properties Lending Guidelines Was UPDATED On November 24th, 2018 Hard money bridge loans are…

Continue Reading Bridge Loans For Investment Properties Lending GuidelinesContinue

FHA Lowers Mortgage Insurance Premium
Mortgage Insurance

FHA Lowers Mortgage Insurance Premium By 0.25 Basis Points

ByGustan Cho Posted onNovember 24, 2018March 17, 2025

This BLOG On FHA Lowers Mortgage Insurance Premium Was UPDATED On November 24th, 2018 This blog is a rewrite and updated…

Continue Reading FHA Lowers Mortgage Insurance Premium By 0.25 Basis PointsContinue

Front End Debt To Income Ratios
High Debt To Income Ratio

Front End Debt To Income Ratios Mortgage Guidelines

ByGustan Cho Posted onNovember 12, 2018June 5, 2024

This BLOG On Front End Debt To Income Ratios Mortgage Guidelines Was UPDATED On November 12th, 2018 There are two different…

Continue Reading Front End Debt To Income Ratios Mortgage GuidelinesContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

DTI Calculators

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Resources

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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