Boost Credit Score With Instant Credit To Qualify For Mortgage


How To Boost Credit Score With Instant Credit:

Boost Credit Score
Gustan Cho Associates

Boost Credit Score With Instant Credit 

Welcome To Gustan Cho Associates Mortgage Group. We are going to show our viewers some tricks of the trade to boost credit scores to qualify for mortgage loans on this page.

  • There are ways to boost credit score with instant credit
  • Borrowers who do not qualify for a mortgage or do not meet a certain mortgage loan program due to being a few points shy of meeting the minimum credit score requirements can easily raise their credit scores by taking our advice

Credit Cards To Boost Credit Score

Credit Cards To Boost Credit Score

One of the main reasons why consumer credit scores are low is due to not having any revolving credit tradelines.

  • Secured Credit Cards are the easiest and fastest way of boosting credit scores
  • Consumers with no credit scores or low credit scores can easily boost credit scores with secured credit cards
  • By adding three secured credit cards with at least $500 credit limits can exponentially boost scores
  • Each secured credit card can raise 20 or more points

How To Maximize Credit Scores To Qualify For Mortgage

How To Maximize Credit Scores To Qualify For Mortgage

Borrowers with under 600 credit scores can easily boost their scores by adding positive credit.

  • Borrowers with lower scores due to high credit card balances need to pay down the balances to get maximum optimization of their scores
  • Remember that low credit scores mean higher mortgage interest rates
  • For maximum FICO scores, have credit card balances as low as possible but never a zero balance
  • For Example, a $1,000 limit card with a $900 balance will hurt scores
  • However, by paying down the card balance to lower than 10% or $100, scores will increase substantially.
  • Available credit in a revolving account is what will maximize and boost credit scores

Boost Score With Instant Credit With

Boost Score With Instant Credit With

The credit card that we are highly recommending is an unsecured card that almost all applicants, whether you have poor credit or low scores will get approved and is a powerful tool to boost your FICO in 30 days of less.

  • This card is ideal for mortgage borrowers who have low scores either because they have no revolving tradelines and/or have cards that have high balances on them and due to their lower scores, they cannot qualify for a mortgage loan
  • Getting this card is another alternative to getting secured cards and can be quicker than getting secured cards to boost credit score
  • Borrowers can boost credit scores with instant credit by visiting

I’ll be attaching the particular details about this powerful revolving card for you to use to maximize and how to boost credit score without the waiting period it takes for secured cards such as the cost of enrolling in the program, how it needs to be used, and when to apply as well as when it will report to all three major credit bureaus.

How Does This Card Work?

How Does This Card Work?

This unsecured card was developed and launched by mortgage professionals to help borrowers who need to boost their scores as soon as possible in order to qualify for a mortgage.

  • The combination of deleting the derogatory credit items off one’s credit report as well as recommending secured cards to re-establish a consumer’s overall credit
  • This card is like adding fuel to the fire to get to the finish line of good credit in a much faster time frame

Recommended Tradelines

Recommended Tradelines

Most lenders will have a minimum amount of 3credit tradelines that have been seasoned for at least 12 months.

  • Some lenders may require three tradelines that have been seasoned for at least 24 months
  • Tradelines are accounts such as revolving card accounts, auto loans, or any other creditor reporting any installment and/or revolving credit and its payment history of the debtor on the bureaus
  • The ideal amount of cards consumers should have is between five and nine active revolving credit card accounts
  • To maximize and boost the score and for a strong financial profile, consumers should have a mixture of revolving accounts and installment accounts
  • Having one or two installment accounts such as an auto loan, mortgage loan, and/or student loans will be a plus along with revolving accounts
  • Consumers should never ever close out any revolving accounts that are not used even though the revolving account company may charge an annual fee
  • Part of the scoring model of FICO is derived by having aged active tradelines and having available credit is also a major part of having higher scores
  • The $35 annual maintenance fee to keep consumer’s revolving account active is worth every penny
  • Good credit and higher credit scores mean savings, not just when applying for a mortgage
  • Good credit is also important when shopping for insurance because insurance premiums are based on credit scores
  • Interest rates on auto loans when consumers trade in their vehicle or just apply for any type of credit
  • Higher scores mean less risk for a creditor and/or lender which translates into less risk from a lender’s point of view
  • Which means lower rates and lower rates means big savings for the consumer

Benefits Of

What are Benefits Of

The unsecured revolving account offers great benefits and almost everyone will get approved:

  • More than 95% of the applicants who apply for the gets an approval
  • The application process is streamlined and extremely simple and easy
  • The approval is not based on the consumer’s scores


  • Even with 30 outstanding derogatory collection items on your credit report, consumers can still get approved for the unsecured card with an unsecured limit of $5,000
  • This holds true as long as they do not have the list of items that are listed on the “REASONS FOR NON APPROVAL” LIST

 $5,000 available for everyone who is approved:

