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      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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2021 Non-QM Mortgage Loan Program Updates (1)
NON-QM Loans | Videos

Non-QM Versus Government And Conventional Mortgages

ByMike Gracz Posted onFebruary 1, 2021October 8, 2024

This Article Is About Non-QM Mortgages Versus Government And Government Mortgages If you are in the market for a mortgage…

Continue Reading Non-QM Versus Government And Conventional MortgagesContinue

Homeowners Who Bailed On Mortgage During Mortgage Collapse
Bad Credit Mortgages | Videos

Homeowners Who Bailed On Mortgage During Mortgage Collapse

ByGustan Cho Posted onJanuary 31, 2021October 8, 2024

This Article Is About Homeowners Who Bailed On Mortgage During Mortgage Collapse Residential home sales have been steadily increased and…

Continue Reading Homeowners Who Bailed On Mortgage During Mortgage CollapseContinue

Discouraged Mortgage Loan Borrowers Due To Lender Overlays
Bad Credit Mortgages

Discouraged Mortgage Loan Borrowers Due To Lender Overlays

ByAlex Carlucci Posted onNovember 25, 2020April 7, 2025

This Article Is On Discouraged Mortgage Loan Borrowers Due To Lender Overlays There are many mortgage loan programs available today…

Continue Reading Discouraged Mortgage Loan Borrowers Due To Lender OverlaysContinue

What Do Underwriters Look On Credit Report Besides Credit Scores
Mortgage Processing And Underwriting | Videos

What Do Underwriters Look On Credit Report Besides Credit Scores

ByGustan Cho Posted onNovember 24, 2020February 10, 2025

This Article Is About What Do Underwriters Look On Credit Report Besides Credit Scores Credit scores is the biggest factor…

Continue Reading What Do Underwriters Look On Credit Report Besides Credit ScoresContinue

Tax Cut And Jobs Act And How It Affects Mortgage Guidelines
Home Mortgages | Videos

Tax Cut And Jobs Act And How It Affects Mortgage Guidelines

ByMike Gracz Posted onNovember 18, 2020July 19, 2024

This Article Is About Tax Cut And Jobs Act And How It Affects Mortgage Guidelines Well, we all survived the…

Continue Reading Tax Cut And Jobs Act And How It Affects Mortgage GuidelinesContinue

Gustan Cho Associates is a national mortgage company licensed in multiple states with no lender overlays on government and conventional loans
Home Mortgages | Videos

About Us

ByGustan Cho Posted onOctober 28, 2020October 9, 2024

This Article Is About Us at Gustan Cho Associates: We Are A National Mortgage Company Licensed In Multiple States With…

Continue Reading About UsContinue

How long is the waiting period after CARES ACT Forbearance
Home Mortgages | Mortgage Refinance

Waiting Period After CARES ACT Forbearance To Qualify For Mortgage

ByGustan Cho Posted onOctober 27, 2020July 19, 2024

This Article Is About Waiting Period After CARES ACT Forbearance To Qualify For Mortgage The CARES ACT is a financial…

Continue Reading Waiting Period After CARES ACT Forbearance To Qualify For MortgageContinue

Principal Payments Work On Home Mortgages
Home Mortgages | Videos

How Do Principal Payments Work On Home Mortgages

ByAlex Carlucci Posted onOctober 20, 2020July 19, 2024

This Article Is About How Do Principal Payments Work On Home Mortgages One of the most frequently asked questions by…

Continue Reading How Do Principal Payments Work On Home MortgagesContinue

The Impact of The Coronavirus Outbreak On Non-QM Lenders
Headline News Archives | Videos

The Impact of The Coronavirus Outbreak on Non-QM Lenders

ByAlex Carlucci Posted onOctober 20, 2020March 8, 2024

BREAKING NEWS: The impact of the coronavirus outbreak on Non-QM lender. The impact of the coronavirus outbreak on Non-QM lenders…

Continue Reading The Impact of The Coronavirus Outbreak on Non-QM LendersContinue

Advice In Moving Out Of Your Parents House And Buying First Home (1)
Videos

Advice In Moving Out Of Your Parents House And Buying First Home

ByMike Gracz Posted onOctober 5, 2020July 19, 2024

This Article Is About Advice In Moving Out Of Your Parents House And Buying First Home Tips and Advice In…

Continue Reading Advice In Moving Out Of Your Parents House And Buying First HomeContinue

Lenders Increasing Credit Score Requirements Due To COVID-19
Headline News Archives

Lenders Increasing Credit Score Requirements Due To COVID-19

ByGustan Cho Posted onAugust 31, 2020October 9, 2024

This article covers Lenders Increasing Credit Score Requirements Due To COVID-19 Most borrowers have noticed that Lenders Increasing Credit Score…

Continue Reading Lenders Increasing Credit Score Requirements Due To COVID-19Continue

FHFA Postpones Adverse Fee For Mortgage Refinance Borrowers
Headline News Archives | Videos

FHFA Postpones Adverse Fee For Mortgage Refinance Loans

ByGustan Cho Posted onAugust 27, 2020October 8, 2024

This guide is an update of a previous article: This guide covers FHFA postpones adverse fee for mortgage refinance loans….

