Career Opportunities

Career Opportunities at Nationwide Mortgage & Realty LLC NMLS 276777

Career Opportunities

• Experienced loan officers with at least one year experience as a full time mortgage loan originator
• Team leaders or loan officers who have goals in advancing their careers
• Sales Managers
• Branch Managers
• Mortgage Processors & Branch Support Personnel

At Gustan Cho Associates, we are passionate mortgage and real estate professionals with one goal in mind – make our employees, borrowers, and business associates our top priority.

Benefits With Working With Us

One of the greatest benefits working with The Gustan Cho Team at Nationwide Mortgage & Realty LLC is the full marketing support we provide all of our licensed mortgage loan officers.

• A loan officer will never be short of borrowers
• Our marketing department headed by Peter Bieda will provide and custom tailor individualized marketing programs to each loan officer.
• Our in house web designers/developers, content writers, and marketing support team will custom design and create each loan officer with a optimized website and help brand each loan officer names
• The Gustan Cho Team at Nationwide Mortgage & Realty LLC has a nationwide co-branding and co-marketing programs with realtor partners.
• There is no cold calling required.
• Our company does not just offer solid qualified leads: We offer our loan officers borrowers who have been contacted, qualified, and scrubbed with income documentation provided as well as qualified credit
• Loan Officers will never have to worry about lack of work.

The Gustan Cho Team at Nationwide Mortgage & Realty LLC has a nationwide reputation of not having lender overlays and being able to close loans where other lenders can’t.

• Our mission is to help one borrower at a time
• Most lenders will tell a borrower who does not qualify to come back a year or two later once their credit improves
• Our loan officers will evaluate each borrower’s credit and financial profile and borrower’s who need some credit fix will be advised and counseled on how to improve and raise their credit scores and/or the loan officer will refer them to our credit repair consultants.
•  Almost every borrower who makes contact with are not just borrowers but lifelong friends.
• Our mission and goal is to treat every borrower like family.
• Borrowers are not like other types of consumers.
• Borrowers provide their loan officer every bit of personal financial information such as two year tax returns, two year W2s, paycheck stubs, bank statements, letter of explanations, bankruptcy/foreclosure documents if applicable, divorce/alimony paperwork if applicable, social security and/or pension awards letter if applicable, and other extremely private personal information.
• We realize the importance of the faith and trust our borrowers give us so all of our loan officers are committed to be on call 7 days a week to be available for their borrowers via email, text, or phone call.  
• Borrowers who want to be associated with a team of loan professionals where the number one priorty, goal and mission is to give each borrower the best customer quality of service and the best customer satisfaction they have experienced, Nationwide Mortgage is the organization for you.

No Lender Overlays

•  You first need to register with the NMLS and get a NMLS ID number.
• You then need to find an NMLS approved pre-licensing school and register and enroll in a 20 hour pre-licensing mortgage loan originator course.
• The 20 hour pre-licensing course can be done online or in a classroom.
• Upon completion of your 20 hour pre-licensing course, you will then be eligible to take your federal NMLS mortgage loan originator examination.
• Once you pass your federal NMLS exam can now apply for your individual NMLS state licenses.
• Each state has its own licensing requirements and the costs and fees depends on each individual state.
• Each candidate applying for an individual mortgage license for a particular state needs to go through a background criminal investigation as well as credit check and financial background investigations. 
• No felony conviction in the past 7 years.
• Any criminal convictions involving fraud and/or theft will be reasons for denial of a mortgage loan originator’s license.
• Many think that just because they have bad credit that they will not be able to get a NMLS mortgage loan originator’s license.
• This is not the case. Each state have their own standards on an applicant’s credit requirement.
• The most lenient state where you can qualify with little or no regards to credit such as having outstanding collection accounts, charge off accounts, and judgments are California, Illinois, New Jersey, Florida, Ohio, Kansas, Alabama, and Virginia.
• Wisconsin, Texas, and Connecticut do have tougher requirements on credit where the regulator may require that you have a written payment agreement on outstanding collections, charge offs, and judgments.
• Bankruptcies and foreclosures does not disqualify a candidate of getting their NMLS mortgage loan originator’s license.