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Home / Home Mortgage - Page 10
California Home Buyer Down Payment Assistance Program (1)
Home Mortgage

California Home Buyer Down Payment Assistance Program

ByMike Gracz Posted onFebruary 22, 2020December 18, 2023

This BLOG On California Home Buyer Down Payment Assistance Program Was UPDATED And PUBLISHED On February 23rd, 2020 Program Eligibility…

Continue Reading California Home Buyer Down Payment Assistance ProgramContinue

Why Do Lenders Have Different Requirement On Credit Scores
Home Mortgage

Why Do Lenders Have Different Requirement On Credit Scores

ByGustan Cho Posted onJuly 5, 2019March 4, 2024

This blog on Why Do Lenders Have Different Requirement On Credit Scores Was PUBLISHED On July 5th, 2019 Why Do Lenders…

Continue Reading Why Do Lenders Have Different Requirement On Credit ScoresContinue

Mortgage Payment
Home Mortgage

Understanding Your Mortgage Payment on Home Purchase

ByGustan Cho Posted onMay 13, 2019October 8, 2024

Understanding what your mortgage payment consists of is very important for homeowners. Most people do not pay in cash for…

Continue Reading Understanding Your Mortgage Payment on Home PurchaseContinue

Qualifying For Home Loan In Placer County
Home Mortgage

Qualifying For Home Loan In Placer County California

ByGustan Cho Posted onMay 7, 2019July 16, 2024

This BLOG On Qualifying For Home Loan In Placer County California Was Written By Arlene DiSessa Of Gustan Cho Associates Mortgage…

Continue Reading Qualifying For Home Loan In Placer County CaliforniaContinue

Fannie Mae NON-Citizens Mortgage
Home Mortgage

Fannie Mae NON-Citizens Mortgage Guidelines On Conventional Loans

ByGustan Cho Posted onApril 29, 2019July 16, 2024

This BLOG On Fannie Mae NON-Citizens Mortgage Guidelines On Conventional Loans Was PUBLISHED On April 29th, 2019 Recently Fannie Mae added clarity to Fannie…

Continue Reading Fannie Mae NON-Citizens Mortgage Guidelines On Conventional LoansContinue

Credit And DTI Guidelines On Conventional Loans
Home Mortgage

Credit And DTI Guidelines On Conventional Loans Versus FHA Loans

ByGustan Cho Posted onJanuary 18, 2019July 16, 2024

This BLOG On Credit And DTI Guidelines On Conventional Loans Versus FHA Loans Was UPDATED On January 18th, 2019 Credit And DTI…

Continue Reading Credit And DTI Guidelines On Conventional Loans Versus FHA LoansContinue

How Loan Officers Prepare Borrowers
Home Mortgage

How Loan Officers Prepare Borrowers For Mortgage Underwriters

ByAlex Carlucci Posted onJanuary 14, 2019March 18, 2024

This BLOG On How Loan Officers Prepare Borrowers For Mortgage Underwriters Was PUBLISHED On January 14th, 2019 How Loan Officers Prepare…

Continue Reading How Loan Officers Prepare Borrowers For Mortgage UnderwritersContinue

FHA Insured Mortgage Loans
Home Mortgage

FHA Insured Mortgage Loans Versus Other Loan Programs

ByGustan Cho Posted onJanuary 10, 2019October 8, 2024

This BLOG On FHA Insured Mortgage Loans Versus Other Loan Programs Was UPDATED And PUBLISHED On January 10th, 2019 FHA…

Continue Reading FHA Insured Mortgage Loans Versus Other Loan ProgramsContinue

Importance Of Credit Reports In Mortgage Application Process
Home Mortgage

Importance Of Credit Reports In Mortgage Application Process

ByGustan Cho Posted onJanuary 6, 2019July 16, 2024

This BLOG On Importance Of Credit Reports In Mortgage Application Process Was UPDATED On January 6th, 2019 Our society is credit…

Continue Reading Importance Of Credit Reports In Mortgage Application ProcessContinue

California Mortgage Credit Certificate Program
Home Mortgage

California Mortgage Credit Certificate Program Guidelines

ByGustan Cho Posted onOctober 30, 2018July 16, 2024

This BLOG On California Mortgage Credit Certificate Program Guidelines Was UPDATED On October 30th, 2018 California Home Buyers May Be Eligible…

Continue Reading California Mortgage Credit Certificate Program GuidelinesContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Buying a House in Salt Lake City Utah
    Guide To Buying a House in Salt Lake City UtahJanuary 14, 2025
  • Mortgage Process Timeline
    Mortgage Process Timeline From Application To ClosingJanuary 14, 2025
  • FHA Back to Work Mortgage
    FHA Back To Work Mortgage Waives Bankruptcy and ForeclosureJanuary 14, 2025
  • QM-Qualified Mortgages
    What Are QM-Qualified Mortgages Versus Non-QM LoansJanuary 14, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
    • Loan Officers
      • Michael Gracz
      • Ronda Butts
      • Rhonda Smith
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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