General Contractors

General Contractors

Gustan Cho Associates Preferred General Contractors

Homeowners should keep a list of reputable general contractors in the event if things go wrong.  General Contractors on this directory include plumbers, electricians, HVAC professionals, roofers, carpenters, architects, well/septic companies, and construction companies who are experts in remodeling kitchens, bathrooms, basements, attics, and room additions.  Other home improvement specialists homeowners should get to know and have contact numbers are mold remediation specialists, landscapers, snow plowing companies, and home improvement stores nearby their homes.  As a homeowner, you will no longer have the luxury of contacting your landlord in the event if your appliances break down, need landscape services, or need your driveway plowed. The Gustan Cho Team @ Gustan Cho Associates Mortgage & Real Estate Information Resource Center will be asking professionals in the home improvement industry to be guest writers where they can offer valuable information on how to do it yourself projects such as fixing a leaky faucet, to remodeling a home basement to planting your garden. It is highly recommended when shopping for a home improvement professional that you check out their references and get multiple bids. Checking out and doing your own research on general contractors is always advised and make sure that the contractor is properly licensed and insured. Make sure you thoroughly review the work order or contract and if the project is an extensive job, make sure you have an attorney review the contract and never give a lump sum upfront for a down payment.

FHA 203k Loan Contractors

FHA 203k Loans are extremely popular loan programs for home buyers who are purchasing a fixer upper or a foreclosure. With a FHA 203k Loan, a home buyer will get the acquisition plus the construction loan all in one closing with minimal down payment. 3.5% down payment of the after improved value of the property is required to qualify for a FHA 203k Loan. Borrowers who plan on using a FHA 203k Loan needs to hire a HUD approved General Contractor to oversee the whole rehab project. Gustan Cho Associates will post a list of recommended FHA 203k Rehab General Contractors on the Preferred General Contractors Directory so FHA 203k Borrowers will have access to reputable FHA 203k HUD Approved General Contractors to choose from.

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