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Gustan Cho Associates
  • About UsExpand
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner NetworkExpand
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loan
    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • CareersExpand
    • Can Realtors Be MLOs At The Same Time
    • Career OpportunitiesExpand
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
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    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
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Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

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Bad Credit Mortgages

Home / Bad Credit Mortgages - Page 12
How Derogatory Credit Impacts Credit Scores For Mortgage
Bad Credit Mortgages

How Derogatory Credit Impacts Credit Scores For Mortgage

ByMike Gracz Posted onMarch 6, 2020October 9, 2024

This ARTICLE On How Derogatory Credit Impacts Credit Scores For Mortgage Was PUBLISHED On March 6th, 2020 How Derogatory Credit…

Continue Reading How Derogatory Credit Impacts Credit Scores For MortgageContinue

Stocks Soar
Bad Credit Mortgages

Stocks Soar 1,100 Points After Super Tuesday And Stimulus Hopes

ByAlex Carlucci Posted onMarch 4, 2020February 19, 2024

This ARTICLE On Stocks Soar 1,100 Points After Super Tuesday And Stimulus Hopes Was PUBLISHED On March 4th, 2020 Stocks…

Continue Reading Stocks Soar 1,100 Points After Super Tuesday And Stimulus HopesContinue

Stocks Selloff
Bad Credit Mortgages

Stocks Selloff Drops Dow Over 10% Since All-Time High

ByAlex Carlucci Posted onFebruary 27, 2020February 19, 2024

This ARTICLE On Stocks Selloff Drops Dow Over 10% Since All-Time High Was PUBLISHED On February 27th, 2020 The U.S….

Continue Reading Stocks Selloff Drops Dow Over 10% Since All-Time HighContinue

Chicago Ranked Most Corrupt City
Bad Credit Mortgages

Chicago Ranked Most Corrupt City In The United States

ByAlex Carlucci Posted onFebruary 19, 2020July 17, 2024

This ARTICLE On Chicago Ranked Most Corrupt City In The United States Was PUBLISHED On February 19th, 2020 Chicago Ranked…

Continue Reading Chicago Ranked Most Corrupt City In The United StatesContinue

Homeownership Levels In The U.S. Recorded To Be Highest Since 2013 (1)
Bad Credit Mortgages

Homeownership Levels In The U.S. Recorded To Be Highest Since 2013

ByAlex Carlucci Posted onJanuary 31, 2020July 17, 2024

This article is about Homeownership Levels In The U.S. Recorded To Be Highest Since 2013 The U.S. economy is on…

Continue Reading Homeownership Levels In The U.S. Recorded To Be Highest Since 2013Continue

1031 Tax Free Exchange
Bad Credit Mortgages

Buying Property With 1031 Tax Free Exchange Explained

ByAlex Carlucci Posted onJanuary 27, 2020July 17, 2024

This article is about Buying Property With 1031 Tax-Free Exchange Real estate investors who purchased investment property and decide to…

Continue Reading Buying Property With 1031 Tax Free Exchange ExplainedContinue

1031 Tax Exchange
Bad Credit Mortgages

Deferring Capital Gains With 1031 Tax Exchange On Properties

ByGustan Cho Posted onJanuary 11, 2020April 23, 2024

This article is about 1031 Tax Exchange For Real Estate Transactions Real estate exchanges are alive and well! The real…

Continue Reading Deferring Capital Gains With 1031 Tax Exchange On PropertiesContinue

FHA Versus Conforming Mortgage Rates (1)
Bad Credit Mortgages

FHA Versus Conforming Mortgage Rates On Purchases And Refinances

ByGustan Cho Posted onNovember 22, 2019July 29, 2025

This article on  FHA Versus Conforming Mortgage Rates On Purchases And Refinances There two types of home loan programs: Government…

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Chicago Corruption Ranks As The Top In The Nation
Bad Credit Mortgages

Chicago Corruption Ranks As The Top In The Nation

ByAlex Carlucci Posted onNovember 17, 2019March 12, 2025

This ARTICLE On Chicago Corruption Ranks As The Top In The Nation Was PUBLISHED On November 17th, 2019 The Second…

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Trump Impeachment Inquiry
Bad Credit Mortgages

Trump Impeachment Inquiry Probe Begins In Congress

ByAlex Carlucci Posted onNovember 14, 2019March 12, 2025

This Article On Trump Impeachment Inquiry Probe Begins In Congress Was PUBLISHED On November 14th, 2019 Here we go again…

Continue Reading Trump Impeachment Inquiry Probe Begins In CongressContinue

Chicago Mayor Seeks Help
Bad Credit Mortgages

Chicago Mayor Seeks Help From Illinois Lawmakers With Budget Shortage

ByAlex Carlucci Posted onNovember 12, 2019February 19, 2025

This ARTICLE On Chicago Mayor Seeks Help From Illinois Lawmakers With Budget Shortage Was PUBLISHED On November 12th, 2019 Chicago…

Continue Reading Chicago Mayor Seeks Help From Illinois Lawmakers With Budget ShortageContinue

