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    • Loan LimitsExpand
      • FHA Loan Limits
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      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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      • Conventional Loans W-2 Income ONLY Mortgages
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      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
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Appraisals Will No Longer Be Required On Homes Under $400,000
Appraisal

Appraisals Will No Longer Be Required On Homes Under $400,000

ByGustan Cho Posted onSeptember 30, 2019July 17, 2024

This ARTICLE On Appraisals Will No Longer Be Required On Homes Under $400,000 Was PUBLISHED On September 29th, 2019 Appraisals…

Continue Reading Appraisals Will No Longer Be Required On Homes Under $400,000Continue

First Time Home Buyers with Student Loan Debts
Student Loans

First Time Home Buyers With Student Loan Debts

ByGustan Cho Posted onSeptember 24, 2019January 31, 2025

This ARTICLE On First Time Home Buyers With Student Loan Debts Mortgage Guidelines Was PUBLISHED On September 24th, 2019 High…

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Federal Reserve Board Increases Interest Rates
Headline News Archives

Federal Reserve Board Interest Cuts And How It Benefits Home Buyers

ByGustan Cho Posted onSeptember 18, 2019February 28, 2025

This ARTICLE On The Federal Reserve Board Interest Cuts And How It Benefits Home Buyers Was PUBLISHED On September 18th,…

Continue Reading Federal Reserve Board Interest Cuts And How It Benefits Home BuyersContinue

Nine Illinois Communities Among Top Worst
Bad Credit Mortgages

Nine Illinois Communities Among Top Worst Housing Market

ByGustan Cho Posted onSeptember 16, 2019October 8, 2024

This ARTICLE On The Nine Illinois Communities Among Top Worst Housing Market Was PUBLISHED On September 16th, 2019 While the…

Continue Reading Nine Illinois Communities Among Top Worst Housing MarketContinue

Illinois Versus Indiana Property Tax Comparison
Property Taxes

Illinois Versus Indiana Property Tax Comparison For Homeowners

ByGustan Cho Posted onSeptember 15, 2019July 17, 2024

This ARTICLE On  Illinois Versus Indiana Property Tax Comparison For Homeowners Was PUBLISHED On September 15th, 2019 Illinois is home…

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Communities That Top Worst Housing Market
Bad Credit Mortgages

Communities That Top Worst Housing Market In The U.S.

ByGustan Cho Posted onSeptember 14, 2019July 17, 2024

This ARTICLE On Communities That Top Worst Housing Market In The U.S. Was PUBLISHED On September 14th, 2019 The overall…

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Mortgage Rates Jump
Bad Credit Mortgages

Mortgage Rates Jump As Retail Sales Beat Expectations

ByGustan Cho Posted onSeptember 13, 2019December 18, 2023

This ARTICLE On Mortgage Rates Jump As Retail Sales Beat Expectations And Trade Tensions Ease Was PUBLISHED On September 3rd,…

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Trump Says The Feds Should Lower Interest Rates To Zero
Headline News Archives

Trump Says The Feds Should Lower Interest Rates To Zero

ByGustan Cho Posted onSeptember 11, 2019July 17, 2024

This Article Is About Trump Says The Feds Should Lower Interest Rates To Zero Or Less  BREAKING NEWS: President Trump…

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Trump To Privatize Fannie Mae And Freddie Mac
Headline News Archives | Videos

Trump To Privatize Fannie Mae And Freddie Mac Mortgage Markets

ByGustan Cho Posted onSeptember 6, 2019July 17, 2024

This Article Is About President Trump To Privatize Fannie Mae And Freddie Mac Mortgage Markets  Fannie Mae and Freddie Mac…

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HOUSING STARTS DECREASE IN JULY 2019
Real Estate Topic

Housing Starts Decrease In July But Permit Numbers Increase

ByGustan Cho Posted onAugust 23, 2019January 9, 2024

This ARTICLE On Housing Starts Decrease In July But Permit Numbers Increase Was PUBLISHED On August 23rd, 2019 Housing Starts…

Continue Reading Housing Starts Decrease In July But Permit Numbers IncreaseContinue

Getting a Mortgage With Student Loans
Student Loans

Freddie Mac Student Loan Guidelines On Conventional Loans

ByGustan Cho Posted onAugust 9, 2019February 28, 2025

This ARTICLE On Freddie Mac Student Loan Guidelines On Conventional Loans Was PUBLISHED On August 9th, 2019 Conventional Loans are called…

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Housing Market Outlook After The Feds Cut Interest Rates
Headline News Archives

