Conv FHA VA Jum/Non USDA Home Price/Value % Down / Equity $ Loan Amount $ Interest Rate % Loan Term 30 years 25 years 20 years 15 years 10 years Principal and Interest Payment (monthly) $1,918 Property Tax $ (yearly) Home Insur $ (yearly) HOA Dues $ (monthly) PMI $ (monthly) *This is an estimate and varies based on credit score. Total Monthly Payment Principal and Interest: 1,918 PMI: 277 Property Tax: 333 Homeowners Insurance: 100 HOA/Other: 0 Est Total Payment: 2,632 Home Price/Value % Down / Equity Loan Amount $ + MIP Loan Term 30 years 25 years 20 years 15 years 10 years Interest Rate % Principal and Interest Payment (monthly) $1,951 Property Tax $ (yearly) Home Insur $ (yearly) HOA Dues $ (monthly) PMI $ (monthly) Total Monthly Payment Principal and Interest: 1,951 PMI: 205 Property Tax: 333 Homeowners Insurance: 100 HOA/Other: 0 Est Total Payment: 2,189 Home Price/Value % Down / Equity $ Loan Amount $ Exempt 1st Time Use 2nd Time Use Loan Amount + Funding Fee $ Interest Rate % Loan Term 30 years 25 years 20 years 15 years 10 years Principal and Interest Payment (monthly) $1,987 Property Tax $ (yearly) Home Insur $ (yearly) HOA Dues $ (monthly) Total Monthly Payment Principal and Interest: 1,987 Property Tax: 333 Homeowners Insurance: 100 HOA/Other: 0 Est Total Payment: 2,148 Home Price/Value % Down / Equity $ Loan Amount $ Interest Rate % Loan Term 30 years 25 years 20 years 15 years 10 years Principal and Interest Payment (monthly) Property Tax $ (yearly) Home Insur $ (yearly) HOA Dues $ (monthly) Total Monthly Payment Principal and Interest: 1,918 Property Tax: 833 Homeowners Insurance: 100 HOA/Other: 0 Est Total Payment: 6,043 Home Price/Value % Down / Equity $ Loan Amount $ Funding Fee $ Interest Rate % Loan Term 30 years 25 years 20 years 15 years 10 years Principal and Interest Payment (monthly) $1,987 Property Tax $ (yearly) Home Insur $ (yearly) HOA Dues $ (monthly) Total Monthly Payment Principal and Interest: 1,987 Property Tax: 333 Homeowners Insurance: 100 HOA/Other: 0 Est Total Payment: 2,148 Debt to Income Calculator Monthly Mortgage Payment: Minimum Monthly Debt Payments: Car payment, minimum credit card payments, student loan monthly payments, child support, etc. Not utility bills or rent. Gross Income per Month or Year: Monthly Income Yearly Income Debt to Income Ratio: Front Ratio Back Ratio / Max Allowable for Conventional: 50%/50%
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