Coronavirus Pandemic Impact On Lenders
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Coronavirus Pandemic Impact On Lenders And Borrowers

In this blog, we will cover and discuss the coronavirus pandemic impact on lenders and borrowers. Gustan Cho Associates encourage our readers to take the necessary precautions to keep themselves and their loved ones as safe as possible during these times of uncertainty. This worldwide pandemic is something I have never seen in my lifetime….

CARES ACT Forbearance Extended by the Biden Administration

CARES ACT Forbearance Extended On Mortgages

Breaking News: This Breaking News Article Is About CARES ACT Forbearance Extended On Mortgages For Homeowners. Great news for homeowners who are still having financial difficulties due to the coronavirus pandemic. As Americans continue to deal with the aftermath and chaos from the shutdowns caused by the COVID-19 coronavirus outbreak, the Federal Housing Finance Agency…

How Mortgage Forbearance Affected The Housing Market

How Mortgage Forbearance Affected The Housing Market

This Article Is About How Mortgage Forbearance Affected The Housing Market: How Mortgage Forbearance Affected The Housing Market In The United States: It is no secret that the housing market has been greatly affected from the global COVID-19 coronavirus outbreak. The United States Congress enacted the C.A.R.E.S. ACT which set forbearance protection for individuals and…

Houston Housing Market

Houston Housing Market For Veterans Of Our United States Military

This BLOG On Houston Housing Market For Veterans Of Our United States Military The Great City of Houston, Texas is controlled by Oil and Gas, Agriculture, and The Maritime the Texas economy is one that will stand the test of time and flourish. Texas also has one of the highest populations of active, retired, and…

Flood Insurance Mortgage Guidelines With Homes In Flood Zones

Flood Insurance Mortgage Guidelines With Homes In Flood Zones

This ARTICLE Is About The Flood Insurance Mortgage Guidelines With Homes In Flood Zones Flood insurance can be incredibly expensive and may even deter you from buying a specific property. In this blog, we will detail when flood insurance is required for mortgage lending, the basics surrounding mortgage insurance, and some tips to keep your…

VA Chapter 13 Mortgage Guidelines During COVID-19 Pandemic

VA Chapter 13 Mortgage Guidelines During COVID-19 Pandemic

VA Chapter 13 Mortgage Guidelines During COVID-19 Pandemic If you have been following Gustan Cho Associates, you know that we are open for business during the COVID-19 coronavirus outbreak. We are busier than ever. This is a good sign for the mortgage market. We all hope this pandemic ends sooner than later. There is also…

Illinois DPA Mortgage Programs

Illinois DPA Mortgage Programs For First Time Home Buyers

This Article Is About Illinois DPA Mortgage Programs For Home Buyers Gustan Cho Associates offers DPA Mortgage Programs for home buyers. Our Illinois DPA Programs are not just for first-time home buyers. Illinois DPA Programs for repeat buyers as well as first-time home buyers. Most people can afford the proposed new housing mortgage payments. With rents…

Mortgage Pre-Approval During The COVID-19 Pandemic
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Mortgage Pre-Approval During The COVID-19 Pandemic Crisis

BREAKING NEWS: Mortgage Pre-Approval During The COVID-19 Pandemic Crisis Obstacles And Changes On Mortgage Pre-Approval During The COVID-19 Pandemic Crisis: If you have been following Gustan Cho Associates, you know the mortgage industry is rapidly changing due to the COVID-19 coronavirus outbreak With over 40 million Americans out of work, it has become tougher than…

Homeowners Hazard Insurance

The Importance Of Having Homeowners Hazard Insurance For Homeowners

This Article Is About The Importance Of Having Homeowners Hazard Insurance For Homeowners A home is most people’s single largest investment in their lifetime. Homeowners Hazard Insurance is mandatory by lenders on homes with a mortgage. Buying a home is an exciting process. Protecting your single biggest investment should be exciting as well. Unless you…

VA Loans Alabama
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VA Loans Alabama Mortgage Guidelines With No Lender Overlays

