Realizing The American Dream Of Home Ownership
How To Make The American Dream Of Home Ownership A Reality
The American Dream Of Home Ownership can become a reality to every hard working American. There is not a single individual in the United States that cannot make The American Dream Of Home Ownership a reality. Many people do not realize that you do not need 20% down payment to purchase a home. They do not realize that you need perfect credit to purchase a home. Many folks who had a prior bankruptcy think that they are doomed and will never be able to qualify for a home loan. Many families who had a prior short sale, deed in lieu of foreclosure, or foreclosure think that because they upset the lending institution that they will never be able to qualify for a home. Some folks who had a prior foreclosure, short sale, or deed in lieu somehow believe that they are black listed on all mortgage lenders database and no banks or mortgage lenders will ever want them. Many people who dream about the American Dream Of Home Ownership look at home prices and just shy away because of the price tag attached to it and do not realize that a home loan is amortized over 30 years and that a mortgage payment and housing expenses on a home purchase is not that much different that a monthly rental payment on a rental home and/or rental apartment. Hard working Americans should realize that if there is a will, that there is a way.
Can I Make The American Dream Of Home Ownership A Reality With Bad Credit?
Almost every American want to make the American Dream Of Home Ownership a reality. Most people who want to be homeowners don’t even pursue in trying to pursue the American Dream Of Home Ownership because they had rough patches with their credit, have filed bankruptcy, had a prior foreclosure, have open outstanding collection accounts, have judgments, have tax liens, or have charge off accounts. We will cover every issue that potential home buyers may face or questions they may have on this article. Most people who want to be homeowners have jobs and/or income and that is why they are thinking of becoming homeowners. As long as you have documented income, you will be a homeowner if you want to make the American Dream Of Home Ownership become a reality. As long as you have documented income, you can have prior bad credit, low credit scores, outstanding collection accounts, prior bankruptcy, prior foreclosure, charge off accounts, or other credit issues and still qualify for a home loan. If you do not qualify for a home loan now due to not meeting the minimum credit score requirements or due to other credit issue, you may not qualify now but you can qualify shortly. Remember one thing, it is not whether IF you will qualify for a home loan, but it is a matter of when you will qualify for a mortgage loan. The goal of my staff and I is to make the American Dream Of Home Ownership a reality. We are different than any other mortgage lenders because all of our borrowers become our lifelong family and friends. As long as you need help and want to make the American Dream Of Home Ownership a reality, you have come to the right place. I, personally, have helped countless of folks who had credit scores under 500 FICO and/or prior bad credit work with them with their credit to get them up of where they need to be so they meet the minimum FHA Guidelines in qualifying for a FHA Loan. Many of our mortgage loan borrowers are folks who went to multiple different mortgage lenders and were told that they do not qualify and to come back after a year once their credit has improved. You will not hear that from me or any of my other loan officers or staff members. Here, if you contact us and you need help in make the American Dream Of Home Ownership become a true reality, it WILL HAPPEN. Prior bad credit, low credit scores, outstanding collections, prior bankruptcy, prior foreclosure, charge off accounts, tax liens, or even recent late payments, NO PROBLEM: IT IS NOT A MATTER IF YOU QUALIFY, IT IS WHEN YOU WILL QUALIFY.
Denied For Mortgage By Multiple Mortgage Lenders
Have you gone to your local bank and were told that you do not qualify due to poor credit or low credit scores and were you told come back a year later? Have you gone on the internet and inquired about qualifying for a home loan but you were told. ” sorry, our minimum credit scores are 640 FICO. Call us back when you get your credit scores up to that level”. Not many mortgage lenders have our business model where we help borrowers who do not quite yet qualify but know they will with some help in increasing their credit scores or some quick credit fixes. Do not give up on the American Dream Of Home Ownership. I have countless of homeowners who were on the verge of giving up in being a homeowner until they found me, either by a referral or by researching online and finding my information on the internet. There are a lot of my borrowers who got denied for mortgage by multiple lenders and they did a Google search and found me. One thing different with me and my team is that we have a different business model than most mortgage lenders. We will help any individual in realizing the American Dream Of Home Ownership and will not just tell them they do not qualify and come back when their credit scores have improved. We will guide them during the credit repair process until the day their become eligible to qualify for a mortgage loan. We are available 7 days a week for our borrowers, evenings, weekends, and holidays. The minute you call us, you have joined our family. If you need a partner to help you making the American Dream Of Home Ownership a reality, look no further. Contact us at 262-716-8151 or email us at email@example.com.