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This BLOG On Future Of Texas Homeowners Living Near Border Wall Was PUBLISHED On February 4th, 2019 The state of Texas is the second largest state in the United States. Texas is the second biggest state in both size and population Texas has one of the greatest economies out of all states in the U.S….
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Prepare for Initial Costs You’re going to pay the rent and possibly other fees each month, but you should also be prepared for initial costs. The cost of moving into a room can be high with one-time costs that you may not anticipate. For example, you may pay an application fee, a month’s rent for…
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Here are some things you can do to use your money, and not the other way around: 1. Make a Budget While this is the most important part of the process, a lot of people typically just ignore it, mostly because it’s easier not to think about it, or that a lot of people just…
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Mortgage Rates Due To Feds Unchanging Rates For 1st Quarter 2019 Was PUBLISHED On January 31st, 2019 Many were pleasantly surprised yesterday when Federal Reserve Chairman Jerome Powell announced the FEDS are not increasing rates for first quarter 2019. The stock market went up almost 500 points on this news It brought major smiles to…
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This BLOG On How To Improve Credit To Qualify For VA Loans Was UPDATED On January 30th, 2019 VA Loans are the best mortgage loan program available in the U.S. However, not every home buyer is eligible for VA Loans. Only Veteran Borrowers with an honorable discharge and valid Certificate of Eligibility (COE) are eligible for…
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This BLOG On Mortgage Approval Can Be Revoked During Mortgage Process Was UPDATED On January 30th, 2019 Getting a conditional mortgage loan approval means that borrowers meet the basic qualifications with regards to income, credit, and assets. Prior to approval, a mortgage underwriter has reviewed the following: Income Credit Credit report Credit history Credit scores Types…
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This BLOG On California Wildfire Homeowners Encountering Difficulty Finding Housing Was PUBLISHED On January 29th, 2019 The 2018 California Wildfires was the worst in U.S. History. It affected countless of California homeowners Many displaced California Wildfire Homeowners are having a difficult time finding new housing Countless of California Wildfire Homeowners are scrambling to find new housing Many California…
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This ARTICLE On PEO Companies North Carolina Was Written By Staff Writer of Gustan Cho Associates PEOs or Professional Employer Organizations have become popular ways of outsourcing the human resources function of a business. Statistics indicate that these organizations employ over 3.7 million people and that they are serving 175,000 SMEs with at least 10-99…
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This BLOG On FHA Refinance Streamline Georgia With No Income And Credit Requirement Was UPDATED On January 28th, 2019 The State Of Georgia is a Southeastern state in the U.S. Atlanta is the capital of Georgia. Gustan Cho Associates is a national five-star lender with no overlays with a big presence in the state of Georgia:…
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This BLOG On Feds Start Land Seizures Along Border Texas Border To Prepare For Border Wall Was PUBLISHED On January 27th, 2019 President Donald J. Trump pledged to build a border wall along the Southern Border in his election campaign. He is ready to honor that pledge However, Democrats are doing everything possible to obstruct…
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This BLOG On 2019 Artic Blast Can Cause Homeowners Havoc With Sub-Zero Temperatures Was PUBLISHED On January 26th, 2019 The Artic Blast Can Cause Homeowners Havoc this weekend. Sub-zero temperatures and the coldest temperatures is hitting dozens of states. Midwestern States like Illinois, Wisconsin, Ohio, Michigan, Minnesota is expected to get over 10 inches of snow Artic…
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This BLOG On Government Reopens And What This Means For Housing Market Was PUBLISHED On January 26th, 2019 The 2019 historic partial government shutdown has temporarily ended on Friday January 26th, 2019. Government Reopens temporarily until February 15th, 2019 The government reopens for three weeks During the upcoming three weeks, President Donald J. Trump will…
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This BLOG On Mortgage With Outstanding Bad Credit Versus Bankruptcy Was UPDATED On January 26th, 2019 Home Buyers can qualify for a mortgage with outstanding bad credit. Many lenders will require borrowers to pay off outstanding collections and charge off accounts to qualify for FHA, VA, and Conventional Loans We will discuss FHA Loans on this…
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This BLOG On How Filing Bankruptcy Affects Applying For Mortgage Versus Not Filing Was UPDATED On January 26th, 2019 Bankruptcy is a federal law that enables a person who is overwhelmed in debts to seek relief from the courts. Consumers can either discharge all of their debts or structure a repayment plan to pay their creditors….
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This BLOG On What Are Payday Loans And Using It To Establish Credit Was UPDATED On January 26th, 2019 Payday loans are personal loans given by a private business that is other than a bank or credit union. These loans are not recommended due to the extremely high-interest rates they charge. However, for disciplined consumers, it…
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This BLOG On Benefits Of 15 Year FHA Loan Versus 30 Year Terms Was UPDATED On January 25th, 2019 FHA mortgage insurance premium is a large portion of the monthly mortgage payments. HUD, the parent of FHA, sets all FHA Guidelines including those of mortgage insurance on all FHA Loans. Borrowers with 30-year fixed-rate FHA Loans…
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This BLOG On What To Do If Borrowers Got Mortgage Denial From Bank Was UPDATED On January 23rd, 2019 Most first time home buyers normally go to their local bank to see if they qualify for a residential mortgage loan. Banks are full-service lending institutions Banks cater to the general public in lending the following types of…
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This BLOG On Federal Workers Paying Mortgage Payments Affected By Shutdown Was PUBLISHED On January 22nd, 2019 The government shutdown is passing the 30 day mark. The government is calling this as a partial government shutdown where only 25% of the government is shutdown However, over 800,000 federal employees are affected by this shutdown There are…
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In this blog, we will cover the mortgage balance of Utah Mayor Family Paid Off in Full by Charity. The Mortgage Balance Of Utah Mayor Family Paid Off in full. The Tunnel To Towers Foundation headed by Chief Executive Officer Frank Sillar was responsible for making this dream come true happen to the Taylor Family….
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This ARTICLE On Fallen Newman Police Officer’s Mortgage Paid Off By a Charity Was Written By Staff Writer At Gustan Cho Associates For any American household, their home mortgage is their largest debt and monthly expense. Often times when the main breadwinner of the family dies or loses their job, they often cannot afford their…
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This BLOG On Re-Establishing Credit During Waiting Period After Bankruptcy Was UPDATED On January 21st, 2019 Life is not over after bankruptcy, foreclosure, deed in lieu of foreclosure, or short sale. People go through a financial crisis such as job loss, business loss, divorce, medical issues, and other extenuating circumstances where their household income is lost…
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