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Gustan Cho Associates
  • About UsExpand
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner NetworkExpand
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loan
    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • CareersExpand
    • Can Realtors Be MLOs At The Same Time
    • Career OpportunitiesExpand
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
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    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
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Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

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Bad Credit Mortgages

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5 Signs Bitcoin Is Going Mainstream
Bad Credit Mortgages

5 Signs Bitcoin Is Going Mainstream In Today’s Financial Markets

ByAlex Carlucci Posted onJune 11, 2020July 18, 2024

This article On 5 Signs Bitcoin Is Going Mainstream In Today’s Financial Markets Was PUBLISHED On June 11th, 2020 Almost a…

Continue Reading 5 Signs Bitcoin Is Going Mainstream In Today’s Financial MarketsContinue

Emergency Relief Screw-Up
Bad Credit Mortgages

Emergency Relief Screw-Up Affects Student Loan Borrowers

ByGustan Cho Posted onMay 23, 2020March 21, 2024

BREAKING NEWS: Emergency Relief Screw-Up Affects Student Loan Borrowers Emergency Relief Screw-Up Affects over credit reports of more than 5…

Continue Reading Emergency Relief Screw-Up Affects Student Loan BorrowersContinue

Illinois Is The Only State Shutdown
Bad Credit Mortgages

Illinois Is The Only State Shutdown And Not Reopened

ByAlex Carlucci Posted onMay 21, 2020July 18, 2024

BREAKING NEWS: Illinois Is The Only State Shutdown And Not Reopened Illinois Is The Only State Shutdown and both small…

Continue Reading Illinois Is The Only State Shutdown And Not ReopenedContinue

Coronavirus Virus Theatening Mortgage Industry
Bad Credit Mortgages | Headline News Archives | Videos

Coronavirus Threatening Mortgage Industry For Borrowers

ByAlex Carlucci Posted onApril 24, 2020April 26, 2024

BREAKING NEWS: Coronavirus Threatening Mortgage Industry for homebuyers and homeowners.  Coronavirus outbreak is threatening mortgage industry for borrowers buying and…

Continue Reading Coronavirus Threatening Mortgage Industry For BorrowersContinue

Mortgage Denial Due To Coronavirus Pandemic
Bad Credit Mortgages

Mortgage Denial Due To Coronavirus Pandemic Crisis Chaos

ByMike Gracz Posted onApril 17, 2020July 18, 2024

BREAKING NEWS: Mortgage Denial Due To Coronavirus Pandemic Crisis Chaos As the United States and global population deal with this…

Continue Reading Mortgage Denial Due To Coronavirus Pandemic Crisis ChaosContinue

VA Loans During Coronavirus Pandemic
Bad Credit Mortgages

VA Loans During Coronavirus Pandemic Mortgage Crisis

ByGustan Cho Posted onApril 9, 2020April 17, 2024

BREAKING NEWS: VA Loans During Coronavirus Pandemic Mortgage Crisis The US economy is at a standstill as we speak due…

Continue Reading VA Loans During Coronavirus Pandemic Mortgage CrisisContinue

Conventional Loan 101 For New Loan Officers
Bad Credit Mortgages

Conventional Loan 101 For New Loan Officers And Borrowers

ByGustan Cho Posted onMarch 28, 2020October 9, 2024

This article is about Conventional Loan 101 For New Loan Officers And Borrowers I like to congratulate those who recently…

Continue Reading Conventional Loan 101 For New Loan Officers And BorrowersContinue

Mortgage Compliance
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Mortgage Compliance And Changes In Mortgage Industry

ByGustan Cho Posted onMarch 25, 2020July 18, 2024

This BLOG On Mortgage Compliance And Changes In Mortgage Industry Was UPDATED And PUBLISHED On March 25th, 2020 So, mortgage…

Continue Reading Mortgage Compliance And Changes In Mortgage IndustryContinue

Mechanics Lien
Bad Credit Mortgages

Mechanics Lien Placed On Homes By General Contractors

ByGustan Cho Posted onMarch 12, 2020January 24, 2024

This BLOG On Mechanics Lien Placed On Homes By General Contractors Was UPDATED And PUBLISHED On March 12th, 2020 A…

Continue Reading Mechanics Lien Placed On Homes By General ContractorsContinue

Stocks Skyrockets On Stimulus News
Bad Credit Mortgages

Stocks Skyrockets On Stimulus News After Yesterday 2,100 Point Drop

ByAlex Carlucci Posted onMarch 10, 2020July 17, 2024

This ARTICLE On Stocks Skyrockets On Stimulus News After Yesterday 2,100 Point Drop Was PUBLISHED On March 10th, 2020 Stocks…

Continue Reading Stocks Skyrockets On Stimulus News After Yesterday 2,100 Point DropContinue

How Derogatory Credit Impacts Credit Scores For Mortgage
Bad Credit Mortgages

How Derogatory Credit Impacts Credit Scores For Mortgage

ByMike Gracz Posted onMarch 6, 2020October 9, 2024

This ARTICLE On How Derogatory Credit Impacts Credit Scores For Mortgage Was PUBLISHED On March 6th, 2020 How Derogatory Credit…

