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Bad Credit Mortgages

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Conforming Versus FHA Mortgage
Bad Credit Mortgages

Conforming Versus FHA Mortgage Guidelines And Benefits

ByGustan Cho Posted onJanuary 5, 2019March 3, 2025

This BLOG On Conforming Versus FHA Mortgage Guidelines And Benefits Was PUBLISHED On January 5th, 2019 Higher loan conventional loan…

Continue Reading Conforming Versus FHA Mortgage Guidelines And BenefitsContinue

Mortgage Rate Adjustments For Borrowers With Low Credit Scores
Bad Credit Mortgages

Mortgage Rate Adjustments For Borrowers With Low Credit Scores

ByGustan Cho Posted onDecember 16, 2018February 10, 2025

This article is about Mortgage Rate Adjustments The lower your credit scores are the higher your mortgage rates will be….

Continue Reading Mortgage Rate Adjustments For Borrowers With Low Credit ScoresContinue

Get Lowest Mortgage Rates Home Loans
Bad Credit Mortgages

How To Get Lowest Mortgage Rates Home Loans & What Are LLPA

ByAlex Carlucci Posted onDecember 14, 2018December 26, 2024

This article is about How To Get Lowest Mortgage Rates On Home Loans And What Are LLPA INTRODUCTION OF HOW…

Continue Reading How To Get Lowest Mortgage Rates Home Loans & What Are LLPAContinue

Short Sale Versus Foreclosure
Bad Credit Mortgages

Short Sale Versus Foreclosure Mortgage Guidelines

ByGustan Cho Posted onDecember 10, 2018July 16, 2024

This BLOG On Short Sale Versus Foreclosure Mortgage Guidelines Was UPDATED On December 10th, 2018 Are There Benefits Of Short Sale…

Continue Reading Short Sale Versus Foreclosure Mortgage GuidelinesContinue

FHA Loan With High DTI
Bad Credit Mortgages

FHA Loan With High DTI And Outstanding Collection Accounts

ByGustan Cho Posted onDecember 2, 2018July 16, 2024

This BLOG On FHA Loan With High DTI And Outstanding Collection Accounts Was UPDATED December 2nd, 2018 Homebuyers can qualify for…

Continue Reading FHA Loan With High DTI And Outstanding Collection AccountsContinue

Alternatives To Bankruptcy
Bad Credit Mortgages

Alternatives To Bankruptcy Waiting Out Bad Credit With SOL

ByGustan Cho Posted onNovember 27, 2018July 16, 2024

This BLOG On Alternatives To Bankruptcy Waiting Out Bad Credit With SOL Was UPDATED On November 27th, 2018 For those folks…

Continue Reading Alternatives To Bankruptcy Waiting Out Bad Credit With SOLContinue

Mortgage After Filing Bankruptcy With No Waiting Period
Bad Credit Mortgages

Mortgage After Filing Bankruptcy With No Waiting Period

ByGustan Cho Posted onNovember 26, 2018July 16, 2024

This BLOG On Mortgage After Filing Bankruptcy With No Waiting Period Was Updated On November 26th, 2018 The federal government…

Continue Reading Mortgage After Filing Bankruptcy With No Waiting PeriodContinue

Who are Carla Giordano, Top Realtor, Lamborghini Expert, and Great Friend
Bad Credit Mortgages

Carla Giordano, Top Realtor, Lamborghini Expert, and Great Friend

ByAlex Carlucci Posted onJuly 9, 2013January 18, 2024

This Article Is About Carla Giordano, Top Realtor, Lamborghini Expert, and Great Friend  Carla Giordano is a top Illinois realtor…

Continue Reading Carla Giordano, Top Realtor, Lamborghini Expert, and Great FriendContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Predatory Lending
    Predatory Lending Laws And Unfair Credit PracticesMarch 25, 2025
  • Buying or Refinancing After Forbearance
    Buying or Refinancing After Forbearance Mortgage GuidelinesMarch 25, 2025
  • Forbearance Versus Loan Modification
    Difference Between Forbearance Versus Loan ModificationMarch 25, 2025
  • Jumbo Loans Chapter 13 Bankruptcy Guidelines
    Jumbo Loans Chapter 13 Bankruptcy GuidelinesMarch 24, 2025

DTI Calculators

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Resources

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  • GCA Approves When Others Can’t
  • Mortgage Guides and Home Loan Options
  • How To Un-Freeze a Credit File?
Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
    • Loan Officers
      • Michael Gracz
      • Ronda Butts
      • Rhonda Smith
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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