Gustan Cho Associates Mortgage

We make your dream of home ownership come true.

whether you need a mortgage to buy your dream home, pull some cash from your property using a cash-out refinance, or lower your monthly payment, we are here to help.

Why Choose Gustan Cho Associates?

Gustan Cho Associates Mortgage Lenders Licensed in 48 States, including Washington, DC, Puerto Rico, and the U.S. Virgin Islands

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Looking For That Mortgage Loan Program Not Available at Other Lenders?

Here are some popular mortgage options:
FHA, VA, USDA, Conventional Loans with No Overlays | W2 Income Only Mortgages | Manufactured Homes | Manual Underwriting | Mortgages Down To 500 FICO | FHA 203k Loans | Down Payment Assistance | ITIN and DACA | No Ratio Loans | 1099 Only Mortgages | Non-QM Jumbo Loans | 90% LTV Jumbo Mortgages | Chapter 13 Bankruptcy Loans | No Credit Score Mortgages | Reverse Mortgages | Non-QM Loans | No-Doc Mortgages | Stated Income | Bank Statement Loans | Doctors Mortgages | Homes For Police and Fire | DSCR Loans | Fix and Flip | Construction Loans | HELOC | Bridge Loans | Commercial Loans | SBA Loans
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What type of mortgage loan are your looking for?

Purchase, Refinance, Cash Out Refinance, FHA Loan, VA Loan, USDA Loan, Conventional Loan, Jumbo Loan, Non-QM Loan, Investment Loan, SBA Loan, Equipment Financing, HELOC, and Alternative Financing?  

Over 80% of our clients are borrowers who could not qualify at other lenders either due to the lender having overlays on government and conventional loans, or because the lender did not have the mortgage loan program the borrower was looking for.

Gustan Cho Associates has a national reputation for not just offering traditional government and conventional loans with no overlays at competitive rates but also offering hundreds of non-QM and alternative mortgage loan programs. If there is a mortgage loan program in today’s market, Gustan Cho Associates has it !! We help our borrowers with Love !!!

Our Team is available 7 days a week, evenings, weekends, and holidays!!!

Call Us Today At (800) 900-8569 or Complete The Enquiry Form

    Get Pre-Qualified Today By Contacting Us


    The team at Gustan Cho Associates are experts in helping Veterans on VA Loans with 500 FICO.

    Our Team supports our Military And Veterans for their service. We are forever grateful to you!!!

    To all of our Military And Veterans, out there…..We respectfully salute you….. We thank you for your bravery, service and immense Sacrifices. Today and every day, We appreciate you for your Bravery, Courage, Dedication, Hard Work to our country in keeping us safe. And thanks to the military families for their Support, Resilience, Courage, And Sacrifices. As one of America’s Veterans, You are the pride and joy of your community and our country.

    Other Services

    Good
    Based on 65 reviews
    Bill Burg
    Bill Burg
    2024-03-02
    Man it’s been great working with Gus and his amazing team. Their professionalism and attention to detail is second to none. I’ve never met anyone with more knowledge and skill at finding ways to help people into a home than him.
    Rhonda Smith
    Rhonda Smith
    2024-02-23
    Amazing place
    brent norkus
    brent norkus
    2024-02-23
    Working with Gustan and his team has been an absolute pleasure. From start to finish, they have every client's best interest in mind to ensure they get the correct loan that fits their needs. Efficiency and accuracy are two words that describe my experience with Gus. Gus and his team over at Nexa are dominating the GAME! 5 stars is an understatement, and I would give ten stars if possible!
    TCrumpCollinsParsonMcGinnis Frazier
    TCrumpCollinsParsonMcGinnis Frazier
    2024-02-22
    John and Angie are absolutely amazing! We had another lender and our loan fell through at the last minute. I called John and told him our issues and in 5 minutes he told me he could get it done. After 30 years of praying, moving and bankruptcy issues, these two got it done. It’s was fast and they answered all our questions. There are not enough words that could express how overwhelmed we are and how awesome they are. Do yourself a favor and call John, I promise you will thank me later. Please check out Gustan Cho’s videos. They are telling the truth and will walk thru fire with you. Thank you John and Angie! The Frazier’s.
    Charlie G
    Charlie G
    2024-02-16
    Gus is a great person, and a great loan officer with lots of experience and knowledge of many types of loans. Gus even takes calls after business hours unlike a lot of other companies. Gus has given me the best options available for a mortgage; he is honest and has integrity. I got to give Gus 5 stars due to he goes the extra mile to help you. Thanks Gus!!!
    David Heckman
    David Heckman
    2024-02-15
    John Strange and Angie Torres made this whole process seamless from start to finish. John would answer a text or call anytime and made sure to keep me updated the whole time. I would tell you that you are in good hands with these two!
    jerry sears
    jerry sears
    2024-01-18
    John Strange made the impossible possible for us. Courteous, professional, always available and an expert at the mortgage process, he never gave up on helping us attain a beautiful home with a shop for our business and a wonderful future! After being turned down several times by other lenders because I didn't have 2 years of tax returns for my business, I found John. He breezed through the process and delivered exactly what he said he was able to do. There are mortgage lenders, and then there's JOHN STRANGE. Thank you John! Also, thank you to Angie Torres who worked diligently until the final pen stroke.
    Daniece Ortega
    Daniece Ortega
    2023-08-02
    I worked with John Strange and Angie Torres. I am so happy that I found this company for my mortgage needs. They really worked hard, very patient, and very knowledgeable of my VA mortgage process. My family will be in a new home near my family thanks to this company. Thank you!