Loans For Real Estate Investors And Lending Guidelines
This Article Is About Loans For Real Estate Investors And Lending Guidelines
At Gustan Cho Associates we totally understand the goals and mission of short term property fix and flip investors:
- We are the lender of choice for real estate investors, and real estate developers than any other private money and hard money lender
- The reason Gustan Cho Associates understands hard money borrowers more than any other private money lending companies
- This is because members of Gustan Cho Associates are real estate investors themselves
- Gustan Cho Associates Commercial Lending Division was founded by a commercial real estate investor
- We have over 25 years real estate experience of buying, financing, rehabbing, renting, and selling commercial real estate properties
This includes from single family homes, to apartment buildings, to apartment complexes.
Hard Money Loans For Real Estate Investors
Gustan Cho Associates Commercial Lending Division is different than any other hard money and private money lender:
- This is because there is no minimum investment requirement
- Most private money lenders in this country have $100,000 minimum loan amounts
- This is because whether you process a $20,000 hard money loan or $4,000,000 hard money or private money loan, the time it takes is the same
- The management staff at Gustan Cho Associates understand that not many hard money lenders want to give a beginner investor a chance so with that in mind
- We do not maintain a minimum loan requirement
Whether you are seeking a $20,000 private money loan or $5 million Hard Money Loan, we will be your private money lender of choice.
Hard Money Loans
Many of our clients are real estate investors who has gone to other private money and hard money lenders and have been promised their hard money loan:
- Many have wasted many weeks to be told at the last minute that the hard money lender will not fund their private money loans
- With us if a loan officers tells you that he will do your loan, that means that you will close your loan
Most of our hard money and private money loans close in 2 to 3 weeks and we do not require tons of paperwork like other hard money lenders.
Types Of Alternative Funding Available
Gustan Cho Associates offers the following types of private money and hard money loans:
- Private Money Loans from $10,000 to $3,000,000 with mortgage loan terms from 6 to 36 months
- Single family homes, multi-family properties, commercial properties, raw land, fix rehab flip loans, bridge loans, and new construction
- Hard Money Loans require typically up to 65-75% Loan To Value of the purchase price or appraised value
- Higher LTV, ARV-based and participation loan options available
- Always competitive rates and fees – among the lowest in the country and other competitors
- Creative financing where cross collateral is allowed and co-borrowers are welcomed
- Majority of our hard money loans close in less than 30 days
- Short term fix and flip rehab loans
- Investment Property Loans and lines of credit
No doc investment property loans.
Short Term Fix And Flip Rehab Loans For Real Estate Investors
One of our most popular short term loan programs for property flippers is the short term fix and flip rehab loan program:
- 9 month interest only term
- 15% down payment on purchase and 10% down payment on the rehab
- The after value after completion of the work needs to have 25% equity
- No doc loan program
- No income verification
- Property can close on the name of LLC
Gustan Cho Associates are experts in originating and funding no doc fix and flip rehab loans .
If you are interested in investment properties loans with Gustan Cho Associates, contact us at 262-716-8151 or text us for a faster response. Or email us at [email protected] The team at Gustan Cho Associates is available 7 days a week, evenings, weekends, and holidays.