Continue Reading How Derogatory Credit Impacts Credit Scores For MortgageContinue

Stocks Soar
Bad Credit Mortgages

Stocks Soar 1,100 Points After Super Tuesday And Stimulus Hopes

ByAlex Carlucci Posted onMarch 4, 2020February 19, 2024

This ARTICLE On Stocks Soar 1,100 Points After Super Tuesday And Stimulus Hopes Was PUBLISHED On March 4th, 2020 Stocks…

Continue Reading Stocks Soar 1,100 Points After Super Tuesday And Stimulus HopesContinue

Stocks Selloff
Bad Credit Mortgages

Stocks Selloff Drops Dow Over 10% Since All-Time High

ByAlex Carlucci Posted onFebruary 27, 2020February 19, 2024

This ARTICLE On Stocks Selloff Drops Dow Over 10% Since All-Time High Was PUBLISHED On February 27th, 2020 The U.S….

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Chicago Ranked Most Corrupt City
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Chicago Ranked Most Corrupt City In The United States

ByAlex Carlucci Posted onFebruary 19, 2020July 17, 2024

This ARTICLE On Chicago Ranked Most Corrupt City In The United States Was PUBLISHED On February 19th, 2020 Chicago Ranked…

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Homeownership Levels In The U.S. Recorded To Be Highest Since 2013 (1)
Bad Credit Mortgages

Homeownership Levels In The U.S. Recorded To Be Highest Since 2013

ByAlex Carlucci Posted onJanuary 31, 2020July 17, 2024

This article is about Homeownership Levels In The U.S. Recorded To Be Highest Since 2013 The U.S. economy is on…

Continue Reading Homeownership Levels In The U.S. Recorded To Be Highest Since 2013Continue

1031 Tax Free Exchange
Bad Credit Mortgages

Buying Property With 1031 Tax Free Exchange Explained

ByAlex Carlucci Posted onJanuary 27, 2020July 17, 2024

This article is about Buying Property With 1031 Tax-Free Exchange Real estate investors who purchased investment property and decide to…

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1031 Tax Exchange
Bad Credit Mortgages

Deferring Capital Gains With 1031 Tax Exchange On Properties

ByGustan Cho Posted onJanuary 11, 2020April 23, 2024

This article is about 1031 Tax Exchange For Real Estate Transactions Real estate exchanges are alive and well! The real…

Continue Reading Deferring Capital Gains With 1031 Tax Exchange On PropertiesContinue

FHA Versus Conforming Mortgage Rates (1)
Bad Credit Mortgages

FHA Versus Conforming Mortgage Rates On Purchases And Refinances

ByGustan Cho Posted onNovember 22, 2019October 9, 2024

This article on  FHA Versus Conforming Mortgage Rates On Purchases And Refinances There two types of home loan programs: Government…

Continue Reading FHA Versus Conforming Mortgage Rates On Purchases And RefinancesContinue

Chicago Corruption Ranks As The Top In The Nation
Bad Credit Mortgages

Chicago Corruption Ranks As The Top In The Nation

ByAlex Carlucci Posted onNovember 17, 2019March 12, 2025

This ARTICLE On Chicago Corruption Ranks As The Top In The Nation Was PUBLISHED On November 17th, 2019 The Second…

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Trump Impeachment Inquiry
Bad Credit Mortgages

Trump Impeachment Inquiry Probe Begins In Congress

ByAlex Carlucci Posted onNovember 14, 2019March 12, 2025

This Article On Trump Impeachment Inquiry Probe Begins In Congress Was PUBLISHED On November 14th, 2019 Here we go again…

Continue Reading Trump Impeachment Inquiry Probe Begins In CongressContinue

Chicago Mayor Seeks Help
Bad Credit Mortgages

Chicago Mayor Seeks Help From Illinois Lawmakers With Budget Shortage

ByAlex Carlucci Posted onNovember 12, 2019February 19, 2025

This ARTICLE On Chicago Mayor Seeks Help From Illinois Lawmakers With Budget Shortage Was PUBLISHED On November 12th, 2019 Chicago…

Continue Reading Chicago Mayor Seeks Help From Illinois Lawmakers With Budget ShortageContinue

Chicago Police Still Providing Former Mayors Security
Bad Credit Mortgages

Chicago Police Still Providing Former Mayors Security Detail

ByAlex Carlucci Posted onNovember 9, 2019March 12, 2025

This ARTICLE On Chicago Police Still Providing Former Mayors Security Detail Was PUBLISHED On November 9th, 2019 The city of…

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

DTI Calculators

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  • Conventional DTI Calculator
  • Jumbo DTI Calculator
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Resources

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  • How To Increase FICO Scores For a Mortgage
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  • GCA Approves When Others Can’t
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  • How To Un-Freeze a Credit File?
Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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