Housing Market Outlook After The Feds Cut Interest Rates

ByGustan Cho Posted onAugust 7, 2019March 5, 2025

This ARTICLE On Housing Market Outlook After The Feds Cut Interest Rates Was PUBLISHED On August 7th, 2019 Housing prices have…

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The Feds Rate Cut First Time Interest Rates
Headline News Archives

The Feds Rate Cut First Time Interest Rates Have Be Lowered In 10 Years

ByGustan Cho Posted onJuly 31, 2019March 5, 2025

This ARTICLE On The Feds Rate Cut First Time Interest Rates Have Be Lowered In 10 Years Was PUBLISHED On July…

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Property Tax Prorations Can Be Used For Down Payment
Home Purchase

How Much Money Do I Need For A Home Purchase

ByGustan Cho Posted onJuly 30, 2019July 17, 2024

This BLOG On How Much Money Do I Need For A Home Purchase Was UPDATED On July 30th, 2019 One of…

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What are the Best Canadian Cities to Move to for U.S. Citizens
Bad Credit Mortgages

Best Canadian Cities For U.S. Citizens To Move And Call Home

ByGustan Cho Posted onJuly 25, 2019August 30, 2024

This ARTICLE On The Best Canadian Cities For U.S. Citizens To Move Was PUBLISHED On July 25th, 2019 Have you…

Continue Reading Best Canadian Cities For U.S. Citizens To Move And Call HomeContinue

Smart Ways to Pay Off Your Debt
Bad Credit Mortgages

Smart Ways to Pay Off Your Debt

ByGustan Cho Posted onJuly 18, 2019March 4, 2025

This ARTICLE On Smart Ways To Pay Off Your Debt Was PUBLISHED ON July 18th, 2019 The obsession people have…

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The Cost Of College And How It Affects Qualifying For Mortgage
Student Loans

The Cost Of College And How It Affects Qualifying For Mortgage

ByGustan Cho Posted onJuly 18, 2019July 17, 2024

This ARTICLE On The Cost Of College And How It Affects Qualifying For Mortgage Was PUBLISHED On July 18th, 2019 The…

Continue Reading The Cost Of College And How It Affects Qualifying For MortgageContinue

What are the 10 Steps To Manage Your Debt in 2019
Bad Credit Mortgages

10 Steps To Manage Your Debt in 2019 For Consumers

ByGustan Cho Posted onJuly 16, 2019July 17, 2024

10 Steps To Manage Your Debt in 2019 For Consumers It can get very difficult for some people to handle…

Continue Reading 10 Steps To Manage Your Debt in 2019 For ConsumersContinue

Why Do Lenders Have Different Requirement On Credit Scores
Home Mortgages

Why Do Lenders Have Different Requirement On Credit Scores

ByGustan Cho Posted onJuly 5, 2019March 4, 2024

This blog on Why Do Lenders Have Different Requirement On Credit Scores Was PUBLISHED On July 5th, 2019 Why Do Lenders…

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Time To Refinance Due To Lowest Mortgage Interest Rates In 2 Years
Mortgage Rates | Videos

Time To Refinance Due To Lowest Mortgage Interest Rates In 2 Years

ByGustan Cho Posted onJune 12, 2019October 8, 2024

This Article Is About Time To Refinance Due To Lowest Mortgage Interest Rates In 2 Years  Most homeowners who closed…

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Authorized Credit Card User Benefits In Establishing Credit
Videos | Re-Establishing Credit

Authorized Credit Card User Benefits In Establishing Credit

ByGustan Cho Posted onJune 9, 2019October 9, 2024

This Article Is About Authorized Credit Card User Benefits In Establishing Credit  There are many home buyers who are qualified…

Continue Reading Authorized Credit Card User Benefits In Establishing CreditContinue

real estate meltdown
Videos | NON-QM Loans

Real Estate Meltdown Of 2008 And How It Affected Non-QM Mortgages

ByGustan Cho Posted onJune 8, 2019July 17, 2024

This Article Is About Real Estate Meltdown Of 2008 And How It Affected Non-QM Mortgages Until 2008, home values have…

Continue Reading Real Estate Meltdown Of 2008 And How It Affected Non-QM MortgagesContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Importance of Credit Reports
    Importance of Credit Reports in the Mortgage ProcessJuly 4, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansJuly 3, 2025
  • Conforming Versus FHA Mortgage
    Conforming Versus FHA Mortgage Guidelines and BenefitsJuly 3, 2025
  • Short Sale Versus Foreclosure
    Short Sale Versus Foreclosure Mortgage GuidelinesJuly 3, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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