Shopping For Insurance
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Shopping For Insurance With Best Premium and Terms

This guide covers shopping for insurance for the best premium and terms during the mortgage process. Shopping for insurance is one of the tasks required during the mortgage process. Borrowers need to get a homeowners insurance declaration page to their loan officer prior to the clear to close. Shopping for insurance with the best premiums…

Property Homeowners Insurance
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Property Homeowners Insurance is Required By Lenders

Brent Norkus, an insurance agent for Goosehead Insurance covers property homeowners insurance in this extensive guide. Property homeowners insurance is mandatory on all homes that are mortgaged with lenders. Lenders require homeowners insurance in the event the property gets damaged due to fire or other hazards. The home is the lender’s collateral and needs to…

Protecting Home With Insurance for Home Appliances
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Protecting Home With Insurance for Home Appliances

This guide covers protecting home with insurance for home appliances. Insurance for home appliances might be a good idea for people who purchased a house and want to protect their wallets from spending thousands of dollars on repairs or replacing all items.  Your home is your most valuable asset, but it’s the appliances within your…

Homeowners Insurance Deductibles
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How Homeowners Insurance Deductibles Work

This guide covers how homeowners insurance deductibles work. Homeowners insurance deductibles used to be straightforward. It was the dollar amount stated in your homeowner’s insurance policy that you’d pay out of pocket before any insurance coverage kicked in. For example, you leaked, and your home suffered severe water damage. You’d then call your insurance company…

Florida Homeowners Insurance
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The Crisis of Florida Homeowners Insurance

This guide covers the crisis in Florida homeowners insurance. Many insurance companies are getting out of the Florida homeowners insurance marketplace. It is costing insurance companies billions of dollars to insure a typical home in the state of Florida. Consider the company’s reputation and customer service. Research the reputation of the insurance companies you are…