Home Buyers With Bad Credit Mortgage Options
In this blog, we will cover and discuss the various mortgage options home buyers with bad credit have in qualifying…
Shopping For Insurance With Best Premium and Terms
This guide covers shopping for insurance for the best premium and terms during the mortgage process. Shopping for insurance is…
Can I Buy House in Maine With 580 FICO with No Credit
In this blog, we will cover and answer the FAQ of can I buy house in Maine with 580 FICO…
High-Balance VA Loans (Jumbo VA Loans)
Most people don’t know that the VA does not limit the amount that you can borrow. The VA guarantee limits the amount that most lenders will allow with zero down, but with a down payment there are no VA loan limits.
Refinance Waiting Period Mortgage Guidelines
In this blog, we will cover and discuss the refinance waiting period mortgage lending guidelines on home mortgages. For homeowners…
Property Homeowners Insurance is Required By Lenders
Brent Norkus, an insurance agent for Goosehead Insurance covers property homeowners insurance in this extensive guide. Property homeowners insurance is…
No Maximum VA Loan Limit Cap on VA Home Loans
This guide covers the topic of no maximum VA loan limit cap on VA home loans. There are no maximum…
Florida Housing Market For Homebuyers and Renters
There is no sign of any housing market crash, especially in Florida. Home prices are booming with no signs of any correction.
Overlays in Underwriting By Mortgage Lenders
This blog is about overlays in underwriting on government and conventional loans. The mortgage industry went through a major overhaul…
Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | Credit Disputes | Credit Scores | Re-Establishing Credit | Videos
Common Credit Score Questions From First-Time Homebuyers
This guide covers common credit score questions from first-time homebuyers. What does a “good credit or good FICO” really mean…
Late Mortgage Payment in the Past 12 Months Lending Guidelines
This guide covers qualifying for a home loan with a late mortgage payment in the past 12 months. Qualifying for…
How Holidays Affect The Mortgage Process and Closings
This guide covers how holidays affect the mortgage process and can delay home closings. As the holidays come around our…
How Credit Repair Works During The Mortgage Process
This guide covers how credit repair works during the mortgage process. A substantial percentage of my borrowers are folks who…
Manual Underwriting DTI Guidelines For FHA and VA Loans
This guide covers manual underwriting DTI guidelines on FHA and VA loans. HUD and the Veterans Administration are the only…
VA Loans With No Credit Scores Mortgage Guidelines
This blog post will discuss VA loans with no credit scores in detail and examine the DTI (Debt-to-Income) requirements. VA…
Importance of Job Stability When Buying a House
This guide covers the importance of job stability when buying a house with a mortgage. Income is the most important…
How To Become a Real Estate Agent in Today’s Market
This guide covers how to become a real estate agent in today’s competitive housing market. A career in real estate…
How Homeowners Insurance Deductibles Work
This guide covers how homeowners insurance deductibles work. Homeowners insurance deductibles used to be straightforward. It was the dollar amount…
Removing Judgments Off Credit Report For Mortgage
This guide covers removing judgments off credit report to qualify for and get approved for a mortgage. Borrowers can qualify…
Property Tax Homestead Exemption For Homeowners in Florida
This guide covers Florida Property Tax Homestead Exemption: What Is It and Why Do You Need It? What is the…
Comprehensive Guide To The Top Beaches of Florida
This guide covers a comprehensive guide of the top beaches of Florida. We will discuss the top beaches of Florida…
Complete Maintenance Checklist For Florida Homes
This guide covers the complete maintenance checklist for Florida homes. Maintenance checklist for Florida homes is not an option but…
