This ARTICLE Is About VA Jumbo Home Mortgages And Eligibility Requirements Most veterans are aware they do not need a down payment to purchase a home. But there are many things Veterans are not aware of, such as the removal of loan limits for VA mortgage loans. Up until 2020, VA loan limits required down […]
FHA mortgage guidelines have strict rules for calculating borrower’s wages. This article explains the different types of income and the income documents needed for an FHA mortgage.
This Article Is About California Housing Market Forecast For Homebuyers For 2021 For Homebuyers California is the third-largest state by size in the United States and has the largest population out of any state. With a population of 39.5 million residents, the area consists of 163,696 square miles (423,970 km2). Los Angeles County and its […]
This Article Is About Mortgage Guidelines On Co-Borrowers On Home Purchase Mortgage Guidelines On Co-Borrowers has recently been updated for both FHA Loans and Conventional Loans. FHA allows non-occupant co-borrowers to be added to the mortgage loan of a borrower if the main borrower cannot qualify due to income. There is no limit on the […]
This article is about Increasing Credit Scores Before Applying For A Mortgage Increasing Credit Scores prior to applying for a mortgage is important to get the lowest mortgage rates. The number one factor in determining mortgage rates by lenders is the borrower’s credit scores. There are other factors that determine mortgage rates. But credit scores […]
Is It Difficult To Get Chapter 13 Trustee FHA Loan Approval During Repayment Plan? Most Trustees will approve a home purchase and a new mortgage during the Chapter 13 Bankruptcy repayment plan.
This Article Is About How To Improve Your Credit Scores To Qualify For Mortgage There are many ways How To Improve Your Credit Scores To Qualify For Mortgage. It is not too difficult and many times, just applying a few simple techniques can do wonders. The team at Gustan Cho Associates are experts in helping […]
This Article Is About How To Fix Bad Credit To Qualify For A Home Mortgage How To Fix Bad Credit To Qualify For A Home Mortgage For Homebuyers And Homeowners: Mortgage borrowers can have prior bad credit and qualify for a mortgage. This holds true as long as they have been timely for the past […]
This article is about How To Write Letters Of Explanation To Mortgage Underwriters For those who have gone through the mortgage application process, they have encountered where a mortgage underwriter requesting Letters Of Explanation to mortgage underwriters on certain issues such as a prior bankruptcy, a prior foreclosure, a prior deed in lieu of foreclosure, […]
This Article Is About Can You Qualify For A Mortgage With Outstanding Collections The team at Gustan Cho Associates often gets countless calls daily from borrowers who ask Can You Qualify For A Mortgage With Outstanding Collections and Charged-Off Accounts? Will outstanding collections and charged-off accounts yield higher mortgage rates? Should I pay off outstanding […]
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