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    • Contact Us
    • Get Pre-Approved
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    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
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      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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      • Conventional Loans W-2 Income ONLY Mortgages
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Author: Mike Gracz

Home / Mike Gracz - Page 6
Mortgage Rates On FHA 203k Loans
FHA 203k Loan

Mortgage Rates On FHA 203k Loans Versus Traditional Mortgages

ByMike Gracz Posted onJuly 1, 2020July 18, 2024

This BLOG On Mortgage Rates On FHA 203k Loans Versus Traditional Mortgages Was PUBLISHED On July 1st, 2020 FHA 203k…

Continue Reading Mortgage Rates On FHA 203k Loans Versus Traditional MortgagesContinue

Freddie Mac HomeOne Mortgage
Conventional Loans

Freddie Mac HomeOne Mortgage Guidelines For First Time Home Buyers

ByMike Gracz Posted onJune 12, 2020March 5, 2024

This BLOG On Freddie Mac HomeOne Mortgage Guidelines For First Time Home Buyers Was PUBLISHED On June 12th, 2020 Freddie…

Continue Reading Freddie Mac HomeOne Mortgage Guidelines For First Time Home BuyersContinue

CARES ACT Mortgage Forbearance
Headline News Archives

CARES ACT Mortgage Forbearance Help For Unemployed Homeowners

ByMike Gracz Posted onMay 22, 2020April 17, 2024

BREAKING NEWS: CARES ACT Mortgage Forbearance Help For Unemployed Homeowners During these crazy economic times, the COVID-19 coronavirus has created…

Continue Reading CARES ACT Mortgage Forbearance Help For Unemployed HomeownersContinue

COVID-19 Pandemic Economic Update
Headline News Archives

COVID-19 Pandemic Economic Update And Housing Market Changes

ByMike Gracz Posted onMay 21, 2020February 16, 2024

BREAKING NEWS: COVID-19 Pandemic Economic Update And Housing Market Changes As the world is still in shambles due to the…

Continue Reading COVID-19 Pandemic Economic Update And Housing Market ChangesContinue

VA Guidelines Versus Overlays During The Pandemic Economic Crisis
Headline News Archives

VA Guidelines Versus Overlays During The Pandemic

ByMike Gracz Posted onMay 12, 2020October 8, 2024

This guide covers VA guidelines versus overlays during the pandemic economic crisis. It is no secret that qualifying for a…

Continue Reading VA Guidelines Versus Overlays During The PandemicContinue

Avoiding Foreclosure During The COVID-19 Pandemic
Headline News Archives

Avoiding Foreclosure During The COVID-19 Pandemic Crisis

ByMike Gracz Posted onMay 6, 2020July 18, 2024

BREAKING NEWS: Avoiding Foreclosure During The COVID-19 Pandemic Crisis Avoiding Foreclosure During The COVID-19 Pandemic Crisis for unemployed homeowners The…

Continue Reading Avoiding Foreclosure During The COVID-19 Pandemic CrisisContinue

How To Become An Awesome Loan Officer
Career Opportunities/Loan Officer Training

How To Become An Awesome Loan Officer And Be An Expert

ByMike Gracz Posted onApril 26, 2020April 22, 2024

Only a few years ago, if you were able to spell the word mortgage, you could become a Mortgage Loan…

Continue Reading How To Become An Awesome Loan Officer And Be An ExpertContinue

How The Coronavirus Pandemic Affects Qualifying For FHA Mortgages
Headline News Archives

How The Coronavirus Pandemic Affects Qualifying For FHA Mortgages

ByMike Gracz Posted onApril 24, 2020March 21, 2024

BREAKING NEWS: How The Coronavirus Pandemic Affects Qualifying For FHA Mortgages For Borrowers With Lower Credit Scores With an additional…

Continue Reading How The Coronavirus Pandemic Affects Qualifying For FHA MortgagesContinue

Mortgage Denial Due To Coronavirus Pandemic
Bad Credit Mortgages

Mortgage Denial Due To Coronavirus Pandemic Crisis Chaos

ByMike Gracz Posted onApril 17, 2020July 18, 2024

BREAKING NEWS: Mortgage Denial Due To Coronavirus Pandemic Crisis Chaos As the United States and global population deal with this…

Continue Reading Mortgage Denial Due To Coronavirus Pandemic Crisis ChaosContinue

Buying A Home During COVID-19 Pandemic
Headline News Archives

Buying A Home During COVID-19 Pandemic Mortgage Crisis

ByMike Gracz Posted onApril 8, 2020July 18, 2024

BREAKING NEWS: Buying A Home During COVID-19 Pandemic Mortgage Crisis We all know the COVID-19 coronavirus outbreak has affected the…

Continue Reading Buying A Home During COVID-19 Pandemic Mortgage CrisisContinue

How The Coronavirus Pandemic Is Affecting The Mortgage Process
Headline News Archives

How The Coronavirus Pandemic Is Affecting The Mortgage Process

ByMike Gracz Posted onApril 6, 2020March 19, 2025

This Breaking News Article Is About How The Coronavirus Pandemic Is Affecting The Mortgage Process As we approach a new…

