When Is Rental Verification Required By Mortgage Lenders
One of the frequently asked mortgage questions we get from home buyers is when is rental verification required by mortgage…
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Email Us: alex@gustancho.com
Call or Text: (800) 900-8569
Email Us: alex@gustancho.com
One of the frequently asked mortgage questions we get from home buyers is when is rental verification required by mortgage…
This guide covers first-time investor tips for investing in rental properties. Gustan Cho started his full-time career as a stockbroker…
This Article Is About Verifications Required By Lenders During The Mortgage Process There are multiple verifications required by lenders during…
This blog will discuss and cover FHA manual underwriting mortgage guidelines and requirements. We will explain the key points of…
In this article, we will cover and discuss applying for mortgage with another lender when denied by the original lender….
In this article, we’ll explore the process of Qualifying For FHA Loan During Chapter 13 Bankruptcy. Homebuyers can secure an…
In this blog, we will cover and discuss the automated underwriting system approval, which is also referred to as AUS…
This guide cover the FHA guidelines during vs after Chapter 13 Bankruptcy on FHA loans. VA and FHA guidelines during…
In this blog, we will cover and discuss the automated approval by the automated underwriting system. It is key to…
HUD oversees the Federal Housing Administration (FHA) and helps homebuyers in buying a home in Tennessee with bad credit and…
In this article, we will cover and discuss qualifying for a mortgage with recent derogatory credit with our non-QM loan…
In this article, we will discuss and cover manual underwriting during Chapter 13 mortgage process. Homebuyers can qualify for an…
This guide covers how paying rent timely will help get a mortgage approved. Homebuyers who have little to no credit…
This blog post will explore Buying House While In Chapter 13 Bankruptcy. Chapter 13 Bankruptcy involves a structured five-year repayment…
Can You Qualify For Manual Underwriting With Late Payments? VA and FHA allow manual underwriting for borrowers who cannot get an approve/eligible per automated underwriting system. Manual underwriting guidelines require timely payments in the past 24 months. However, Gustan Cho Associates can approve manual underwriting with late payments in the past 24 months if the borrower had extenuating circumstances beyond their control. This is more so on VA loans versus FHA loans.
This guide covers the loan officer document checklist. This article on the Loan Officer Document Checklist is a series of…
This BLOG covers USDA one credit score mortgage guidelines. We have recently gotten many inquiries on USDA One Credit Score…
This guide covers HUD guidelines versus lender overlays on FHA loans. There have been notable changes for HUD guidelines versus…
This blog delves into the significance of non-traditional credit in mortgage qualification process, particularly focusing on scenarios where borrowers lack…
Gustan Cho Associates are experts when analyzing consumer credit reports. Since we do not have lender overlays, we see all…
In this article, we will delve into the credit tradelines requirements essential for mortgage loan application eligibility. The credit tradelines…