FHA Jumbo Lenders in Hawaii
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FHA Jumbo Lenders in Hawaii For High-Balance Loans

In this blog, we will cover and discuss qualifying for a high-balance FHA loan with FHA Jumbo Lenders in Hawaii with no lender overlays. Many FHA lenders in Hawaii have lender overlays on high-balance FHA loans. FHA Jumbo Lenders in Hawaii believe high-balance FHA loans pose higher risk factors. Therefore, FHA Jumbo Lenders in Hawaii…

Top 10 Most Expensive States To Buy a House
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Top 10 Most Expensive States To Buy a House In 2022

The latest data of the top 10 most expensive states to buy a house in 2022 has been released and the results were not surprising. Hawaii, Wyoming, Massachusetts, Alaska, and California have ranked in the top five for the past seven years. Part of the reason why certain states have higher home prices than other…

Jumbo Versus High-Balance Mortgages
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Jumbo Versus High-Balance Mortgages in California For 2022

In this blog, we will discuss and cover the comparison between Jumbo versus High-Balance Mortgages. What is the difference between Jumbo Versus High-Balance Mortgages In High-Cost Areas? Gustan Cho Associates is a lender licensed in 48 states with over 170 wholesale mortgage lenders on specialty mortgage programs. The team at Gustan Cho Associates are experts…

Jumbo Loans With Low Down Payment

Jumbo Loans With Low Down Payment And Bad Credit

In this blog, we will discuss and cover jumbo loans with low down payment and bad credit on home purchases. Jumbo loans with low down payment and bad credit are starting to make a comeback across the United States. Since these are not agency loans, requirements and guidelines vary from lender to lender. An agency…

Jumbo Mortgage Eligibility Requirements

Jumbo Mortgage Eligibility Requirements On High Priced Homes

This Article Is About Jumbo Mortgage Eligibility Requirements On High Priced Homes Jumbo mortgage eligibility requirements and guidelines are more strict than government and/or conventional loans. Any mortgage loan balance that is higher than the conforming loan limit of $548,250 is considered a jumbo mortgage. Jumbo loans are also referred to as non-conforming loans because…

Jumbo Mortgage Loans

85% LTV Jumbo Loans Versus 90% LTV Non-QM Mortgages

This Article Covers 85% LTV Jumbo Loans Versus 90% LTV Non-QM Mortgages. Topics to be Covered in This Article: Gustan Cho Associates offers traditional 90% LTV jumbo mortgages with at least a 660 credit score and 50% LTV. We offer both traditional and non-QM jumbo loans. The maximum debt to income ratio cap is up…

Jumbo Loans After Foreclosure With No Waiting Period Requirements

Jumbo Loans After Foreclosure With No Waiting Period Requirements

This ARTICLE Is About Jumbo Loans After Foreclosure With No Waiting Period Requirements The U.S. Housing Market is booming in the majority of counties in the Nation. Home prices are literally skyrocketing. Both HUD and the FHFA realize this. Many homebuyers are getting priced out of the housing market due to skyrocketing home prices.  For…