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Headline News Archives

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Buying or Refinancing After Forbearance
Headline News Archives | Videos

Buying or Refinancing After Forbearance Mortgage Guidelines

ByGustan Cho Posted onMarch 25, 2025March 26, 2025

Buying or Refinancing After Forbearance: What You Need to Know in 2025 If you’ve been through a forbearance and are…

Continue Reading Buying or Refinancing After Forbearance Mortgage GuidelinesContinue

DuPage County Home Values Down
Headline News Archives

DuPage County Home Values Down 24%, Property Tax Up 7% Since Recession

ByGustan Cho Posted onMarch 21, 2025March 24, 2025

DuPage County Home Values Down: What’s Really Happening in 2025? Many people across the U.S. hear about home prices going…

Continue Reading DuPage County Home Values Down 24%, Property Tax Up 7% Since RecessionContinue

Housing Numbers Increase
Headline News Archives

Housing Numbers Increase Despite Higher Mortgage Rates

ByDale Elenteny Posted onJanuary 28, 2025January 29, 2025

ThIs guide covers housing numbers increase despite higher mortgage rates. This guide is an update of the original guide on…

Continue Reading Housing Numbers Increase Despite Higher Mortgage RatesContinue

Housing Economic Outlook
Headline News Archives

Housing Economic Outlook and How It Impacts Homebuyers

ByAlex Carlucci Posted onJanuary 26, 2025January 27, 2025

Housing Economic Outlook and how it impacts Homebuyers (Updated January 26, 2025) Introduction Housing Economic Outlook: Market activity at the…

Continue Reading Housing Economic Outlook and How It Impacts HomebuyersContinue

Growing Up In The Inter-City
Headline News Archives

Growing Up in The Inter-City of Chicago as a Homeowner

ByAlex Carlucci Posted onJanuary 24, 2025January 27, 2025

This guide covers growing up in the inter-city of Chicago as a homeowner: The Story of John Strange. Escaping and…

Continue Reading Growing Up in The Inter-City of Chicago as a HomeownerContinue

Federal Reserve Board Increases Interest Rates
Headline News Archives

Federal Reserve Board Increases Interest Rates

ByAlex Carlucci Posted onJanuary 24, 2025January 27, 2025

This guide covers what happens when the Federal Reserve Board increases interest rates. This guide is an update of an…

Continue Reading Federal Reserve Board Increases Interest RatesContinue

HARP for Underwater Mortgages
Mortgage Refinance | Headline News Archives

HARP For Underwater Mortgages Lending Guidelines

ByDale Elenteny Posted onJanuary 23, 2025May 13, 2025

This guide covers HARP for underwater mortgages. This guide is an update of a previous guide that was published in…

Continue Reading HARP For Underwater Mortgages Lending GuidelinesContinue

Lenders for Best Rates
Videos | Headline News Archives

Gustan Cho Associates: The Lenders for Best Rates

ByAlex Carlucci Posted onJanuary 22, 2025February 28, 2025

This guide covers lenders for best rates. We have seen high interest rates and skyrocketing mortgage rates. Still to this…

Continue Reading Gustan Cho Associates: The Lenders for Best RatesContinue

FHA Back to Work Mortgage
FHA Loans | Headline News Archives | Mortgage After Bankruptcy and Foreclosure | NON-QM Loans | Videos

FHA Back To Work Mortgage Waives Bankruptcy and Foreclosure

ByAlex Carlucci Posted onJanuary 14, 2025January 14, 2025

This guide covers the ill-fated HUD’s FHA Back to Work Mortgage. The FHA Back to Work Mortgage no longer exists….

Continue Reading FHA Back To Work Mortgage Waives Bankruptcy and ForeclosureContinue

Mortgage Markets
Headline News Archives

Overview of Mortgage Markets and Interest Rates

ByGustan Cho Posted onDecember 25, 2024April 7, 2025

This guide covers the mortgage markets and interest rates. The mortgage markets and interest rates have seen volatile trends in…

Continue Reading Overview of Mortgage Markets and Interest RatesContinue

HUD Forbearance Guidelines
Headline News Archives

HUD Forbearance Guidelines On FHA Loans: Things to Know

ByMike Gracz Posted onDecember 11, 2024December 16, 2024

HUD Forbearance Guidelines on FHA Loans: What Borrowers Need to Know in 2024 Are you struggling to make your mortgage…

Continue Reading HUD Forbearance Guidelines On FHA Loans: Things to KnowContinue

ISM Non-Manufacturing Index
Headline News Archives | Videos

Latest ISM Non-Manufacturing Index Update and What It Means

ByAlex Carlucci Posted onNovember 21, 2024May 15, 2025

Breaking News: The Implications of the ISM Non-Manufacturing Index for the Economy and Housing Sector in 2024. The ISM Non-Manufacturing…

Continue Reading Latest ISM Non-Manufacturing Index Update and What It MeansContinue

Illinois To Raise Property Taxes
Headline News Archives

Illinois To Raise Property Taxes To Offset Pension Debt

ByAlex Carlucci Posted onNovember 18, 2024May 15, 2025

Breaking News: Illinois to Raise Property Taxes—What It Means for You as a Homeowner In 2024, Illinois homeowners are grappling…

Continue Reading Illinois To Raise Property Taxes To Offset Pension DebtContinue

The Feds Announce Future Rate Cuts
Headline News Archives

The Feds Announce Future Rate Cuts—Should You Refinance Now?

