This Article Is About FHA Loan During Chapter 13 Bankruptcy Process Mortgage Guidelines Can I Qualify For FHA Loan During Chapter 13 Bankruptcy is one of the most common questions homebuyers ask. Chapter 13 Bankruptcies generally have a three to five-year repayment period prior it can be discharged. Three to five years is a long […]
This Article Is About The HUD Chapter 13 Manual Guidelines During Bankruptcy Repayment Period Per HUD Chapter 13 Manual Guidelines, borrowers can qualify for FHA Loans during Chapter 13 Bankruptcy Repayment Period. Chapter 13 Bankruptcy does not have to be discharged to qualify for FHA Loans. Although HUD Chapter 13 Manual Guidelines allow borrowers to […]
This Article Is About FHA Mortgage After Chapter 13 Bankruptcy Guidelines Qualifying For FHA Mortgage During And After Chapter 13 Bankruptcy Is Possible At Gustan Cho Associates. Home Buyers can now qualify for FHA Mortgage After Chapter 13 Bankruptcy with no waiting period after the Chapter 13 Bankruptcy discharged date. I get many calls by […]
This Article Is About Qualifying For FHA Loan During Chapter 13 Bankruptcy FHA Loan During Chapter 13 Bankruptcy Repayment Plan. Homebuyers and/or homeowners can qualify for an FHA loan during Chapter 13 Bankruptcy repayment plan after one year into the repayment period. Borrowers can qualify for either a home purchase and/or refinance an FHA loan […]
This Article Is About Re-Establishing Credit After Bankruptcy And Foreclosure: Having a bankruptcy or a foreclosure is not the end of the world. People can definitely qualify for a mortgage after bankruptcy. However, there is a minimum waiting period required to qualify for a mortgage after bankruptcy on government and conventional loans. Gustan Cho Associates offers […]
This Article Is About Chapter 13 Trustee Mortgage Approval Guidelines On FHA And VA Loans: Tips And Advice in getting Chapter 13 Trustee Mortgage Approval During Chapter 13 Repayment Plan On VA and FHA Loans: As you already know, Gustan Cho Associates are experts in mortgage financing revolving around bankruptcies. If you are currently in […]
This Article Is About HUD Bankruptcy Guidelines After Chapter 7 And Chapter 13: HUD Bankruptcy Guidelines state that borrowers can qualify for FHA Loans after Chapter 7 and 13 Bankruptcy. Many homebuyers, especially first-time home buyers, think that getting a mortgage is next to impossible after filing bankruptcy. This is not true. Bankruptcy will initially […]
The skyrocketing housing market is a good time for homeowners in an active Chapter 13 repayment plan to do a cash-out refinance and pay their Chapter 13. Many homeowners do not realize how much equity they have in their homes. Home values have skyrocketed in recent years.
VA realizes that veterans may have less than perfect credit than civilian home buyers due to serving in the armed services. We will discuss qualifying for VA Mortgage After Short Sales on this blog versus other mortgage programs.
You are eligible to apply for FHA home loans after filing for Chapter 13 bankruptcy protection. Here’s what you need to know about buying or refinancing with an FHA mortgage after a Chapter 13 bankruptcy. You do not need to have your Chapter 13 bankruptcy discharged to qualify for an FHA loan. Also, there is no waiting period to qualify for an FHA loan after a Chapter 13 bankruptcy discharge. Many lenders may require you to wait two years after a Chapter 13 bankruptcy discharged date. However, Gustan Cho Associates does not have a waiting period after the Chapter 13 Bankruptcy discharged date.