This ARTICLE Is About VA Loans Alabama Mortgage Guidelines With No Lender Overlays Alabama is on the map. The state borders one of the hottest states in the nation, Florida. Alabama is one of the top states residents from high-taxed states are migrating to. A large percentage of New Yorkers fleeing the state to lower-taxed…

Mortgage Rates Skyrocket

Mortgage Rates Skyrocket To Highest Level Since November 2020

This BREAKING NEWS Article Is About Mortgage Rates Skyrocket To Highest Level Since 2020 The housing market has been booming throughout 2020 and was expected to continue well into 2022. However, the surging yields on the U.S. Treasury Bonds have skyrocketed mortgage rates in recent days and weeks. Housing values have literally gone through the…

Colorado DPA Mortgage Programs (1)

Colorado DPA Mortgage Programs For First-Time Homebuyers

The Gustan Cho Associates are experts in down payment assistance (DPA) programs. We are proud to offer Colorado Housing and Finance Authority ( CHFA) down payment assistance programs. In this blog we will detail the advantages and disadvantages of using down payment assistance as well as how to apply for a mortgage with a Gustan Cho Associates when receiving Colorado down payment assistance.

2021 Non-QM Mortgage Loan Program Updates (1)
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Non-QM Versus Government And Conventional Mortgages

This Article Is About Non-QM Mortgages Versus Government And Government Mortgages If you are in the market for a mortgage loan, you may have realized it is hard to qualify if you have had any derogatory items in the past. Many of our clients do not fit your everyday Fannie Mae, Freddie Mac, or FHA…

Tax Cut And Jobs Act And How It Affects Mortgage Guidelines
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Tax Cut And Jobs Act And How It Affects Mortgage Guidelines

This Article Is About Tax Cut And Jobs Act And How It Affects Mortgage Guidelines Well, we all survived the first tax season with the new Tax Cut and Jobs Act. There are quite a few changes with the current tax law. The current Administration is attempting to fix loopholes with the tax system This…

Advice In Moving Out Of Your Parents House And Buying First Home (1)

Advice In Moving Out Of Your Parents House And Buying First Home

This Article Is About Advice In Moving Out Of Your Parents House And Buying First Home Tips and Advice In Moving Out Of Your Parents House and buying a first home: Let’s face it, living with your parents has its ups and downs I remember when I lived with my mother after college It was…

What are VA Forbearance Guidelines

VA Forbearance Guidelines During The COVID-19 Outbreak

This Article Is About VA Forbearance Guidelines During The COVID-19 Outbreak It is no secret that mortgage interest rates are near all-time lows and the mortgage industry is busier than normal. The COVID-19 coronavirus outbreak has sparked a burst in the refinance market across the nation Data shows there are trillions of dollars’ worth of…

What are HUD Forbearance Guidelines

HUD Forbearance Guidelines On FHA Loans During COVID-19

HUD Forbearance Guidelines On FHA Loans During COVID-19 allows homeowners to get delays in making their mortgage payments if they are affected by the coronavirus outbreak. The housing market is booming despite the coronavirus outbreak. There is no shortage of homebuyers during times of economic unrest and turmoil due to the COVID-19 outbreak and scare….

VA Co-Signer Mortgage Guidelines On VA Home Loans
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VA Co-Signer Mortgage Guidelines On VA Home Loans

This ARTICLE On VA Co-Signer Mortgage Guidelines On VA Home Loans Was PUBLISHED On August 25th, 2020 2020 UPDATED VA Co-Signer Mortgage Guidelines On VA Home Loans: If you follow Gustan Cho Associates, you know we are experts in VA mortgage financing We offer all of our VA mortgage products without LENDER OVERLAYS Even during…

Benefits Of Using Non-QM Mortgages For Home Buyers

Benefits Of Using Non-QM Mortgages For Home Buyers

This article is about Benefits Of Using Non-QM Mortgages For Home Buyers Advantages And Benefits Of Using Non-QM Mortgages For Home Buyers: Preparing for a mortgage can be a difficult process in 2020 Since the real estate crash of 2008, the federal government has stepped in to oversee mortgage regulations The restrictions and guidelines have…