Gustan Cho & his team
mortgage loan originators, processors, and underwriters
Gustan Cho is a licensed residential and commercial mortgage banker and correspondent mortgage lender with Gustan Cho Associates. Gustan Cho and his team of licensed mortgage loan originators, processors, and underwriters are full service commercial and residential mortgage bankers and correspondent mortgage lenders and are licensed to originate, process, and underwrite, and fund FHA Loans, FHA 203k Loans, VA Loans, USDA Loans, Reverse Mortgages, Jumbo Mortgage Loans, and Conventional Loans as well as residential and commercial private money loans and hard money loans through its sister companies, Hard Money Capital Group, www.hardmoneycapitalgroup.com, and Private Money Capital Group, www.privatemoneycapitalgroup.com.
Gustan Cho and his Associates are residential mortgage bankers and correspondent mortgage lenders with the ability to broker mortgage loans. Gustan Cho Associates specialize in originating mortgage loans with no investor overlays. Minimum credit scores for a 3.5% down payment home purchase mortgage loan is 580 FICO. No investor overlays. As long as the mortgage loan applicant gets an automated underwriting system, AUS, automated approval, Gustan Cho Associates will just go off the automated findings with no overlays. This is not just with FHA Loans, but also with VA Loans, USDA Loans, and Conventional Loans.
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