ByGustan Cho Posted onNovember 18, 2024May 15, 2025

The Feds Announce Future Rate Cuts: What It Means for Mortgage Rates in 2024 In 2024, homeowners and buyers will…

Continue Reading The Feds Announce Future Rate Cuts—Should You Refinance Now?Continue

Mortgage Forbearance During Pandemic
Headline News Archives | Loan Modification

Mortgage Forbearance During Pandemic Mortgage Crisis

ByGustan Cho Posted onNovember 4, 2024November 5, 2024

Updated Guide: Mortgage Forbearance During Pandemic When the COVID-19 pandemic hit, it upended the global economy, leaving millions of Americans…

Continue Reading Mortgage Forbearance During Pandemic Mortgage CrisisContinue

GREAT CONTENT AUTHORITY FORUMS
Headline News Archives | Home Mortgages | Home Purchase | Investment Homes | Mortgage Processing And Underwriting | NON-QM Loans | Qualifying & Getting Pre-approved | Real Estate Topic | Regulations

Great Content Authority FORUMS: GCA FORUMS

ByAlex Carlucci Posted onSeptember 11, 2024September 11, 2024

This guide covers Great Content Authority FORUMS and Sub-FORUMS, commonly referred to GCA FORUMS. Great Content Authority FORUMS (GCA FORUMS)…

Continue Reading Great Content Authority FORUMS: GCA FORUMSContinue

Home Prices Are Increasing
Headline News Archives | Home Purchase | Mortgage Rates | Qualifying & Getting Pre-approved | Real Estate Topic | Videos

Home Prices Are Increasing Despite Higher Mortgage Rates

ByChad Bush Posted onJuly 30, 2024July 31, 2024

This guide guide covers how home prices are increasing despite higher mortgage rates. All indicators point to a housing bubble….

Continue Reading Home Prices Are Increasing Despite Higher Mortgage RatesContinue

The Housing Shortage
Headline News Archives | Real Estate | Real Estate Topic | Videos

The Housing Shortage Facing The Midwest

ByMargarett Jurilla Posted onJuly 3, 2024August 30, 2024

This guide covers the housing shortage facing the Midwest. The housing shortage in the Midwest has impacted and affected homebuyers…

Continue Reading The Housing Shortage Facing The MidwestContinue

Government Shutdown And Effects To Mortgage Programs
Headline News Archives

Government Shutdown And Effects To Mortgage Programs

ByGustan Cho Posted onJune 10, 2024June 11, 2024

Have you ever wonder what is government shutdown and effects to mortgage programs? A government shutdown occurs when non-essential federal…

Continue Reading Government Shutdown And Effects To Mortgage ProgramsContinue

Credit Score Guidelines Versus Lender Overlays
Mortgage Lender Overlays | Headline News Archives

Credit Score Guidelines Versus Lender Overlays During Pandemic

ByGustan Cho Posted onJune 5, 2024August 30, 2024

Understanding Credit Score Guidelines Versus Lender Overlays during the coronavirus pandemic is important. A detailed analysis of the covid 19…

Continue Reading Credit Score Guidelines Versus Lender Overlays During PandemicContinue

Refinancing During Coronavirus Pandemic
Headline News Archives

Refinancing During Coronavirus Pandemic Mortgage Crisis

ByMike Gracz Posted onJune 5, 2024August 30, 2024

BREAKING NEWS: Refinancing During Coronavirus Pandemic Mortgage Crisis Hurdles with Refinancing During Coronavirus Pandemic Mortgage Crisis: With all the global…

Continue Reading Refinancing During Coronavirus Pandemic Mortgage CrisisContinue

Mortgage Rates During The COVID-19 Pandemic
Headline News Archives

Mortgage Rates During The COVID-19 Pandemic

ByLaurie Cho Posted onMay 31, 2024December 13, 2024

This guide covers the volatility of mortgage rates during the Covid-19  pandemic. Mortgage Rates During The COVID-19 Pandemic is two-fold….

Continue Reading Mortgage Rates During The COVID-19 PandemicContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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