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Establishing Good Credit
Re-Establishing Credit

Establishing Good Credit To Qualify For Mortgage Loan

ByGustan Cho Posted onDecember 10, 2018March 27, 2024

This BLOG On Establishing Good Credit To Qualify For Mortgage Loan Was UPDATED On December 10th, 2018 Establishing good credit is…

Continue Reading Establishing Good Credit To Qualify For Mortgage LoanContinue

Bankruptcy And Foreclosure Waiting Periods
Mortgage After Bankruptcy and Foreclosure

Bankruptcy And Foreclosure Waiting Periods To Qualify For Mortgage

ByGustan Cho Posted onDecember 6, 2018March 18, 2024

This BLOG On Bankruptcy And Foreclosure Waiting Periods To Qualify For Mortgage Was UPDATED On December 6th, 2018 The mortgage industry…

Continue Reading Bankruptcy And Foreclosure Waiting Periods To Qualify For MortgageContinue

Short Sale Home Purchase
Mortgage After Bankruptcy and Foreclosure

Short Sale Home Purchase Process For Illinois Home Buyers

ByGustan Cho Posted onDecember 4, 2018October 8, 2024

This BLOG On Short Sale Home Purchase Process For Illinois Home Buyers Was UPDATED On December 4th, 2018 Due to…

Continue Reading Short Sale Home Purchase Process For Illinois Home BuyersContinue

FHA Loan With High DTI
Bad Credit Mortgages

FHA Loan With High DTI And Outstanding Collection Accounts

ByGustan Cho Posted onDecember 2, 2018July 16, 2024

This BLOG On FHA Loan With High DTI And Outstanding Collection Accounts Was UPDATED December 2nd, 2018 Homebuyers can qualify for…

Continue Reading FHA Loan With High DTI And Outstanding Collection AccountsContinue

FHA Lowers Mortgage Insurance Premium
Mortgage Insurance

FHA Lowers Mortgage Insurance Premium By 0.25 Basis Points

ByGustan Cho Posted onNovember 24, 2018March 17, 2025

This BLOG On FHA Lowers Mortgage Insurance Premium Was UPDATED On November 24th, 2018 This blog is a rewrite and updated…

Continue Reading FHA Lowers Mortgage Insurance Premium By 0.25 Basis PointsContinue

Front End Debt To Income Ratios
High Debt To Income Ratio

Front End Debt To Income Ratios Mortgage Guidelines

ByGustan Cho Posted onNovember 12, 2018June 5, 2024

This BLOG On Front End Debt To Income Ratios Mortgage Guidelines Was UPDATED On November 12th, 2018 There are two different…

Continue Reading Front End Debt To Income Ratios Mortgage GuidelinesContinue

California Extra Credit Teacher Home Purchase Program
First Time Home Buyers

California Extra Credit Teacher Home Purchase Program: ECTP

ByGustan Cho Posted onNovember 2, 2018January 20, 2025

Home Buyer’s Down Payment Assistance Program For Educators With The California Extra Credit Teacher Home Purchase Program The California Extra…

Continue Reading California Extra Credit Teacher Home Purchase Program: ECTPContinue

News Of Strong Dollar Pushes Mortgage Rates Lower
Headline News Archives

News Of Strong Dollar Pushes Mortgage Rates Lower

ByGustan Cho Posted onApril 11, 2018March 26, 2025

How does strong dollar pushes mortgage rates lower? The surge in the U.S. dollar’s value is making waves across global…

Continue Reading News Of Strong Dollar Pushes Mortgage Rates LowerContinue

Do the prospects for mortgage loans seem promising after the election of a new president?
Headline News Archives

Mortgage Outlook Seems Promising With Election Of New President

ByGustan Cho Posted onDecember 31, 2016March 7, 2024

This ARTICLE On Mortgage Outlook Seems Promising With Election Of New President Was PUBLISHED On December 31st, 2016 Mortgage Outlook…

Continue Reading Mortgage Outlook Seems Promising With Election Of New PresidentContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Bankruptcy or Foreclosure
    What’s Worse: Foreclosure or Bankruptcy?April 3, 2025
  • Steps in the Underwriting Process
    Steps In The Underwriting Process By Mortgage LendersApril 3, 2025
  • AUS Approval on Conventional Loans
    AUS Approval On Conventional Loans Versus Refer/EligibleApril 1, 2025
  • Buying a Home With a Well and Septic
    Easy Guide to Buying a Home with a Well and SepticMarch 31, 2025

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Resources

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  • How To Reach A Human At The Credit Bureaus
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  • GCA Approves When Others Can’t
  • Mortgage Guides and Home Loan Options
  • How To Un-Freeze a Credit File?
Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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