  •  $99 Membership Fee includes joint account
  • No Monthly Fees, EVER!
  • Reports to all three major bureaus on the 5th of every month
  • Sign up between the 1st and the 25th of any month and this tradelines will report on the 1st of the following month
  • 19.9% Interest Rate

Boost Credit Score By Getting Started And Approved For The $5,000 Unsecured Card

Getting Started And Approved For The Credit Cards


  • To get started with the approval process for the unsecured card with a $5,000 credit limit
  • Applicants will have to place a one-time minimum order of $100 with half down
  • Customers can order more than $100 with their 1st order
  • But their 1st order MUST be for a minimum of $100
  • Every new customer pays 50% down with every order they place on the merchandise they choose to purchase during their first year of having this card
  • After the 1st year of being a card member, there is NO required down payment on any purchase the cardholder places as long as they had timely payment history with no late payments since becoming a member cardholder of the unsecured card

There is a hard pull from Transunion only unless there is not enough information available, and then another credit report will be pulled from one other bureau.



Reasons For Non-Approval

*Substantial Federal and/or State Tax Liens

*Active Bankruptcy. Applicants can only get approved after a Chapter 7 Bankruptcy discharged date or one year into a Chapter 13 Bankruptcy repayment plan with a timely payment history.

*Child Support/Alimony: Applicants who are delinquent on your child support payments and/or alimony payments, they will not get approved for the $5,000 unsecured card. 

  1. Anthony says

    Hello My Name Is Anthony Blaylock I am Looking To Get started with your company

    1. Gustan Cho, NMLS 873293 says

      You can reach out to us at or call or text us at 262-716-8151. Looking forward to working with you.

  2. Barry Clinton says

    ​No one’s perfect and mistakes happen, recently I met with my mortgage lender to discuss financing options because I wanted a bigger house that suits me and my family and discovered errors on my credit report, such as late payments, and my score was around 618 after it dropped from 677. I told myself that whatever the case may be, I’d take the steps to heal my credit. I was researching that night when i found the contact of a top credit hacker/specialist on multiple blogs and on Google too. I took the leap of faith and contacted him that same night. After I made the deposit I was told to check my credit report in 3 working days. I took the risk and that’s the best decision of my life when i saw that my score was in 802 and my report was clean and free off inquiries and other negatives. Cash is king but credit is POWER. I promised to make him known to the world because i know many US families are faced with similar or even worst credit problems. Mike Gracz, Alex Carlucci, Massimo Ressa, Maria Windham, Dale Elenteny, Dora Ali, Joe Garza, Raul Enriquez, Ricky Chaparro, John Strange, Bianca Piverger, and Gustan Cho are the best mortgage professionals who helped me close on my home loan. Piotr Bieda helped with quarterbacking the whole process. Gustan Cho Associates at Loan Cabin Inc. is the best national mortgage banking company in this planet. Thank you Gustan Cho Associates and the Team at Gustan Cho Associates.

  3. Alan Dates says

    I think this is a really good article. You make this information interesting and engaging.

  4. Jeffrey Campbell says

    My credit score was boosted from 520 to 753 and over 3 collections and credit card debts paid off. I like to thank Alex Carlucci and Mike Gracz for helping me get to a very high score. The team at Gustan Cho Associates are the most talented mortgage professionals I met. Massimo Ressa was very supportive, Martyna Szettel was always helpful and informative. Piotr Bieda went above and beyond.
    I was more than amazed at what they did. I even apologized for doubting the team at Gustan Cho Associates. They have been a life saver.

  5. Nicolai Sam says

    Never had the slightest believe my score could move from 425 to 750 within 14 working days and my collections removed. All thanks to Alex Carlucci and Mike Gracz of Gustan Cho Associates. Massimo Ressa of Gustan Cho Associates was a major help too. God Bless Alex Carlucci, Michael Gracz, Massimo Ressa, Piotr Bieda and Martyna Szettel of Gustan Cho Associates for helping me an my family realize the dream of homeownership become a reality.

  6. Tommy says

    My best friends Piotr Bieda and Martyna Szettel told me about some guy I contacted him and he boosted my credit score from 630 to 850 in just 2 weeks. This was over a year ago. I forgot his name until I recently saw him on television and the business news network. Now I remember Alex Carlucci of Gustan Cho Associates. Alex Carlucci has helped me a lot and just wanted to thank him for all of his help along with Massimo Ressa and Mike Gracz. I can recommend Alex Carlucci, Massimo Ressa, and Michael Gracz of Gustan Cho Associates for anyone who wants to boost theirs and qualify for a mortgage. He’s quite easy to talk to, and are the best of the best in the mortgage and credit industry.

  7. Alyssa says

    I’m confused about the credit card.. wouldn’t my score go down with an inquiry?

    1. Gustan Cho, NMLS 873293 says

      A hard inquiry will drop your credit scores 2 to 5 points but having a new credit limit on a new credit card will boost your credit scores 15 to 20 points. Therefore, you will get a net boost of your credit scores.

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