Lender Overlays on Collection Accounts: What Banks Won’t Say
Lender Overlays on Collection Accounts: What Borrowers Need to Know in 2025 Many homebuyers feel stuck when they apply for…
How Do Underwriters View Charge Off Accounts With Balances
Can You Get a Mortgage With Charge-Off Accounts With Balances? If you’re trying to buy a home but your credit…
Mortgage Charge Offs Lending Guidelines And Requirements
Mortgage Charge Offs Lending Guidelines: Your Guide to Homeownership in 2025 Have you experienced a mortgage charge off and need…
Fannie Mae-Freddie Mac Charge-Off Guidelines On Conventional Loans
This blog post will explore the Fannie Mae-Freddie Mac charge-off guidelines applicable to conventional loans. Gustan Cho Associates has recently…
Written Payment Agreements With Creditors
This guide covers setting up written payment agreements with creditors and collection agencies so you can qualify and get pre-approved…
