Contact Us At Loan Cabin Inc. dba Gustan Cho Associates
Contact Us At Gustan Cho Associates: America’s Favorite One-Stop Resource Site For Mortgage & Real Estate Questions & News
Gustan Cho Associates has a national reputation for helping borrowers with less than perfect credit and credit scores qualify for home loans. We are set apart from other lenders because the word NO is non-existent.
Most bankers and lenders will tell borrowers who do not qualify for a loan to come back once their credit and credit scores have improved. With our team of professionals at Gustan Cho Associates, we start our relationship with borrowers the minute they make contact with one of our many experienced loan officers.
Our loan officers will help each borrower with analyzing their credit and income profile and see what loan program is best. It is not IF you will qualify for a home loan but rather WHEN you will close on your home loan.
Minimum credit scores required to qualify for a 3.5% down payment home purchase FHA Loan is 580 Outstanding collection and charge-off accounts do not have to be paid.
No overlays on government and conventional loans.
HUD allows front-end debt to income ratios at 46.9% and back end at 56.9% DTI on borrowers with at least 620 FICO credit scores to get an approve/eligible per automated underwriting system findings approval.
Contact Us If You Are A Real Estate Or Mortgage Professional
Professionals who are real estate agents, real estate attorneys, appraisers, home inspectors, mortgage professionals, or other real estate industry professionals and like to be one of our guest writers, contact us at Gustan Cho Associates Mortgage & Real Estate Information Resource Center.
Qualified real estate professionals will be invited to join our team of writers and publish articles for our growing nationwide Newsletter Subscribers and daily loyal fans and viewers.
Our Mission At Gustan Cho Associates
Our mission at Gustan Cho Associates is to create a one-stop real estate and mortgage informational website. Our mission is to help consumers learn more about the complex real estate and mortgage industry.
Many consumers depend on real estate agents and mortgage professionals to guide them in achieving the American Dream of homeownership become a reality. However, most folks are clueless when it comes to going about shopping for a home and need advice in securing financing. Most first-time home buyers go to their local bank to apply for a home loan.
Many of them get turned down because of the bank’s mortgage lender overlays. Most banks have tougher qualification guidelines when it comes to getting a mortgage loan approval.
Gustan Cho Associates of real estate and mortgage experts are here to offer valuable advice to the public. Many folks do not realize that just because they are turned down by their local bank, that does not mean they do not qualify for a home loan. Unfortunately, many bankers who tell borrowers that they do not qualify for a home loan do not recommend them to other lenders who do not have such tough lending requirements.
Our writers are real estate and mortgage industry professionals who are experts in their field.
Contact Us If You Have Any Questions
Viewers of Gustan Cho Associates Mortgage & Real Estate Information Resource Center can email us at [email protected] or call/text us at 262-716-8151 with any questions. Requesting topic subjects to one of our expert real estate or mortgage professionals is appreciated and encouraged. We are always looking for new topics and/or case scenario subject matters. There is so much information with regards to mortgage lending guidelines that a large percentage of our viewers are mortgage professionals contacting us for advice. Please subscribe to our newsletter and become a member of our growing list of subscribers.
Mortgage Services Offered Through Loan Cabin Inc.