Compensating Factors

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DTI Manual Underwriting Guidelines on FHA and VA Loans
ByAlex Carlucci Posted onJuly 1, 2025July 29, 2025

Understanding DTI Manual Underwriting Guidelines for FHA, VA, Non-QM, and Alternative Loans (2025 Update) Debt-to-income (DTI) manual underwriting guidelines are…

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Compensating Factors | FHA Loans | Manual Underwriting | VA Loans | Videos

Compensating Factors on Manual Underwriting
ByGustan Cho Posted onJanuary 6, 2024October 8, 2024

Mortgage Underwriters will require one or more compensating factors for borrowers with higher debt to income ratio on manual underwrites to offset the risk of the higher DTI.

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