Refinancing Your California Mortgage Loan
Refinancing Your California Mortgage Loan in 2025: A Complete Guide If you’re a California homeowner, you’ve probably heard friends or…
Easy Mortgage Guide for Non-Permanent Residents in the U.S.
This guide covers lending guidelines and mortgage loan programs for non-permanent residents. Certain guidelines exist for non-permanent residents interested in…
Mortgage Rates During The COVID-19 Pandemic
This guide covers the volatility of mortgage rates during the Covid-19 pandemic. Mortgage Rates During The COVID-19 Pandemic is two-fold….
Making Austin Texas Home
Austin, Texas has one of the highest in-migration rates in the nation. The Austin housing market is booming. There is a major shortage of housing in Austin, Texas due to the mass migration to this Texas city.
FHA 203k Contractor Role For Homebuyers of Fixer-Uppers
In this blog, we will cover and discuss the FHA 203k contractor role for homeowners on FHA 203k loans. The…
How The Marriage Penalty Works
This guide covers how the marriage penalty works. He loves me, he loves me not, he loves me, he loves…
Mortgage Protection Plans For Homeowners
This guide covers mortgage protection plans. The mortgage protection plan sets up a generational wealth plan and estate plan. The…
HUD FHA 203k Loans Manual Underwriting Guidelines
This guide covers HUD FHA 203k loans manual underwriting guidelines on renovation loans. HUD FHA 203k loans manual underwriting guidelines…
First-Time Buyer 3 Percent Down Payment Conventional Loan
What Are The 3% Down Payment Conventional Loan Requirements And Guidelines? Fannie Mae and Freddie Mac allow a 3% down payment on conventional loans for first-time homebuyers. A first-time homebuyer is a buyer who had no ownership of a home in the past three years.
HUD DACA Mortgage Guidelines For DREAMERS on FHA Loans
This article will cover HUD DACA mortgage guidelines on FHA loans for DREAMERS. Gustan Cho Associates have some good news…
Clearing Conditions For Clear To Close on Home Purchase
This guide covers clearing conditions for clear to close on home purchases. Once mortgage borrowers have signed the mortgage application…
Clearing Underwriters Conditions To Submit For Clear To Close
In this guide, we address underwriters conditions to pave the way for a clear-to-close submission. Whether individuals seek approval for…
Commission-Income Mortgage Guidelines
Mortgage lenders must adhere to the Ability to Repay (ATR) rule when underwriting. That means they must make sure that borrowers can afford the loan before they approve it.
Small Business Loans For Self-Employed With SBA Loans
This guide covers important tips for starting small businesses for entrepreneurs and getting financing with SBA Business Loans. Starting a…
Best Florida VA Lenders With No Overlays on VA Loans
Not all Florida VA lenders have the same lending requirements on VA loans. Not all Florida VA lenders do manual…
Buying Home With No PMI With 80-10-10 Mortgage Loans
This guide covers buying home with no private mortgage insurance with 80-10-10 mortgage loans. Any conventional mortgage loan with less…
VA Credit Score Mortgage Guidelines on VA Home Loans
This guide covers VA credit score mortgage guidelines on VA home loans. VA mortgages are the best home loan program…
Understanding Mortgage Application Process To Avoid Delays
This blog is about understanding mortgage application process to avoid delays. Despite the countless mortgage lending guidelines, applying for a…
