April 10, 2017
Overlays

Mortgage Lender Overlays

What Are Mortgage Lender Overlays? How Does Mortgage Lender Overlays Affect Loan Approval? Mortgage Lender Overlays are mortgage qualification requirements that a lender implements on top […]
May 18, 2016
2016 Conventional Loan Requirements

2016 Conventional Loan Requirements

2016 Conventional Loan Requirements Explained What Are The 2016 Conventional Loan Requirements There are new 2016 Conventional Loan Requirements that went into effect. Fannie Mae and […]
April 19, 2016
Lender Overlays Explained

Lender Overlays Explained

Lender Overlays Explained Mortgage Lender Overlays Explained There are qualification requirements that is required by mortgage borrowers in order for them to qualify for mortgage loans. […]
December 5, 2015
Mortgage Lender Reviews And Testimonials

Mortgage Lender Reviews And Testimonials

Importance Of Mortgage Lender Reviews And Testimonials The home buying process is both an exciting and stressful process at the same time. Choosing a mortgage lender […]
December 3, 2015
Mortgage Lender Ads

Mortgage Lender Ads

Reviewing Mortgage Lender Ads Choosing the right mortgage lender that is suitable to you is one of the most important decisions that you will make in […]
November 29, 2015
Shopping For Mortgage With Bad Credit

Shopping For Mortgage With Bad Credit

Borrowers Shopping For Mortgage With Bad Credit Shopping for mortgage with bad credit can get quite challenging. There are so many mortgage lending regulations to protect […]
November 11, 2015
2016 Fannie Mae Guidelines

Mortgage Guidelines And Lender Overlays

What Are Mortgage Guidelines There are two types of mortgage guidelines. The first and foremost is the federal lending mortgage guidelines that is from government mortgage […]
February 2, 2015
Avoiding Last Minute Mortgage Denial

Last Minute Mortgage Denial

What Is A Pre-Approval? Many home buyers think that a mortgage loan pre-approval is a done deal and that the mortgage loan will fund and close.  Majority […]
September 19, 2014
Debt To Income Ratio

Can Credit Scores Impact Debt To Income Ratio Requirements?

Credit Scores A person’s credit score will determine whether or not the person can qualify for a certain mortgage loan program.  For example, the minimum credit […]
September 5, 2014
No Mortgage Lender Overlays

Do I Qualify For A Mortgage? Mortgage Lender Overlays

Do You Qualify For A Mortgage? Home buyers need to qualify for a mortgage before they can go shop for a home.  Almost all realtors will require […]
August 18, 2014
2 Year Employment History

What If You Were Told You Don’t Qualify Due To Not Having 2 Year Employment History With Same Employer?

2 Year Employment History By Gustan Cho One of the mandatory requirements to qualify for a residential mortgage loan, whether it is FHA or Conventional, mortgage […]