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ByGustan Cho
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This Article Is About The Start Of The Biggest Housing Boom In History The Start Of The Biggest Housing Boom in the U.S. has begun. Many investors invested in real estate prior to the 2008 Real Estate Crash However, after the 2008 Great Recession, most real estate investors shied away from real estate The reason…
ByGustan Cho
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This BLOG On What Happens To Abandoned Pets Due To Foreclosure Was UPDATED And PUBLISHED On October 18th, 2019 Homeowners who have no means of keeping their home go through foreclosure. Nobody wants to lose their home Many of those who have had great jobs but are victims of the Great Depression of 2008 They…
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This ARTICLE On Memphis Housing Market Becomes The Top 10 In The U.S. Was PUBLISHED On October 15th, 2019 Tennessee is one of the hottest states when it comes to home affordability and the cost of living. There are more residents moving to Tennessee than any other state in the U.S. A large percentage of…
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This ARTICLE On New York Mansion Tax Plummeting Real Estate Sales Was PUBLISHED On October 12th, 2019 BREAKING NEWS: New York Mansion Tax Plummeting Real Estate Sales after it has been implemented. Politicians disagreed with real estate experts about New York Mansion Tax Plummeting Real Estate Sales Politicians and lawmakers were wrong: The market was…
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This Article Is About California Wildfires Affect Californians From Getting Insurance The frequent California Wildfires is affecting homeowners to get homeowners’ insurance. Existing homeowners are experiencing skyrocketing premiums of their homeowners’ insurance. Many homeowners cannot get insurance after the California Wildfires. More than 350,000 Californians cannot get business and homeowners property and casualty insurance after…
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This ARTICLE On Las Vegas Home Prices Hit All-Time High Since Recession Was PUBLISHED On October 10th, 2019 Home Prices are hitting new highs in Nevada. Home Prices has been on the rise since 2011 and hitting a record high recently in Las Vegas However, median Home Prices are still lower than the national median…
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This Article Is About he Housing Market To Remain Stable During Trump Impeachment Process Many homebuyers are in jitters whether the Housing Market To Remain Stable during President Trump’s Impeachment Process. Experts expect the Housing Market To Remain Stable during the impeachment process of President Trump by the Democrats However, experts do expect major volatility…
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This ARTICLE On Vancouver Property Management Experts Share Their Habits for Success Was PUBLISHED On October 8th, 2019 When you have a property management business to run, handling all the nitty-gritty everyday tiny tasks can quickly become overwhelming and boring. It is easy to drop down into a mental quicksand and just sort of let…
ByGustan Cho
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This ARTICLE On California Gas Prices Hit 5-Year High And Highest In Nation Was PUBLISHED On October 8th, 2019 California Gas Prices Hit 5-Year High and are now the highest in the nation: California Gas Prices are double the national average prices of gasoline Average California Gas Prices posted on October 1st, 2019 has now…
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This ARTICLE On Appraisals Will No Longer Be Required On Homes Under $400,000 Was PUBLISHED On September 29th, 2019 Appraisals Will No Longer Be Required On Homes Under $400,000 once the Federal Reserve Board signs off on this bill. The news of Appraisals Will No Longer Be Required On Homes Under $400,000 will come into…
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This ARTICLE On First Time Home Buyers With Student Loan Debts Mortgage Guidelines Was PUBLISHED On September 24th, 2019 High student loan debt is one of the barriers affecting first time home buyers. Student loans and auto payments are the two largest factors that impact debt to income ratios FHA, USDA, VA, Fannie Mae, Freddie…
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This ARTICLE On The Federal Reserve Board Interest Cuts And How It Benefits Home Buyers Was PUBLISHED On September 18th, 2019 Federal Reserve Board Interest Cuts announcement should be expected this week. Federal Reserve Board Chairman Jerome Powell is expected to announce a 0.25% interest rate cut sometime this week Many home buyers, sellers, real…
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This ARTICLE On The Nine Illinois Communities Among Top Worst Housing Market Was PUBLISHED On September 16th, 2019 While the housing market is booming nationwide, Nine Illinois Communities Among Top Worst Housing Market in the U.S. Many cities nationwide are seeing double-digit housing appreciation year after year Illinois homeowners are not enjoying a housing recovery…
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This ARTICLE On Illinois Versus Indiana Property Tax Comparison For Homeowners Was PUBLISHED On September 15th, 2019 Illinois is home to many including myself and Gustan Cho Associates Mortgage Group. Downtown Chicago is probably one of the most beautiful spots, if not the most beautiful, in the country Everything about Illinois is great The city…
ByGustan Cho
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This ARTICLE On Communities That Top Worst Housing Market In The U.S. Was PUBLISHED On September 14th, 2019 The overall housing market in the U.S. is booming. Home values have been increasing double digits year after year in most counties in the U.S. Due to rapidly growing home values, both HUD and the Federal Housing…
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This ARTICLE On Mortgage Rates Jump As Retail Sales Beat Expectations And Trade Tensions Ease Was PUBLISHED On September 3rd, 2019 Mortgage Rates Jump As Retail Sales Beat Expectations U.S. retail sales beat expectations in June, July, and August Other factors for Mortgage Rates Jump is due to the news of trade tensions easing Retail…
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This Article Is About DuPage County Home Values Down 24%, Property Tax Up 7% Since Recession Many hear that home prices have been rising throughout the nation for the past several years. Due to rising home prices, both HUD and FHFA have raised FHA and Conforming Loan Limits for the past three years due to…
ByGustan Cho
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This Article Is About Trump Says The Feds Should Lower Interest Rates To Zero Or Less BREAKING NEWS: President Trump says the Feds should lower interest rates to zero or less. The announcement came out on Wednesday, September 11th, 2019 Trump Says The Feds Should Lower Interest Rates To Zero or less was mainly due…
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This Article Is About President Trump To Privatize Fannie Mae And Freddie Mac Mortgage Markets Fannie Mae and Freddie Mac are the two mortgage giants in the United States. Fannie Mae and Freddie Mac set the lending standards on conventional loans Conventional loans are often referred to as conforming loans This is due to the…
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This ARTICLE On Housing Starts Decrease In July But Permit Numbers Increase Was PUBLISHED On August 23rd, 2019 Housing Starts Decrease In July 2019 which sent mixed signals to real estate and mortgage industry analysts and experts. Data released earlier this week showed that new construction of homes dropped 4% in the month of July…
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This ARTICLE On Freddie Mac Student Loan Guidelines On Conventional Loans Was PUBLISHED On August 9th, 2019 Conventional Loans are called Conforming Loans because they need to conform to Fannie Mae and/or Freddie Mac Agency Mortgage Guidelines. Conforming Loans are not government loans They are private loans originated and funded by private mortgage lenders and banks…
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