Shopping For Insurance
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Shopping For Insurance With Best Premium and Terms

This guide covers shopping for insurance for the best premium and terms during the mortgage process. Shopping for insurance is one of the tasks required during the mortgage process. Borrowers need to get a homeowners insurance declaration page to their loan officer prior to the clear to close. Shopping for insurance with the best premiums…

Property Homeowners Insurance
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Property Homeowners Insurance is Required By Lenders

Brent Norkus, an insurance agent for Goosehead Insurance covers property homeowners insurance in this extensive guide. Property homeowners insurance is mandatory on all homes that are mortgaged with lenders. Lenders require homeowners insurance in the event the property gets damaged due to fire or other hazards. The home is the lender’s collateral and needs to…

Importance of Job Stability
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Importance of Job Stability When Buying a House

This guide covers the importance of job stability when buying a house with a mortgage. Income is the most important factor when qualifying for a mortgage. You can have the highest credit scores in the world but without documented income, you will not qualify for a mortgage. You can have credit scores down to 500…

How To Become a Real Estate Agent
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How To Become a Real Estate Agent in Today’s Market

This guide covers how to become a real estate agent in today’s competitive housing market. A career in real estate gives you the ability to benefit from unlimited earning potential while also setting your own work hours and taking control of your career decisions. You will essentially be in the driver’s seat with all aspects…

Homeowners Insurance Deductibles
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How Homeowners Insurance Deductibles Work

This guide covers how homeowners insurance deductibles work. Homeowners insurance deductibles used to be straightforward. It was the dollar amount stated in your homeowner’s insurance policy that you’d pay out of pocket before any insurance coverage kicked in. For example, you leaked, and your home suffered severe water damage. You’d then call your insurance company…