Chicago Police Still Providing Former Mayors Security
Bad Credit Mortgages

Chicago Police Still Providing Former Mayors Security Detail

ByAlex Carlucci Posted onNovember 9, 2019March 12, 2025

This ARTICLE On Chicago Police Still Providing Former Mayors Security Detail Was PUBLISHED On November 9th, 2019 The city of…

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Trump Flees New York To Florida
Bad Credit Mortgages

Trump Flees New York To Florida Due To High-Taxes

ByGustan Cho Posted onNovember 4, 2019July 17, 2024

This ARTICLE On Trump Flees New York To Florida Due To High-Taxes Was PUBLISHED On November 4th, 2019 We have…

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Separate Chicago From Illinois
Bad Credit Mortgages

Separate Chicago From Illinois Movement Gains Momentum

ByAlex Carlucci Posted onOctober 10, 2019October 8, 2024

This ARTICLE On Separate Chicago From Illinois Movement Gains Momentum Was PUBLISHED On October 22nd, 2019 A separate Chicago from…

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Kankakee Illinois Pension Debt
Bad Credit Mortgages

Kankakee Illinois Pension Debt Shortage Deadline Missed By The City

ByAlex Carlucci Posted onOctober 6, 2019March 6, 2025

This ARTICLE On Kankakee Illinois Pension Debt Shortage Missed By The City Was PUBLISHED On October 6th, 2019 Kankakee Illinois…

Continue Reading Kankakee Illinois Pension Debt Shortage Deadline Missed By The CityContinue

Illinois Housing Recovery Lags Behind The Rest Of The U.S.
Bad Credit Mortgages

Illinois Housing Recovery Lags Behind The Rest Of The U.S.

ByAlex Carlucci Posted onSeptember 25, 2019July 29, 2025

This ARTICLE On Illinois Housing Recovery Lags Behind The Rest Of The U.S. Was PUBLISHED On September 25th, 2019 Illinois…

Continue Reading Illinois Housing Recovery Lags Behind The Rest Of The U.S.Continue

Nine Illinois Communities Among Top Worst
Bad Credit Mortgages

Nine Illinois Communities Among Top Worst Housing Market

ByGustan Cho Posted onSeptember 16, 2019October 8, 2024

This ARTICLE On The Nine Illinois Communities Among Top Worst Housing Market Was PUBLISHED On September 16th, 2019 While the…

Continue Reading Nine Illinois Communities Among Top Worst Housing MarketContinue

Communities That Top Worst Housing Market
Bad Credit Mortgages

Communities That Top Worst Housing Market In The U.S.

ByGustan Cho Posted onSeptember 14, 2019July 17, 2024

This ARTICLE On Communities That Top Worst Housing Market In The U.S. Was PUBLISHED On September 14th, 2019 The overall…

Continue Reading Communities That Top Worst Housing Market In The U.S.Continue

Mortgage Rates Jump
Bad Credit Mortgages

Mortgage Rates Jump As Retail Sales Beat Expectations

ByGustan Cho Posted onSeptember 13, 2019July 8, 2025

This ARTICLE On Mortgage Rates Jump As Retail Sales Beat Expectations And Trade Tensions Ease Was PUBLISHED On September 3rd,…

Continue Reading Mortgage Rates Jump As Retail Sales Beat ExpectationsContinue

What is Personal Injury Claim
Bad Credit Mortgages

Can My Personal Injury Claim End In A Structured Settlement?

ByAlex Carlucci Posted onAugust 27, 2019July 17, 2024

An accident is one thing that brings instant and dramatic changes in people’s lives. During such events, it is vital…

Continue Reading Can My Personal Injury Claim End In A Structured Settlement?Continue

What are the Best Canadian Cities to Move to for U.S. Citizens
Bad Credit Mortgages

Best Canadian Cities For U.S. Citizens To Move And Call Home

ByGustan Cho Posted onJuly 25, 2019August 30, 2024

This ARTICLE On The Best Canadian Cities For U.S. Citizens To Move Was PUBLISHED On July 25th, 2019 Have you…

Continue Reading Best Canadian Cities For U.S. Citizens To Move And Call HomeContinue

Mortgage Rates Hit 13 Month Low
Bad Credit Mortgages

Mortgage Rates Hit 13 Month Low And FEDS Leave Rates Unchanged

ByGustan Cho Posted onMarch 21, 2019July 9, 2025

This BLOG On Mortgage Rates Hit 13 Month Low And FEDS Leave Rates Unchanged Was PUBLISHED On March 21st, 2019…

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Sacramento California Home Purchase
    Sacramento California Home Purchase With Bad CreditAugust 7, 2025
  • Deficiency Judgments
    Qualifying For Home Loans With Deficiency JudgmentsAugust 7, 2025
  • What are 7 Ways to Defend a Debt Collection Lawsuit
    7 Ways to Defend a Debt Collection Lawsuit by ConsumersAugust 7, 2025
  • One Day Mortgage Loan Approval
    One Day Mortgage Loan Approval Process For HomebuyersAugust 7, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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