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Gustan Cho Associates
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    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
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      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
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      • Investment Property Loan
    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
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      • Refinance FHA To Conventional Loans
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      • FHA Manual Underwriting
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      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
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      • W-2 Income Only VA Loans
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    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
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      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
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  • CareersExpand
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Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustancho Associates

Income And Employment

Home / Income And Employment - Page 4
What are home buyer concerns when deciding to buy their first home
Home Purchase | First Time Home Buyers | Income And Employment | Videos

What Are The Top Home Buyer Concerns Purchasing First Home

ByGustan Cho Posted onJanuary 12, 2024March 21, 2024

This guide covers home buyer concerns buying their first-home. A home purchase is most people’s single largest investment in their…

Continue Reading What Are The Top Home Buyer Concerns Purchasing First HomeContinue

How Can I Qualify For W2-Only Income Mortgages
Income And Employment | First Time Home Buyers | High Debt To Income Ratio | Videos

How Can I Qualify For W2-Only Income Mortgages

ByAlex Carlucci Posted onJanuary 11, 2024July 24, 2024

Homebuyers with pending income tax returns or significant unreimbursed business expenses may be eligible for W2-only income mortgages. Gustan Cho…

Continue Reading How Can I Qualify For W2-Only Income MortgagesContinue

Importance of Job Stability
Income And Employment | Gaps In Employment | Mortgage Processing And Underwriting | Videos

Importance of Job Stability When Buying a House

ByMargarett Jurilla Posted onJanuary 5, 2024July 26, 2024

This guide covers the importance of job stability when buying a house with a mortgage. Income is the most important…

Continue Reading Importance of Job Stability When Buying a HouseContinue

College Education Versus Work Experience
Income And Employment | Mortgage Processing And Underwriting | Videos

College Education Versus Work Experience Mortgage Guidelines

ByAlex Carlucci Posted onDecember 3, 2023July 29, 2025

This guide covers qualifying for a mortgage after college education versus work experience mortgage guidelines.  We will further cover why…

Continue Reading College Education Versus Work Experience Mortgage GuidelinesContinue

Calculating Monthly Mortgage Payment On Home Purchase
Home Mortgages | High Debt To Income Ratio | Income And Employment | Videos

Calculating Monthly Mortgage Payment on Home Purchase

ByGustan Cho Posted onNovember 30, 2023July 26, 2024

This guide covers calculating monthly mortgage payment on a home purchase. Many first-time homebuyers think they need a lot of…

Continue Reading Calculating Monthly Mortgage Payment on Home PurchaseContinue

Online Payday Loans
Hard Money Loans | Income And Employment | Payday Loans

An Overview in the Best Online Payday Loans For Consumers

ByApril Ramirez Posted onNovember 10, 2023February 10, 2025

This guide covers an overview of the best online payday loans. The best online payday loans can instantly get your…

Continue Reading An Overview in the Best Online Payday Loans For ConsumersContinue

Inflation
Home Mortgages | Home Purchase | Income And Employment | Mortgage Rates | Real Estate Topic | Videos

How Inflation Affect The Mortgage and Housing Markets

ByAlex Carlucci Posted onJuly 3, 2023July 25, 2024

This guide covers how inflation affects the housing and mortgage markets. Whenever you turn on the news, you hear “inflation.”…

Continue Reading How Inflation Affect The Mortgage and Housing MarketsContinue

Income Guidelines To Qualify For Home Loan
Income And Employment | Videos

Income Guidelines To Qualify For Home Loan Programs

ByGustan Cho Posted onJune 24, 2023March 18, 2024

This guide covers qualifying income guidelines to qualify for home loan. There are federal income guidelines to qualify for home…

Continue Reading Income Guidelines To Qualify For Home Loan ProgramsContinue

How Can You Get a Mortgage After Retirement?
Income And Employment

How Can You Get a Mortgage After Retirement?

ByGustan Cho Posted onJune 17, 2022October 8, 2024

In this blog, we will cover and discuss on ways on how can you get a mortgage after retirement. Seniors…

Continue Reading How Can You Get a Mortgage After Retirement?Continue

Changing Jobs
Income And Employment

Changing Jobs Until Finding The Perfect Career

ByDale Elenteny Posted onApril 8, 2022October 8, 2024

In this article, we will cover and discuss changing jobs until finding the perfect career. In my 12+ years of…

Continue Reading Changing Jobs Until Finding The Perfect CareerContinue

The Real Truth About Unemployment
Income And Employment

The Real Truth About Unemployment And Qualifying For Mortgage

ByAlex Carlucci Posted onOctober 4, 2021October 8, 2024

This Article Is AboutThe Real Truth About Unemployment And Qualifying For Mortgage Here’s something that most Americans including the smartest…

Continue Reading The Real Truth About Unemployment And Qualifying For MortgageContinue

Other Income to qualify for mortgage
Income And Employment

Other Income To Qualify To Meet Debt To Income Ratio Caps

ByGustan Cho Posted onJune 14, 2021October 8, 2024

This article covers Other Income To Qualify To Meet Debt To Income Ratio Caps Income is probably the most important…

Continue Reading Other Income To Qualify To Meet Debt To Income Ratio CapsContinue

What Is A Partnership?
Income And Employment

What Is A Partnership And Types Of Partnerships In Business

ByGustan Cho Posted onJuly 25, 2020July 19, 2024

This Article On What Is A Partnership And Types Of Partnerships In Business A partnership is a business where two…

Continue Reading What Is A Partnership And Types Of Partnerships In BusinessContinue

IRS 4506T Form
Income And Employment

Using IRS 4506T Form In Mortgage Loan Processing

ByGustan Cho Posted onJuly 15, 2020December 18, 2023

This Article On Using IRS 4506T Form In Mortgage Loan Processing Mortgage lenders require income verification with not just the…

Continue Reading Using IRS 4506T Form In Mortgage Loan ProcessingContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • APR Versus Interest Rate
    APR Versus Interest Rate Quoted By Mortgage LendersAugust 28, 2025
  • Chenoa DPA EDGE Program
    Chenoa DPA EDGE Program: Powerful Aid for Home BuyersAugust 28, 2025
  • Apartment Building Loans
    Apartment Building Loans For Real Estate InvestorsAugust 27, 2025
  • What Lenders Look for in Bank Statements
    What Lenders Look for in Bank Statements Before Saying YesAugust 27, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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