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This guide covers common credit score questions from first-time homebuyers. What does a “good credit or good FICO” really mean…
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This guide covers qualifying for a home loan with a late mortgage payment in the past 12 months. Qualifying for…
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This guide covers how holidays affect the mortgage process and can delay home closings. As the holidays come around our…
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This guide covers how credit repair works during the mortgage process. A substantial percentage of my borrowers are folks who…
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This guide covers manual underwriting DTI guidelines on FHA and VA loans. HUD and the Veterans Administration are the only…
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