Continue Reading How The Coronavirus Pandemic Is Affecting The Mortgage ProcessContinue

Home Buying Process During The Coronavirus Pandemic Crisis
Headline News Archives

Home Buying Process During The Coronavirus Pandemic Crisis

ByMike Gracz Posted onApril 1, 2020April 7, 2025

BREAKING NEWS: Home Buying Process During The Coronavirus Pandemic Crisis As Americans received some puzzling news from the White House…

Continue Reading Home Buying Process During The Coronavirus Pandemic CrisisContinue

CORONAVIRUS UPDATE FOR PURCHASE AND REFINANCE MORTGAGE BORROWERS
Headline News Archives

Coronavirus Update For Purchase And Refinance Mortgage Borrowers

ByMike Gracz Posted onMarch 25, 2020July 18, 2024

This ARTICLE On The Coronavirus Update For Purchase And Refinance Mortgage Borrowers Was PUBLISHED On March 25th, 2020 Gustan Cho…

Continue Reading Coronavirus Update For Purchase And Refinance Mortgage BorrowersContinue

California Roads
Home Mortgages

California Roads And How It Affects California Home Purchase

ByMike Gracz Posted onMarch 19, 2020July 18, 2024

This BLOG On California Roads And How It Affects California Home Purchase Was UPDATED And PUBLISHED On March 19th, 2020…

Continue Reading California Roads And How It Affects California Home PurchaseContinue

Pros And Cons Of Home Equity Conversion Mortgage
Reverse Mortgages

Pros And Cons Of Home Equity Conversion Mortgage

ByMike Gracz Posted onMarch 8, 2020July 17, 2024

This Blog On The Pros And Cons Of Home Equity Conversion Mortgage Was Written By Mike Gracz There are the…

Continue Reading Pros And Cons Of Home Equity Conversion MortgageContinue

How Derogatory Credit Impacts Credit Scores For Mortgage
Bad Credit Mortgages

How Derogatory Credit Impacts Credit Scores For Mortgage

ByMike Gracz Posted onMarch 6, 2020October 9, 2024

This ARTICLE On How Derogatory Credit Impacts Credit Scores For Mortgage Was PUBLISHED On March 6th, 2020 How Derogatory Credit…

Continue Reading How Derogatory Credit Impacts Credit Scores For MortgageContinue

Stocks Drop 1000 Points
Headline News Archives

Stocks Drop 1000 Points As Coronavirus Fear Returns

ByMike Gracz Posted onMarch 5, 2020January 25, 2024

BREAKING NEWS: This Article On Stocks Drop 1000 Points As Coronavirus Fear Returns Was PUBLISHED On March 5th, 2020 After…

Continue Reading Stocks Drop 1000 Points As Coronavirus Fear ReturnsContinue

Dow Surges 1200 Points
Headline News Archives

Dow Surges 1200 Points On Hopes Of Central Bank Lowering Rates

ByMike Gracz Posted onMarch 2, 2020December 18, 2023

BREAKING NEWS: The Dow Surges 1200 Points On Hopes Of Central Bank Lowering Rates The Dow Surges 1200 Points on…

Continue Reading Dow Surges 1200 Points On Hopes Of Central Bank Lowering RatesContinue

California Home Buyer Down Payment Assistance Program (1)
Home Mortgages

California Home Buyer Down Payment Assistance Program

ByMike Gracz Posted onFebruary 22, 2020March 18, 2025

This BLOG On California Home Buyer Down Payment Assistance Program Was UPDATED And PUBLISHED On February 23rd, 2020 Program Eligibility…

Continue Reading California Home Buyer Down Payment Assistance ProgramContinue

Credit Report Analysis By Mortgage Underwriters
Mortgage Processing And Underwriting

Credit Report Analysis By Mortgage Underwriters During Loan Process

ByMike Gracz Posted onFebruary 9, 2020March 11, 2024

This ARTICLE On Credit Report Analysis By Mortgage Underwriters During Loan Process Was PUBLISHED On February 9th, 2020 The borrowers’…

Continue Reading Credit Report Analysis By Mortgage Underwriters During Loan ProcessContinue

Purple Heart Veterans
VA Loans

Purple Heart Veterans Updated Mortgage Guidelines On VA Loans

ByMike Gracz Posted onDecember 12, 2019March 12, 2025

This ARTICLE On Purple Heart Veterans Updated Mortgage Guidelines was PUBLISHED On December 12th, 2019 Many loyal Gustan Cho Associate’s…

Continue Reading Purple Heart Veterans Updated Mortgage Guidelines On VA LoansContinue

Paradise Rebuilds One Year After The California Camp Fire
Headline News Archives

Paradise Rebuilds One Year After The California Camp Fire

ByMike Gracz Posted onNovember 9, 2019July 17, 2024

This guide covers paradise rebuilds one year after the California Camp Fire. Paradise Rebuilds One Year After The California Camp…

Continue Reading Paradise Rebuilds One Year After The California Camp FireContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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