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Gustan Cho Associates
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      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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Call or Text: (800) 900-8569

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credit disputes

Home / credit disputes
Mortgage Approval Without Retracting Credit Disputes
Credit Disputes | Credit Scores | Re-Establishing Credit | Videos

Mortgage Approval Without Retracting Credit Disputes

ByAlex Carlucci Posted onJanuary 13, 2025January 14, 2025

Mortgage Approval Without Retracting Credit Disputes: A Complete Guide for 2024 and Beyond If you’re worried about how credit disputes…

Continue Reading Mortgage Approval Without Retracting Credit DisputesContinue

Credit Repair During Mortgage Underwriting
Mortgage Processing And Underwriting | Resources | Videos

Credit Repair During Mortgage Underwriting Can Halt Loan Process

ByGustan Cho Posted onOctober 15, 2024May 20, 2025

This guide covers how credit repair during mortgage underwriting can halt loan process . Mortgage borrowers should know the impact…

Continue Reading Credit Repair During Mortgage Underwriting Can Halt Loan ProcessContinue

Credit Repair During FHA Loan Process
Charge Off Accounts | Collection Accounts | Credit Disputes | FHA Loans | Videos

Credit Repair During FHA Loan Process Mortgage Guidelines

ByAnngelli Abenes Posted onAugust 20, 2024May 21, 2025

Credit Repair During FHA Loan Process: What You Need to Know in 2024 If you’re considering buying a home using…

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FHA Medical Credit Dispute Guidelines
Bad Credit Mortgages | FHA Loans

Simple FHA Medical Credit Dispute Guidelines You Must Know

ByAnngelli Abenes Posted onAugust 15, 2024May 22, 2025

Are you worried that medical collections on your credit report might stop you from getting an FHA loan? FHA medical…

Continue Reading Simple FHA Medical Credit Dispute Guidelines You Must KnowContinue

VA Credit Dispute Guidelines
Credit Disputes | Mortgage Processing And Underwriting | VA Loans | Videos

Are Credit Disputes Allowed Per VA Credit Dispute Guidelines

ByGustan Cho Posted onJuly 3, 2024April 30, 2025

This guide covers the VA credit dispute guidelines on VA mortgage loans. VA loans are the best loan program in…

Continue Reading Are Credit Disputes Allowed Per VA Credit Dispute GuidelinesContinue

HUD And Fannie Mae Guidelines On Credit Disputes
Videos | Credit Disputes | Qualifying & Getting Pre-approved

HUD And Fannie Mae Guidelines On Credit Disputes

ByAnngelli Abenes Posted onJune 6, 2024June 10, 2025

This blog will discuss the HUD and Fannie Mae Guidelines on credit disputes during the mortgage process. We will outline…

Continue Reading HUD And Fannie Mae Guidelines On Credit DisputesContinue

FHA Mortgage Guidelines on Credit Disputes
Charge Off Accounts | Collection Accounts | Credit Disputes | FHA Loans | Videos

FHA Mortgage Guidelines on Credit Disputes

ByGustan Cho Posted onApril 15, 2024June 25, 2025

This blog will discuss FHA mortgage guidelines on credit disputes during the mortgage process. In general, you cannot have credit…

Continue Reading FHA Mortgage Guidelines on Credit DisputesContinue

Credit Report vs Credit Scores
Home Mortgages | Credit Disputes | Credit Scores | Videos

How Underwriters Look at Credit Report vs Credit Scores

ByGustan Cho Posted onApril 9, 2024June 25, 2025

This blog will cover how mortgage underwriters look at credit report vs credit scores. Minimum credit scores are required to…

Continue Reading How Underwriters Look at Credit Report vs Credit ScoresContinue

How Credit Repair Works During Mortgage Process
Credit Disputes | Credit Scores | Re-Establishing Credit | Videos

How Credit Repair Works During The Mortgage Process

ByMargarett Jurilla Posted onFebruary 28, 2024April 7, 2025

This guide covers how credit repair works during the mortgage process. A substantial percentage of my borrowers are folks who…

Continue Reading How Credit Repair Works During The Mortgage ProcessContinue

How Credit Disputes Affect Mortgage Process
Collection Accounts | Credit Disputes | Home Mortgages | Mortgage Processing And Underwriting | Videos

How Credit Disputes Affect Mortgage Process

ByApril Ramirez Posted onFebruary 5, 2024February 23, 2024

In this article, we will cover and discuss how credit disputes affect mortgage process and cause loan denial. The pre-approval…

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How Credit Repair Can Affect The Mortgage Process
Automated Underwriting System | Credit Disputes | Credit Scores | Mortgage Processing And Underwriting | Videos

How Credit Repair Can Affect The Mortgage Process

ByGustan Cho Posted onDecember 11, 2023February 10, 2025

This guide covers how credit repair can affect the mortgage process and cause a mortgage loan denial. There are several…

Continue Reading How Credit Repair Can Affect The Mortgage ProcessContinue

How To Review Credit Report
Home Mortgages | Videos

How To Review Credit Report During The Mortgage Process

ByGustan Cho Posted onOctober 25, 2023February 6, 2024

This guide covers how to review credit report during the mortgage process.  We will be discussing how to review credit…

Continue Reading How To Review Credit Report During The Mortgage ProcessContinue

Fraudulent Credit Card Charges
Credit Disputes | Credit Scores | Re-Establishing Credit

How To Dispute Fraudulent Credit Card Charges

ByDale Elenteny Posted onJuly 12, 2023December 18, 2023

This guide covers frequently asked questions disputing fraudulent credit card charges. We will detail how to avoid and protect yourself…

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Condotel Financing Mortgage Guidelines
    Condotel Financing Mortgage GuidelinesJuly 7, 2025
  • When Is Rental Verification Required
    When Is Rental Verification Required By Mortgage LendersJuly 7, 2025
  • Factors Influencing Credit Scores
    Factors Influencing Credit Scores When Applying For MortgageJuly 7, 2025
  • Primary Home Status
    Primary Home Status When Qualifying For a MortgageJuly 7, 2025

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Resources

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  • FICO Simulator
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  • DTI Mortgage Calculator
  • Documents Required For Mortgage Process
  • How To Increase FICO Scores For a Mortgage
  • How To Reach A Human At The Credit Bureaus
  • Remove Credit Disputes
  • Contribute To GCA Mortgage Group
  • GCA Approves When Others Can’t
  • Mortgage Guides and Home Loan Options
  • How To Un-Freeze a Credit File?
Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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