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Gustan Cho Associates
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      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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      • Refinance FHA To Conventional Loans
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      • Conventional Loans W-2 Income ONLY Mortgages
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      • Asset-Depletion
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Income And Employment

Home / Income And Employment - Page 4
Online Payday Loans
Hard Money Loans | Income And Employment | Payday Loans

An Overview in the Best Online Payday Loans For Consumers

ByApril Ramirez Posted onNovember 10, 2023February 10, 2025

This guide covers an overview of the best online payday loans. The best online payday loans can instantly get your…

Continue Reading An Overview in the Best Online Payday Loans For ConsumersContinue

Disability Income
Income And Employment | Videos

How To Qualify for a Mortgage With Disability Income

ByGustan Cho Posted onJuly 8, 2023July 25, 2024

This guide covers qualifying for a mortgage with disability income. People with disability income are eligible for a mortgage loan…

Continue Reading How To Qualify for a Mortgage With Disability IncomeContinue

Inflation
Home Mortgages | Home Purchase | Income And Employment | Mortgage Rates | Real Estate Topic | Videos

How Inflation Affect The Mortgage and Housing Markets

ByAlex Carlucci Posted onJuly 3, 2023July 25, 2024

This guide covers how inflation affects the housing and mortgage markets. Whenever you turn on the news, you hear “inflation.”…

Continue Reading How Inflation Affect The Mortgage and Housing MarketsContinue

Income Guidelines To Qualify For Home Loan
Income And Employment | Videos

Income Guidelines To Qualify For Home Loan Programs

ByGustan Cho Posted onJune 24, 2023March 18, 2024

This guide covers qualifying income guidelines to qualify for home loan. There are federal income guidelines to qualify for home…

Continue Reading Income Guidelines To Qualify For Home Loan ProgramsContinue

How Can You Get a Mortgage After Retirement?
Income And Employment

How Can You Get a Mortgage After Retirement?

ByGustan Cho Posted onJune 17, 2022October 8, 2024

In this blog, we will cover and discuss on ways on how can you get a mortgage after retirement. Seniors…

Continue Reading How Can You Get a Mortgage After Retirement?Continue

Tax Settlement For Borrowers Who Have Tax Liens
Income And Employment

Tax Settlement For Borrowers Who Have Tax Liens

ByAlex Carlucci Posted onApril 9, 2022October 8, 2024

In this blog, we will cover and discuss tax settlement for borrowers who have tax liens. With the advent of…

Continue Reading Tax Settlement For Borrowers Who Have Tax LiensContinue

Changing Jobs
Income And Employment

Changing Jobs Until Finding The Perfect Career

ByDale Elenteny Posted onApril 8, 2022October 8, 2024

In this article, we will cover and discuss changing jobs until finding the perfect career. In my 12+ years of…

Continue Reading Changing Jobs Until Finding The Perfect CareerContinue

The Real Truth About Unemployment
Income And Employment

The Real Truth About Unemployment And Qualifying For Mortgage

ByAlex Carlucci Posted onOctober 4, 2021October 8, 2024

This Article Is AboutThe Real Truth About Unemployment And Qualifying For Mortgage Here’s something that most Americans including the smartest…

Continue Reading The Real Truth About Unemployment And Qualifying For MortgageContinue

Other Income to qualify for mortgage
Income And Employment

Other Income To Qualify To Meet Debt To Income Ratio Caps

ByGustan Cho Posted onJune 14, 2021October 8, 2024

This article covers Other Income To Qualify To Meet Debt To Income Ratio Caps Income is probably the most important…

Continue Reading Other Income To Qualify To Meet Debt To Income Ratio CapsContinue

What Is A Partnership?
Income And Employment

What Is A Partnership And Types Of Partnerships In Business

ByGustan Cho Posted onJuly 25, 2020July 19, 2024

This Article On What Is A Partnership And Types Of Partnerships In Business A partnership is a business where two…

Continue Reading What Is A Partnership And Types Of Partnerships In BusinessContinue

IRS 4506T Form
Income And Employment

Using IRS 4506T Form In Mortgage Loan Processing

ByGustan Cho Posted onJuly 15, 2020December 18, 2023

This Article On Using IRS 4506T Form In Mortgage Loan Processing Mortgage lenders require income verification with not just the…

Continue Reading Using IRS 4506T Form In Mortgage Loan ProcessingContinue

Negative Income With Co-Borrowers
Income And Employment

Negative Income With Co-Borrowers Mortgage Guidelines

ByGustan Cho Posted onMay 17, 2020March 11, 2024

This BLOG On Negative Income With Co-Borrowers Mortgage Guidelines Was UPDATED And PUBLISHED On May 17th, 2020 FHA allows non-occupant…

Continue Reading Negative Income With Co-Borrowers Mortgage GuidelinesContinue

VA Employment History Guidelines
Income And Employment

VA Employment History Guidelines To Qualify For VA Loans

ByGustan Cho Posted onApril 15, 2020April 15, 2024

This BLOG On VA Employment History Guidelines To Qualify For VA Loans Was UPDATED On April 15th, 2024. VA Loans…

Continue Reading VA Employment History Guidelines To Qualify For VA LoansContinue

Recent Increase In Income
Income And Employment

Recent Increase In Income And How It Is Viewed By Underwriters

ByGustan Cho Posted onApril 18, 2019December 18, 2023

This BLOG On Recent Increase In Income And How It Is Viewed By Underwriters Was UPDATED On April 18th, 2019 Depending…

Continue Reading Recent Increase In Income And How It Is Viewed By UnderwritersContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Sacramento California Home Purchase
    Sacramento California Home Purchase With Bad CreditAugust 7, 2025
  • Deficiency Judgments
    Qualifying For Home Loans With Deficiency JudgmentsAugust 7, 2025
  • What are 7 Ways to Defend a Debt Collection Lawsuit
    7 Ways to Defend a Debt Collection Lawsuit by ConsumersAugust 7, 2025
  • One Day Mortgage Loan Approval
    One Day Mortgage Loan Approval Process For HomebuyersAugust 7, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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