Continue Reading FHFA Postpones Adverse Fee For Mortgage Refinance LoansContinue

VA Co-Signer Mortgage Guidelines On VA Home Loans
VA Loans | Videos

VA Co-Signer Mortgage Guidelines On VA Home Loans

ByMike Gracz Posted onAugust 25, 2020May 8, 2024

This ARTICLE On VA Co-Signer Mortgage Guidelines On VA Home Loans Was PUBLISHED On August 25th, 2020 2020 UPDATED VA…

Continue Reading VA Co-Signer Mortgage Guidelines On VA Home LoansContinue

Housing Market Booming Despite Record High Unemployment
Videos

Housing Market Booming Despite Record High Unemployment

ByGustan Cho Posted onAugust 17, 2020October 8, 2024

BREAKING NEWS: Housing Market Booming Despite Record High Unemployment Housing Market Booming despite record-high unemployment and the coronavirus outbreak. Never…

Continue Reading Housing Market Booming Despite Record High UnemploymentContinue

Buying A House During Recession And COVID-19 Pandemic
Headline News Archives

Buying A House During Recession And COVID-19 Pandemic

ByGustan Cho Posted onAugust 12, 2020July 2, 2024

This ARTICLE On Buying A House During Recession And COVID-19 Pandemic The team at Gustan Cho Associates gets countless calls…

Continue Reading Buying A House During Recession And COVID-19 PandemicContinue

Refinance Mortgage Loans Hit Year High Due To Low Rates
Mortgage Rates | Videos

Refinance Mortgage Loans Hit Year High Due To Low Rates

ByGustan Cho Posted onJuly 28, 2020June 28, 2024

This Article On Refinance Mortgage Loans Hit Year High Due To Low Rates Refinance Mortgage Loans is the hottest thing right…

Continue Reading Refinance Mortgage Loans Hit Year High Due To Low RatesContinue

Benefits Of Using Non-QM Mortgages For Home Buyers
Videos

Benefits Of Using Non-QM Mortgages For Home Buyers

ByMike Gracz Posted onJuly 7, 2020March 19, 2024

This article is about Benefits Of Using Non-QM Mortgages For Home Buyers Advantages And Benefits Of Using Non-QM Mortgages For…

Continue Reading Benefits Of Using Non-QM Mortgages For Home BuyersContinue

Illinois COVID-19 Recession
Headline News Archives

Illinois COVID-19 Recession Hurt Illinois Homeowners

ByAlex Carlucci Posted onJune 24, 2020July 18, 2024

BREAKING NEWS: Illinois COVID-19 Recession Hurt Illinois Homeowners Illinois COVID-19 Recession is hurting Illinoisans more so than any other homeowner…

Continue Reading Illinois COVID-19 Recession Hurt Illinois HomeownersContinue

When Is The Right Time To Refinance
Mortgage Refinance

When Is The Right Time To Refinance Mortgage For Homeowners

ByGustan Cho Posted onJune 16, 2020April 30, 2024

This BLOG On When Is The Right Time To Refinance Mortgage For Homeowners Was UPDATED And PUBLISHED On June 16th,…

Continue Reading When Is The Right Time To Refinance Mortgage For HomeownersContinue

Economy Add 2.5 Million Jobs
Headline News Archives

Economy Add 2.5 Million Jobs In May Surging Consumer Confidence

ByAlex Carlucci Posted onJune 5, 2020July 18, 2024

BREAKING NEWS: Economy Add 2.5 Million Jobs In May Surging Consumer Confidence The breaking news this morning on the U.S….

Continue Reading Economy Add 2.5 Million Jobs In May Surging Consumer ConfidenceContinue

Foreclosure During Pandemic For Unemployed Homeowners
Headline News Archives

Foreclosure During Pandemic For Unemployed Homeowners

ByGustan Cho Posted onMay 27, 2020October 8, 2024

BREAKING NEWS: Foreclosure During Pandemic For Unemployed Homeowners. The coronavirus pandemic really hit the U.S. hard. Prior to the pandemic,…

Continue Reading Foreclosure During Pandemic For Unemployed HomeownersContinue

COVID-19 Pandemic Economic Update
Headline News Archives

COVID-19 Pandemic Economic Update And Housing Market Changes

ByMike Gracz Posted onMay 21, 2020February 16, 2024

BREAKING NEWS: COVID-19 Pandemic Economic Update And Housing Market Changes As the world is still in shambles due to the…

Continue Reading COVID-19 Pandemic Economic Update And Housing Market ChangesContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansJuly 3, 2025
  • Conforming Versus FHA Mortgage
    Conforming Versus FHA Mortgage Guidelines and BenefitsJuly 3, 2025
  • Short Sale Versus Foreclosure
    Short Sale Versus Foreclosure Mortgage GuidelinesJuly 3, 2025
  • How to Get the Lowest Mortgage Rates
    How To Get The Lowest Mortgage Rates on Home LoansJuly 2, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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