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Gustancho Associates

Conventional Loans

Home / Conventional Loans - Page 5
Conventional Loans After Chapter 13 Versus Chapter 7 Bankruptcy (1)
Conventional Loans | Videos

Conventional Loans After Chapter 13 Versus Chapter 7 Bankruptcy

ByGustan Cho Posted onSeptember 11, 2021March 11, 2025

What Are The Waiting Period Requirements On Conventional Versus FHA Loans On Chapter 13 Bankruptcy? There is no waiting period requirements after Chapter 13 Bankruptcy discharged date on FHA loans but Conventional loans require a two-year waiting period.

Continue Reading Conventional Loans After Chapter 13 Versus Chapter 7 BankruptcyContinue

Conventional loan with low credit scores
Conventional Loans | Videos

Myths And Truths About Conventional Loans Versus FHA Mortgages

ByGustan Cho Posted onAugust 28, 2021January 22, 2025

This Article Is About Myths And Truths About Conventional Loans Versus FHA Mortgages What do you believe is the most…

Continue Reading Myths And Truths About Conventional Loans Versus FHA MortgagesContinue

Freddie Mac Housing Event Guidelines
Conventional Loans

Freddie Mac Housing Event Guidelines On Conventional Loans

ByGustan Cho Posted onAugust 19, 2020February 21, 2024

This article covers Freddie Mac Housing Event Guidelines On Conventional Loans Fannie Mae and Freddie Mac are the two mortgage…

Continue Reading Freddie Mac Housing Event Guidelines On Conventional LoansContinue

Conventional Loans With Derogatory Credit Mortgage Guidelines
Conventional Loans

Conventional Loans With Derogatory Credit Mortgage Guidelines

ByGustan Cho Posted onAugust 17, 2020July 19, 2024

This Article covers Conventional Loans With Derogatory Credit Mortgage Guidelines Many clients of Gustan Cho Associates are interested in a…

Continue Reading Conventional Loans With Derogatory Credit Mortgage GuidelinesContinue

Conforming Mortgage Credit Guidelines
Conventional Loans

Conforming Mortgage Credit Guidelines For Home Buyers

ByGustan Cho Posted onJune 20, 2020July 18, 2024

This BLOG On Conforming Mortgage Credit Guidelines For Home Buyers Was UPDATED And PUBLISHED On June 20th, 2020 Conforming Mortgage…

Continue Reading Conforming Mortgage Credit Guidelines For Home BuyersContinue

Freddie Mac HomeOne Mortgage
Conventional Loans

Freddie Mac HomeOne Mortgage Guidelines For First Time Home Buyers

ByMike Gracz Posted onJune 12, 2020March 5, 2024

This BLOG On Freddie Mac HomeOne Mortgage Guidelines For First Time Home Buyers Was PUBLISHED On June 12th, 2020 Freddie…

Continue Reading Freddie Mac HomeOne Mortgage Guidelines For First Time Home BuyersContinue

Minimum Down Payment Conventional Mortgage Loan Program
Conventional Loans

Minimum Down Payment Conventional Mortgage Loan Program

ByGustan Cho Posted onJanuary 17, 2020May 22, 2024

This BLOG On Minimum Down Payment Conventional Mortgage Loan Program Was UPDATED And PUBLISHED On January 17th, 2020 There are…

Continue Reading Minimum Down Payment Conventional Mortgage Loan ProgramContinue

Fannie Mae And Freddie Mac Increases Conventional Loan Limit
Conventional Loans | Videos

Fannie Mae And Freddie Mac Increases Conventional Loan Limit

ByGustan Cho Posted onNovember 26, 2019March 19, 2024

This ARTICLE On Fannie Mae And Freddie Mac Increases Conventional Loan Limit To $510,400 Was PUBLISHED On November 26th, 2019…

Continue Reading Fannie Mae And Freddie Mac Increases Conventional Loan LimitContinue

Conventional Mortgage Rates
Conventional Loans | Mortgage Rates | Videos

Conventional Mortgage Rates Drop To A 24 Month Low

ByAlex Carlucci Posted onJune 23, 2019May 3, 2024

This Article Is About Conventional Mortgage Rates Drop To A 24 Month Low  Conventional Mortgage Rates hit a 24 month…

Continue Reading Conventional Mortgage Rates Drop To A 24 Month LowContinue

FHA Home Loans
Conventional Loans

How Do I Qualify For A Conventional Loan Mortgage

ByGustan Cho Posted onJanuary 4, 2019February 28, 2025

This BLOG On How Do I Qualify For A Conventional Loan Mortgage Was UPDATED On January 4th, 2019 A conventional loan…

Continue Reading How Do I Qualify For A Conventional Loan MortgageContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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