Gustan Cho Associates Mortgage

We make your dream of home ownership come true.

whether you need a mortgage to buy your dream home, pull some cash from your property using a cash-out refinance, or lower your monthly payment, we are here to help.

Why Choose Gustan Cho Associates?

Gustan Cho Associates Mortgage Lenders Licensed in 48 States, including Washington, DC, Puerto Rico, and the U.S. Virgin Islands

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Looking For That Mortgage Loan Program Not Available at Other Lenders?

Here are some popular mortgage options:
FHA, VA, USDA, Conventional Loans with No Overlays | W2 Income Only Mortgages | Manufactured Homes | Manual Underwriting | Mortgages Down To 500 FICO | FHA 203k Loans | Down Payment Assistance | ITIN and DACA | No Ratio Loans | 1099 Only Mortgages | Non-QM Jumbo Loans | 90% LTV Jumbo Mortgages | Chapter 13 Bankruptcy Loans | No Credit Score Mortgages | Reverse Mortgages | Non-QM Loans | No-Doc Mortgages | Stated Income | Bank Statement Loans | Doctors Mortgages | Homes For Police and Fire | DSCR Loans | Fix and Flip | Construction Loans | HELOC | Bridge Loans | Commercial Loans | SBA Loans
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What type of mortgage loan are your looking for?

Purchase, Refinance, Cash Out Refinance, FHA Loan, VA Loan, USDA Loan, Conventional Loan, Jumbo Loan, Non-QM Loan, Investment Loan, SBA Loan, Equipment Financing, HELOC, and Alternative Financing?  

Over 80% of our clients are borrowers who could not qualify at other lenders either due to the lender having overlays on government and conventional loans, or because the lender did not have the mortgage loan program the borrower was looking for.

Gustan Cho Associates has a national reputation for not just offering traditional government and conventional loans with no overlays at competitive rates but also offering hundreds of non-QM and alternative mortgage loan programs. If there is a mortgage loan program in today’s market, Gustan Cho Associates has it !! We help our borrowers with Love !!!

Our Team is available 7 days a week, evenings, weekends, and holidays!!!

Call Us Today At (800) 900-8569 or Complete The Enquiry Form

    Get Pre-Qualified Today By Contacting Us


    The team at Gustan Cho Associates are experts in helping Veterans on VA Loans with 500 FICO.

    Our Team supports our Military And Veterans for their service. We are forever grateful to you!!!

    To all of our Military And Veterans, out there…..We respectfully salute you….. We thank you for your bravery, service and immense Sacrifices. Today and every day, We appreciate you for your Bravery, Courage, Dedication, Hard Work to our country in keeping us safe. And thanks to the military families for their Support, Resilience, Courage, And Sacrifices. As one of America’s Veterans, You are the pride and joy of your community and our country.

    Other Services

    Good
    Based on 57 reviews
    jerry sears
    jerry sears
    2024-01-18
    John Strange made the impossible possible for us. Courteous, professional, always available and an expert at the mortgage process, he never gave up on helping us attain a beautiful home with a shop for our business and a wonderful future! After being turned down several times by other lenders because I didn't have 2 years of tax returns for my business, I found John. He breezed through the process and delivered exactly what he said he was able to do. There are mortgage lenders, and then there's JOHN STRANGE. Thank you John! Also, thank you to Angie Torres who worked diligently until the final pen stroke.
    Daniece Ortega
    Daniece Ortega
    2023-08-02
    I worked with John Strange and Angie Torres. I am so happy that I found this company for my mortgage needs. They really worked hard, very patient, and very knowledgeable of my VA mortgage process. My family will be in a new home near my family thanks to this company. Thank you!
    KaylandDwayne Family
    KaylandDwayne Family
    2023-07-09
    I am thrilled to write a review on behalf of Gustan Cho!!! I first want to say that my husband and I worked with John Strange and he was amazing! John answered all of our questions and went above and beyond to ensure that we got into our dream home! My husband and I applied for many home loans and was turned down countless times. We were told things like “your debt to income ratio is too high”, and “your credit score is not good enough”. It was disappointing and frustrating as we had a deep desire to become home owners. The first time I called Gustan Cho, I was honest and transparent about our situation. Our loan officer went over our documents and worked tirelessly to make the deal happen! We would call him on weekends, and after work hours and he would answer every time! I’m great full for every effort he made in order to get us into our new dream home! I am Happy to say that because of our Lord and savior Jesus Christ, and our loan officer, we are now first time home owners! If you are looking to buy a home please give Gustan Cho a chance to make it happen! John Strange is amazing! He is knowledgeable in this field and knows what he’s doing! You won’t regret it I promise!
    Heather Fickett
    Heather Fickett
    2023-05-27
    I highly recommend Gus and his team! They have worked day and night to help me get the home I have been wanting for quite some time. I was constantly let down and denied for years while trying to maintain a good credit score, and a better income that I had almost given up. I decided to try one more time and it must have been my lucky day because I came across Gus and his team!! Thank you so much for the hard work you all have put in for my family and I!! Your friend from Maine🦞
    MIKE MORE MILES
    MIKE MORE MILES
    2023-05-26
    John Strange was a joy to work with. Not only is he experienced but most importantly he’s genuine. In these times finding a house and securing financing isn’t the easiest task and he made it all obtainable and stress free which I thought would be impossible. I would give 10 stars if it was possible. Thank you again John!!
    Jess Striedl
    Jess Striedl
    2023-05-26
    I do not ever write reviews but my experience was so good that I had too. John Strange was the most knowledgeable and professional loan officer I have ever talked to. I had three people turn me down without even consulting me as to why. John made the whole process of buying a house easy and made sense every step of the way.
    Margarett Jurilla
    Margarett Jurilla
    2023-05-26
    I would like to thank Alex Carlucci for being very patient and helping my family purchase a home. We now have our FOREVER HOME because of him.
    Chris Eklund
    Chris Eklund
    2023-05-25
    Gus is a great guy he works very hard to make sure that everything goes as planned an keeps in touch with you the whole time of the process. I would recommend Gus an his whole team to any one that is buying a home.