Mortgage Due-on-Sale Clause
| |

Mortgage Due-on-Sale Clause When You Inherit a House With a Lien

In this blog, we will cover the mortgage due-on-sale clause when you inherit a house with a lien. If you are inheriting a property with a mortgage, you may wonder if the mortgage due-on-sale clause is relevant to you. The mortgage due-on-sale clause is a provision in mortgage loans that gives the lending company the…

Getting Pre-Approved Prior To Moving To Utah
| | |

Getting Pre-Approved Prior To Moving To Utah

Gustan Cho Associates is a mortgage broker licensed in 48 states (Not licensed in NY, MA) with a wholesale lending network of 170 wholesale financial institutions. Utah is one of the fastest-growing states in the nation, with more and more families calling Utah home.  Our team is currently focused on expanding our coverage area throughout…

Top 10 Most Expensive States To Buy a House
|

Top 10 Most Expensive States To Buy a House In 2022

The latest data of the top 10 most expensive states to buy a house in 2022 has been released and the results were not surprising. Hawaii, Wyoming, Massachusetts, Alaska, and California have ranked in the top five for the past seven years. Part of the reason why certain states have higher home prices than other…

Working With Real Estate Agents

Working With Real Estate Agents Who Are Licensed MLO

In this blog, we will cover and discuss working with real estate agents who are also NMLS licensed mortgage loan originators. Real Estate Agents are licensed professionals. Realtors work with home buyers and sellers. Agents are knowledgeable not just in helping buyers with buying and selling homes. They are extremely knowledgeable in lending, insurance, appraisals,…

New Jersey Housing Market

New Jersey Housing Market Stronger Than Expected For 2022

In this blog, we will cover and discuss the New Jersey Housing Market. New Jersey has the highest property tax rate in the nation but that is not slowing down home sales and home prices. New Jersey Housing Market is expected to be stronger than expected in 2022. New Jersey Housing Market has been growing…

Helping Your Realtor And Lender Help You

Helping Your Realtor and Lender Help You with a Home Purchase

In this article, we will cover and discuss helping your realtor and lender help you with a home purchase. I know sometimes it can be hard finding the right Realtor. I also know that once you have made that decision, there are some tips that can make your Home Buying Partnership more successful. Helping your…

Home Prices Skyrocket To Record Highs

Home Prices Skyrocket To Record Highs Pricing Buyers Out Of The Market

In this blog, we will discuss and cover how home prices skyrocket to record highs pricng homebuyers out of the housing market. If you are in the market to buy a home or already in your home, you probably know home values are sky-high right now. In this blog, we will detail the driving factors…

Flood Insurance Mortgage Guidelines With Homes In Flood Zones

Flood Insurance Mortgage Guidelines With Homes In Flood Zones

This ARTICLE Is About The Flood Insurance Mortgage Guidelines With Homes In Flood Zones Flood insurance can be incredibly expensive and may even deter you from buying a specific property. In this blog, we will detail when flood insurance is required for mortgage lending, the basics surrounding mortgage insurance, and some tips to keep your…

Finding A Place To Rent

Top Tips On Finding A Great Place To Rent In The U.S.

This Article Is About The Top Tips On Finding A Great Place To Rent In The U.S. Renting has become the preferred and more viable solution for getting a place to live. In many situations, it’s just a more affordable and advantageous move than buying straight up. Not to mention that not all people looking…

Benefits of Buying Newer Homes Versus Older Homes

Benefits of Buying Newer Homes Versus Older Homes

This Article Covers The Benefits of Buying Newer Homes Versus Older Homes: Buying a newer home, especially a new construction home, offers many benefits. In this article, we will discuss and cover the following topics: Common FAQ on the benefits of buying newer versus older homes. Potential problems with buying older homes for first-time homebuyers….

disabled home accessible

From the Ground Up: Building a Place Accessible to All

Every space where people spend time together should provide comfort and safety to each dweller, and most importantly to those with limited mobility and other impairments. Building a place that is accessible to all ensures that a person living with a disability lives an independent life, which improves his or her zeal for life.

Most Affordable States To Purchase Homes

Most Affordable States To Purchase Homes In 2021

This Article Is About The Most Affordable States To Purchase Homes In 2021 Home prices have been skyrocketing since 2013 with no sign of a housing correction. Adding fuel to the fire on the hot housing market is the historic low mortgage rates. Today’s 30-year fixed mortgage rate is at 3.25% for prime borrowers. The…

Reasons Real Estate Agents Wants You Pre-Approved

Reasons Real Estate Agents Wants You Pre-Approved

This ARTICLE On Reasons Real Estate Agents Wants You Pre-Approved Was PUBLISHED On March 17th, 2020 The Pre-Approval Stage Of The Mortgage Process Is The Most Important Part Of Your Home Buying Process: This Blog Shows The Reasons Real Estate Agents Wants You Pre-Approved There are reasons real estate agents want you pre-approved before showing…

Illinois Home Values
|

Illinois Home Values Decline Due To Rising Property Taxes

This ARTICLE On Illinois Home Values Decline Due To Rising Property Taxes Was PUBLISHED On December 7th, 2019 Illinois holds the second-place record for having the highest property taxes. New Jersey holds the throne as having the highest property tax rate in the Nation However, New Jersey’s property taxes have stabilized Many counties in Illinois…

Colorado Housing Market

Colorado Housing Market Ranks As The Hottest In The Nation

This ARTICLE On Colorado Housing Market Ranks As The Hottest In The Nation Was PUBLISHED On November 13th, 2019 Colorado Springs, Colorado housing market ranks as the hottest and growing housing market in the U.S. While cities like Chicago and New York City are in a financial crisis and cannot pay its bills, Colorado Springs…

Chicago Property Tax Hikes
| |

Chicago Property Tax Hikes Will Fund Most Of CTU Contract Settlement

This ARTICLE On Chicago Property Tax Hikes Will Fund Most Of CTU Contract Settlement Was PUBLISHED On November 8th, 201 Here we go again Chicago. Chicago is the highest taxed city in the nation Chicago has the highest property tax in the U.S. Illinois has the second-highest property tax rates in the nation New Jersey…

Mississippi Housing Market

Mississippi Housing Market Expected To Flourish Through 2020

This ARTICLE On Mississippi Housing Market Expected To Flourish Through 2020 Was PUBLISHED On November 7th, 2019 Mississippi is raking in billions of revenues from out of state businesses and residents moving to this state Homebuyers can get a lot of house for the money in Mississippi Countless businesses and individual taxpayers are moving to…

THE START OF THE BIGGEST HOUSING BOOM IN HISTORY
|

The Start Of The Biggest Housing Boom In History

This Article Is About The Start Of The Biggest Housing Boom In History  The Start Of The Biggest Housing Boom in the U.S. has begun. Many investors invested in real estate prior to the 2008 Real Estate Crash However, after the 2008 Great Recession, most real estate investors shied away from real estate The reason…