Welcome To The Gustan Cho Team At Gustan Cho Associates Mortgage And Real Estate Information Center
Welcome to our mortgage blog at The Gustan Cho Team At Gustan Cho Associates. Gustan Cho and his team of licensed mortgage professionals are full service mortgage consultants specializing in residential and commercial mortgage loans and The Gustan Cho Team At Gustan Cho Associates are here to answer any questions you may have.
Direct Lender With No Overlays With Ability To Broker
On the residential side, Gustan Cho and his national team of licensed loan originators and The Gustan Cho Team at Gustan Cho Associates are specialists of the following mortgage loan programs:
- FHA Loans With No Lender Overlays
- VA Loans With No Lender Overlays
- FHA & VA Loans With Bad Credit
- USDA Loans With No Lender Overlays
- No Lender Overlays On Conventional Loans
- Non-QM Loans
- Jumbo Mortgages
- Reverse Mortgages
- Portfolio Loans
- Condotel And Non-Warrantable Condominium Loans
- Foreign Exchange Mortgage Loans
- FHA 203k Rehab Loans: Both Streamlined FHA 203k Loans And Standard FHA 203k Loans
The Gustan Cho Team At Gustan Cho Associates
The Gustan Cho Team at Gustan Cho Associates is a subsidiary of Loan Cabin Inc. a National FANNIE MAE, FREDDIE MAC, GINNIE MAE DIRECT mortgage lender licensed in multiple states.
- The Team at Gustan Cho Associates have the ability to broker to wholesale lenders with a national reputation with not having any lender overlays on government loans and Conventional Loans
- The Team at Gustan Cho Associates is a one stop mortgage shop where we are not just mortgage bankers
- We also have the ability to broker residential mortgage loans
Over 75% of our borrowers contact us because their either have gotten a last minute mortgage loan denial or are currently going through stress during mortgage process.
Reasons For Stress During The Mortgage Process
Here are examples of stress during mortgage process:
- Loan officer keeps on asking for conditions and loses the paperwork that the borrower already submitted
- Mortgage Underwriter keeps on asking for more conditions after conditions after a mortgage loan pre-approval
- Mortgage Loan Officer does not return phone calls and/or emails
- Due to the lender, the borrower is asking for extensions of the closing date because they are not cleared to close
There is no reason why a borrower needs to get a last minute mortgage loan denial or go through stress during the mortgage process.
Reason For Last-Minute Mortgage Denials And Changing Lenders
The only and number one reason why the borrower goes through stress during the mortgage process or gets a last minute mortgage loan denial is because of one reason and one reason only:
- They were not qualified properly by their loan officer and mortgage lender
- At Gustan Cho Associates, you will close your home loan in 21 days from the date you sign your mortgage disclosures
Not only do all of our pre-approved borrower close their home loans, but they either close them on time or before their scheduled closing date.
Our Mortgage Process At Gustan Cho Associates
Our mortgage professionals can give you FREE loan advice to help you understand the mortgage process.
- We are bad credit mortgage loan specialists and have various loan programs that suits your needs
Some of our bad credit mortgage loan programs include mortgage programs that helps secure a mortgage to borrowers with the following:
- high loan to value ratios, borrowers with low credit scores
- borrowers with prior bankruptcies, borrowers with prior foreclosures
- borrowers with prior deed in lieu of foreclosure
- borrowers with prior short sales
- borrowers with open collections and charge offs
- Non-QM Loans with no waiting period after foreclosure and/or bankruptcy
- Bank statement loans for self-employed borrowers
- Asset-Depletion Mortgage Programs
We are direct lenders that specialize helping borrowers get home loans with bad credit and borrowers with credit scores under 600 FICO credit scores with no lender overlays.
Gustan Cho Associates: Home Loan With Bad Credit Specialists
Some of our bad credit mortgage borrowers got mortgage approvals with credit scores as low as 530 FICO.
- Most mortgage brokers cannot help bad credit mortgage borrowers who have open collections and judgments
- Gustan Cho Associates at Loan Cabin Inc. is a national lender licensed in multiple states
We have associates throughout the United States so if you have any questions or want to go over a case scenario, please feel free to contact me at email@example.com or call me at 262-716-8151. Or text us for faster response.
Applying With A Direct Lender With No Overlays And Available 7 Days A Week
You can apply online for a fast pre-approval by clicking APPLY NOW.Mortgage Loan Programs Suited To Every Home Buyer’s Needs
- Wondering which bad credit mortgage loan program is right for you
- Not a problem!
- We can help determine which loan will fit your needs for your home purchase, refinance or debt consolidation needs
If you have any questions please contact Gustan Cho Associates at 262-716-8151 or text us for faster response. Or email us at firstname.lastname@example.org.
The team at Gustan Cho Associates Mortgage Group is available 7 days a week, evenings, weekends, and holidays.
Visit Our Real Estate And Mortgage Forum
Please register to be a member of our real estate and mortgage forum on www.gustancho.com. Whether you are a home buyer looking to purchase a home, a home seller selling your home, real estate agent, mortgage professional, banker, attorney, title officer, loan processor, mortgage underwriter, home inspector, insurance agent, home inspector, attorney, become a member of our online community. Register now and become a member of our online family by clicking GUSTAN CHO FORUM
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